McLean County, Kentucky: commercial real estate data.
McLean County, Kentucky had an estimated 9,126 residents on July 1, 2024, down 0.3 percent since the 2020 census base of 9,150, across 252 square miles. County output reached $345.2 m in 2024, 161 establishments operate here, and the SBA record carries 2 7(a) approvals worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
McLean County
How many people live in McLean County
- Population, American Community Survey 2020-20249,114
- Households3,641
- Average household size2.50
- Median household income$65,596
- Median age43.3
- Median gross rent$641 per month
- Median owner-occupied home value$148,500
- Home value to household income2.3 times
- Annual rent as a share of median income11.7 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over6,343
- Population under 182,053
- Share under 1822.5 percent
- Population 65 and over1,865
- Share 65 and over20.5 percent
- Working age population, 18 to 645,196
- Civilian labor force4,058
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over57.5 percent
- Rank by population among Kentucky counties101st of 120
- Rank by population among US county-equivalents, Puerto Rico included2556th of 3,222
McLean County is the 101st largest of 120 Kentucky counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.5 percent against 20.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McLean County
Is McLean County's population growing?
- Population, July 1, 20249,126
- Census 2020 base population9,150
- Population change since the 2020 census base-0.26 percent
- Population change, 2023 to 202450
- Births, 202496
- Deaths, 2024128
- Natural change, 2024-32
- Net domestic migration, 202476
- Net international migration, 20247
- Total net migration, 202483
- Cumulative net domestic migration, 2021 to 2024147
- Rank by growth among US county-equivalents1946th of 3,144
The county has lost 0.26 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McLean County
Where are people moving to McLean County from?
- Tax returns filed by households arriving168
- People arriving, from those returns318
- Tax returns filed by households leaving146
- Net household movement22
- Adjusted gross income arriving$7.0 m
- Net adjusted gross income movement$355,000
- Average income of an arriving household$41,375
- Average income of a leaving household$45,178
- Largest single originDaviess County (70 households)
- Largest single destinationDaviess County (77 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Daviess County | 70 | 130 | $2.9 m |
| Muhlenberg County | 25 | 58 | $799,000 |
Households arriving report $3,803 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Daviess County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McLean County
What is the McLean County economy?
- County GDP, 2024$345.2 m
- County GDP, 2023$308.7 m
- GDP change, 2023 to 202411.8 percent
- GDP change over five years70.5 percent
- Rank by GDP among the Kentucky areas BEA publishes91st of 120
- Rank by GDP among the US county areas BEA publishes2634th of 3,127
- GDP per resident$37,881
Output grew 11.8 percent in the latest year and 70.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McLean County
Employment by industry in McLean County
- Covered employment, annual average1,737
- Establishments reporting248
- Average annual pay$44,027
- Average weekly wage$847
- Retail trade, employment196
- Retail trade, average annual pay$31,202
- Manufacturing, employment150
- Manufacturing, average annual pay$67,496
- Health care and social assistance, employment130
- Health care and social assistance, average annual pay$41,323
- Construction, employment104
- Construction, average annual pay$54,077
- Wholesale trade, employment70
- Administrative and support and waste management services, employment41
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 196 | 30 | $31,202 |
| Manufacturing | 150 | 10 | $67,496 |
| Health care and social assistance | 130 | 36 | $41,323 |
| Construction | 104 | 25 | $54,077 |
| Wholesale trade | 70 | 11 | $77,810 |
| Administrative and support and waste management services | 41 | 10 | $40,279 |
| Transportation and warehousing | 29 | 8 | $55,330 |
| Utilities | 9 | 3 | $62,326 |
Retail trade is the largest private sector at 196 jobs, 11.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McLean County
How many businesses are in McLean County?
- Establishments, all industries161
- Employment at those establishments947
- Annual payroll$40.0 m
- Establishments per 1,000 residents17.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
McLean County
Building permits in McLean County
- Housing units authorized by permit, 20244
- Declared construction value permitted$499,640
- Single family units authorized0
- Multifamily units authorized4
- Multifamily share of units100.0 percent
- Average declared value per unit$124,910
- Units authorized per 1,000 households1.1
Multifamily is 100.0 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
McLean County
SBA loans in McLean County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$920,000
- Median 7(a) approval$920,000
- Largest single approval$1,755,000
- Jobs reported supported, 7(a)7
- Jobs per approval3.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term210 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McLean County
SBA loan default and charge-off rates in McLean County
Do SBA loans in McLean County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McLean County
How large is McLean County?
- Land area252 sq mi
- Rank by land area among Kentucky counties83rd of 120
- Width, east to west25.1 mi
- Height, north to south20.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land36
- Establishments per square mile0.64
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
McLean County
Flood risk in McLean County
- Participation of the county's own NFIP community McLean County, unincorporated areasParticipating, community 210153
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in McLean County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated McLean County (community 210153), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places McLean County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a McLean County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McLean County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,114
- Households3,641
- Average household size2.50
- Median household income$65,596
- Median age43.3
Common questions
McLean County questions, answered from the record.
How many people live in McLean County, Kentucky?
The Census Bureau estimates 9,126 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,114, in 3,641 households, ranking 101st of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McLean County's population growing?
The population has fallen 0.26 percent since the 2020 census base of 9,150, to 9,126 on July 1, 2024. In 2024 there were 96 births against 128 deaths, with net migration of 83. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McLean County?
$65,596. The median owner-occupied home is valued at $148,500, which is 2.3 times income, and median gross rent is $641 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in McLean County?
161 establishments, employing 947 people with an annual payroll of $40.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in McLean County?
Retail trade is the largest private sector at 196 jobs, 11.3 percent of covered employment. Covered employment averages 1,737 jobs at an average annual pay of $44,027, or $847 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McLean County?
2 7(a) approvals totaling $1.8 m since FY2020, across 2 lenders, with a median approval of $920,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in McLean County?
4 housing units were authorized by permit in 2024, with a declared construction value of $499,640. Multifamily was 100.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McLean County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McLean County come from?
The largest single origin is Daviess County, with 70 households. Arriving households report an average income of $41,375 against $45,178 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McLean County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McLean County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
McLean County
Cities and places in McLean.
5 Census places lie wholly or partly in McLean County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Livermore | city | 1,223 | None recorded | Wholly in this county |
| Calhoun | city | 601 | 2 | Wholly in this county |
| Island | city | 576 | None recorded | Wholly in this county |
| Sacramento | city | 317 | None recorded | Wholly in this county |
| Beech Grove | CDP | 291 | None recorded | Wholly in this county |
Nearby