HomeAlaskaKenai Peninsula BoroughSterling CDP
Sterling CDP, Alaska: commercial real estate data.
Sterling CDP is a Census CDP of 6,323 people across 77.81 square miles of land, in Kenai Peninsula Borough. Median household income is $102,415, 86.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $125,000.
76 sourced place values · tier FULL · 8 sections
Sterling
What Sterling is
- Census place typeCDP
- Land area77.81 sq mi
- Water area1.83 sq mi
- Population per square mile of land81
- County holding the largest share of its areaKenai Peninsula Borough, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
How many people live in Sterling
- Population6,323
- Median age46.8
- Population under 181,172 plus or minus 269
- Share under 1818.5 percent plus or minus 3.7
- Population 65 and over1,751
- Share 65 and over27.7 percent
- Households2,718
- Family households1,775
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
Income and work in Sterling
- Median household income$102,415 plus or minus $26,142
- Per capita income$64,024 plus or minus $15,815
- Civilian labor force2,766
- Employed2,629
- Unemployed137 plus or minus 113
- Unemployment rate5.0 percent plus or minus 4.0
- Adults 25 and over4,720
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher29.2 percent plus or minus 6.3
- Adults 25 and over with a graduate degree9.5 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
Housing in Sterling
- Housing units3,828
- Occupied units2,718
- Vacant units1,110
- Vacancy rate29.0 percent
- Owner occupied2,354
- Renter occupied364 plus or minus 140
- Ownership rate86.6 percent
- Median owner-occupied home value$353,400
- Median gross rent, monthly$1,248 plus or minus $480
- Annual rent as a share of median income14.6 percent plus or minus 6.8
- Single family units3,637
- Share single family95.0 percent
- Units in buildings of two or more68 plus or minus 67
- Share in buildings of two or more1.8 percent plus or minus 1.7
- Mobile homes123 plus or minus 73
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
How Sterling gets to work
- Workers 16 and over who commute2,224
- Commuting under 15 minutes620 plus or minus 235
- Share commuting under 15 minutes27.9 percent plus or minus 9.6
- Commuting 30 minutes or more768 plus or minus 222
- Share commuting 30 minutes or more34.5 percent plus or minus 8.3
- Drove alone61.7 percent
- Carpooled15.0 percent plus or minus 7.8
- Public transport1.0 percent plus or minus 1.6
- Walked2.4 percent plus or minus 2.6
- Worked from home14.6 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
SBA 7(a) lending to Sterling borrowers
- Approvals1
- Gross approval$125,000
- Average approval$125,000
- Median approval$125,000
- Ninetieth percentile approval$125,000
- Largest approval$125,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term174 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sterling
SBA 504 lending to Sterling borrowers
- Approvals1
- Gross approval$257,000
- Average approval$257,000
- Median approval$257,000
- Largest approval$257,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kenai Peninsula Borough, not Sterling
Kenai Peninsula Borough context, not Sterling figures
These are Kenai Peninsula Borough figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sterling measurements.
- Establishments in Kenai Peninsula Borough2,405
- Employment at those establishments, Kenai Peninsula Borough15,786
- Covered employment, Kenai Peninsula Borough21,474
- Average annual pay, Kenai Peninsula Borough$62,398
- Average weekly wage, Kenai Peninsula Borough$1,200
- Housing units permitted, Kenai Peninsula Borough152
- Of those, single family, Kenai Peninsula Borough104
- County product, 2024, Kenai Peninsula Borough$3,590,303,000
- County product change over the prior year, Kenai Peninsula Borough3.0 percent
- Average income of an arriving household, Kenai Peninsula Borough$79,213
Every figure in this section is published for Kenai Peninsula Borough as a whole and is not a measurement of Sterling. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sterling questions, answered from the record.
How many people live in Sterling, Alaska?
6,323, in 2,718 households. Sterling CDP covers 77.81 square miles of land, which is 81 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sterling in?
Kenai Peninsula Borough, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sterling?
$102,415. The median owner-occupied home is valued at $353,400. Median gross rent is $1,248 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sterling businesses?
1 7(a) approvals totalling $125,000, across 1 lenders, median approval $125,000, plus 1 504 approvals worth $257,000. These count approvals to borrowers whose address is in Sterling, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sterling borrowers get paid back?
No rate is published for Sterling. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Sterling figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kenai Peninsula Borough as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sterling.
Is zoning published for Sterling?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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