HomeCoverageKentucky

Kentucky: county data, all 120 of them.

4,534,824 residents across 120 county-equivalents, 93,602 business establishments, and 3,685 SBA approvals worth $1.89 bn. Every figure on this page is those counties summed, and every county has its own page.

32 state-level values · 120 county pages · underlined figures are computed by MMCG Analytics, not published by the agency

How many people live in Kentucky?

  • Population4,534,824
  • Households1,814,469
  • Average household size2.50
  • County-equivalents120
  • People per square mile115

Kentucky has 4,534,824 residents in 1,814,469 households across 120 county-equivalents, every one of which has its own data page below.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

What is the Kentucky economy?

  • Combined county product, 2024$295.38 bn
  • County product per resident$65,135
  • Covered employment1,949,539
  • Average annual pay$59,941

The average annual pay of $59,941 is weighted by each county's covered employment, not averaged across counties, so a large labour market counts for more than a small one.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How many businesses are in Kentucky?

  • Business establishments93,602
  • Establishments per 1,000 residents20.6
  • Employment at those establishments1,671,816
  • Annual payroll$91.41 bn

US Census Bureau, County Business Patterns, 2023.

Building permits in Kentucky

  • Housing units permitted16,264
  • Permitted construction value$3.40 bn
  • Units permitted per 1,000 households9.0

US Census Bureau, Building Permits Survey, 2024 annual.

SBA loans in Kentucky (7(a) and 504)

  • 7(a) approvals recorded3,106
  • 7(a) approval dollars$1.47 bn
  • Average 7(a) approval$473,514
  • 504 approvals recorded579
  • 504 approval dollars$421.4 m
  • Average 504 approval$727,884
  • Counties with a 7(a) record111 of 120

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

SBA loan default and charge-off rates in Kentucky

  • 7(a) charge-off rate over resolved loans6.10 percent
  • Resolved 7(a) loans behind that rate704
  • 7(a) loans charged off43
  • 504 charge-off rate over resolved loans5.00 percent
  • Resolved 504 loans behind that rate222
  • 504 loans charged off11

Of the 704 Kentucky 7(a) loans that have reached a final outcome, 6.10 percent were charged off. The rate is taken over resolved loans only, because a loan still running has not yet succeeded or failed.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

How large is Kentucky?

  • Land area39,485 sq mi
  • County-equivalents120
  • People per square mile115

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

The largest counties in Kentucky.

Kentucky county-equivalents by population, with the figures a site search compares them on
GeographyPopulationMedian incomeEstablishmentsCounty GDPSBA approvals
Jefferson County783,022$69,86620,164$78.80 bn966
Fayette County323,725$69,4799,295$28.91 bn366
Kenton County171,288$80,5483,297$12.39 bn267
Warren County140,918$65,7943,076$11.13 bn114
Boone County139,841$99,4143,163$16.78 bn221
Hardin County111,942$67,6472,253$7.34 bn62
Daviess County103,648$68,2142,385$6.15 bn90
Madison County95,769$63,3511,808$4.44 bn72
Campbell County93,426$77,5671,743$5.05 bn118
Bullitt County84,027$80,5581,308$3.82 bn57

Counties

All 120 Kentucky county-equivalents.

Kentucky counties: population, income, establishments and SBA activity
GeographyPopulationMedian incomeEstablishmentsCounty GDPSBA approvalsLand area, sq mi
Adair County19,089$53,553331$570.2 m6405
Allen County21,293$61,403256$616.4 m11344
Anderson County24,353$74,488352$814.7 m24202
Ballard County7,654$66,164155$354.2 m1247
Barren County44,938$50,628853$1.87 bn23488
Bath County12,851$56,541149$260.7 m4279
Bell County23,509$31,354436$997.4 m8359
Boone County139,841$99,4143,163$16.78 bn221246
Bourbon County20,240$61,354382$1.31 bn19290
Boyd County47,911$61,1181,169$3.76 bn35160
Boyle County30,941$61,159780$1.76 bn15180
Bracken County8,444$66,31998$219.5 m8206
Breathitt County13,276$34,808149$306.9 m3492
Breckinridge County20,881$55,843283$540.7 m3567
Bullitt County84,027$80,5581,308$3.82 bn57297
Butler County12,393$56,092190$409.3 m3426
Caldwell County12,618$59,583266$543.0 m5345
Calloway County38,224$52,706906$1.91 bn23385
Campbell County93,426$77,5671,743$5.05 bn118151
Carlisle County4,762$62,43980$264.6 m2189
Carroll County10,954$56,466233$2.46 bn11129
Carter County26,341$51,235389$670.6 m4409
Casey County15,914$45,510235$480.0 m1444
Christian County72,069$55,4941,290$7.87 bn28718
Clark County37,192$64,348784$2.04 bn28252
Clay County19,921$40,900229$454.8 m4469
Clinton County9,202$44,844175$465.7 m2197
Crittenden County8,979$46,656143$246.1 m1360
Cumberland County5,948$40,000104$252.9 mNone recorded305
Daviess County103,648$68,2142,385$6.15 bn90458
Edmonson County12,355$54,937130$250.3 m4303
Elliott County7,307$45,77638$110.1 mNone recorded234
Estill County14,035$46,051179$291.9 m2253
Fayette County323,725$69,4799,295$28.91 bn366284
Fleming County15,323$49,307255$434.8 m13349
Floyd County35,224$41,279700$1.40 bn19393
Franklin County51,842$65,2981,278$4.57 bn20208
Fulton County6,409$38,217105$286.3 m1206
Gallatin County8,769$63,34684$461.4 m3101
Garrard County17,568$63,087251$431.8 m11230
Grant County25,418$69,178386$784.0 m18258
Graves County36,630$50,772668$1.75 bn26552
Grayson County26,707$50,757431$996.8 m8497
Green County11,369$46,798179$238.9 m3286
Greenup County35,501$60,751466$1.08 bn12344
Hancock County9,034$65,464136$899.7 m1188
Hardin County111,942$67,6472,253$7.34 bn62623
Harlan County25,772$41,693370$759.8 m1466
Harrison County19,140$66,442297$710.3 m16306
Hart County19,603$52,285276$843.3 m2412
Henderson County44,280$58,851966$2.76 bn24437
Henry County15,856$63,347212$476.3 m11286
Hickman County4,439$60,86768$280.4 m1242
Hopkins County45,119$56,815882$2.66 bn13542
Jackson County13,086$40,000109$206.9 mNone recorded345
Jefferson County783,022$69,86620,164$78.80 bn966380
Jessamine County54,588$74,5761,353$3.05 bn64172
Johnson County22,334$44,904351$619.4 m8262
Kenton County171,288$80,5483,297$12.39 bn267160
Knott County13,830$41,761155$273.8 m1352
Knox County29,865$32,527449$836.8 m13386
Larue County15,107$67,067221$313.9 m2262
Laurel County62,983$57,7711,272$2.97 bn33434
Lawrence County16,077$46,772207$538.7 m7416
Lee County7,339$37,56890$160.5 m1209
Leslie County10,079$35,93488$196.8 m5401
Letcher County20,808$41,793277$538.8 m6338
Lewis County12,965$46,838114$251.8 m1483
Lincoln County24,504$52,440304$595.6 m8334
Livingston County8,903$58,984136$519.3 m2313
Logan County27,986$60,382486$1.33 bn8552
Lyon County8,900$65,066171$332.3 m2214
Madison County95,769$63,3511,808$4.44 bn72437
Magoffin County11,348$33,080156$212.5 m3308
Marion County19,749$59,627353$1.28 bn11343
Marshall County31,743$65,831734$1.76 bn23301
Martin County11,027$37,042137$290.3 m2230
Mason County16,956$52,178404$1.54 bn15240
McCracken County67,564$64,3732,061$6.99 bn66249
McCreary County16,867$33,750157$348.9 m2427
McLean County9,114$65,596161$345.2 m2252
Meade County30,158$74,355362$1.00 bn11305
Menifee County6,230$45,09660$115.0 m1204
Mercer County23,028$64,824359$1.15 bn16249
Metcalfe County10,425$51,473118$254.0 m1290
Monroe County11,269$51,280209$454.6 m4329
Montgomery County28,395$56,396560$1.38 bn32197
Morgan County14,053$47,913160$377.7 m3381
Muhlenberg County30,591$51,927537$1.54 bn8467
Nelson County47,606$69,5621,023$2.39 bn31418
Nicholas County7,708$59,53182$130.6 mNone recorded195
Ohio County23,735$57,798371$1.08 bn2587
Oldham County69,257$122,4971,404$3.01 bn80187
Owen County11,330$61,134133$262.7 m4351
Owsley County3,971$22,18842$68.9 m1197
Pendleton County14,723$64,669172$410.9 m9277
Perry County27,499$42,181556$1.29 bn1340
Pike County56,727$44,3121,109$2.67 bn61787
Powell County13,038$40,309212$336.7 m5179
Pulaski County65,897$51,8981,454$3.03 bn31658
Robertson County2,283$51,83024$41.7 m1100
Rockcastle County16,163$48,862209$431.6 m4317
Rowan County24,578$54,321532$1.07 bn10280
Russell County18,221$44,738353$1.05 bn2254
Scott County59,536$85,1581,058$4.50 bn62282
Shelby County49,096$82,6041,129$2.41 bn80380
Simpson County19,972$59,858422$1.23 bn14234
Spencer County20,193$102,618255$444.7 m16187
Taylor County26,397$60,456631$1.16 bn8266
Todd County12,469$61,103208$568.8 m4374
Trigg County14,315$59,857231$464.9 m6441
Trimble County8,550$66,02786$735.7 m4152
Union County13,260$60,327249$1.15 bn4343
Warren County140,918$65,7943,076$11.13 bn114542
Washington County12,140$61,616251$468.0 m1297
Wayne County19,602$45,739284$560.2 m5458
Webster County12,842$59,628202$539.4 m1332
Whitley County36,920$44,615629$1.56 bn13438
Wolfe County6,443$30,41796$157.4 mNone recorded222
Woodford County27,279$83,788618$1.64 bn50189

The register

Every source behind these 120 pages.

SourcePeriod coveredLicence
US Census Bureau, American Community Survey 5-Year Estimates2020-2024 5-yearUS Census Bureau, public domain
US Census Bureau, Population Estimates Program, Vintage 2024Vintage 2024, estimates 2020 to 2024US Census Bureau, public domain
US Bureau of Economic Analysis, Regional, table CAGDP2CAGDP2, through 2024US Bureau of Economic Analysis, public domain
US EPA, Map of Radon Zones, county spreadsheet2024-05 publication, EPA 402/A-16/001US EPA, public domain
FEMA OpenFEMA, NFIP Community Status BookCommunity Status Book, as retrievedFEMA OpenFEMA, public domain
US Small Business Administration, 7(a) FOIA releaseFY2020 to FY2026 year to date, as of 2026-06-30FOIA release, public domain
US Small Business Administration, 504 FOIA releaseFY2010 to FY2026 year to date, as of 2026-06-30FOIA release, public domain
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary verticesTIGER county boundariesUS Census Bureau, public domain
US Census Bureau, County Business Patterns2023US Census Bureau, public domain
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages2024 annual averagesUS BLS, public domain
US Census Bureau, Building Permits Survey2024 annualUS Census Bureau, public domain
US Internal Revenue Service, Statistics of Income county migration flows2021 to 2022 filing yearsIRS SOI, public domain

A Kentucky statutory guide is in preparation.

How a county page is built →