Webster County, Kentucky: commercial real estate data.
Webster County, Kentucky had an estimated 12,854 residents on July 1, 2024, down 1.3 percent since the 2020 census base of 13,017, across 332 square miles. County output reached $539.4 m in 2024, 202 establishments operate here, and the SBA record carries 1 7(a) approvals worth $72,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Webster County
How many people live in Webster County
- Population, American Community Survey 2020-202412,842
- Households4,923
- Average household size2.61
- Median household income$59,628
- Median age39.5
- Median gross rent$783 per month
- Median owner-occupied home value$112,900
- Home value to household income1.9 times
- Annual rent as a share of median income15.8 percent
- Adults 25 and over with a bachelor degree or higher12.8 percent
- Adults 25 and over with a graduate degree5.2 percent
- Adults 25 and over8,741
- Population under 183,084
- Share under 1824.0 percent
- Population 65 and over2,323
- Share 65 and over18.1 percent
- Working age population, 18 to 647,435
- Civilian labor force5,473
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over56.1 percent
- Rank by population among Kentucky counties86th of 120
- Rank by population among US county-equivalents, Puerto Rico included2292nd of 3,222
Webster County is the 86th largest of 120 Kentucky counties by population. A median home costs 1.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.0 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Webster County
Is Webster County's population growing?
- Population, July 1, 202412,854
- Census 2020 base population13,017
- Population change since the 2020 census base-1.25 percent
- Population change, 2023 to 2024101
- Births, 2024169
- Deaths, 2024187
- Natural change, 2024-18
- Net domestic migration, 202436
- Net international migration, 202482
- Total net migration, 2024118
- Cumulative net domestic migration, 2021 to 2024-184
- Rank by growth among US county-equivalents2274th of 3,144
The county has lost 1.25 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Webster County
Where are people moving to Webster County from?
- Tax returns filed by households arriving290
- People arriving, from those returns618
- Tax returns filed by households leaving299
- Net household movement-9
- Adjusted gross income arriving$12.1 m
- Net adjusted gross income movement$-138,000
- Average income of an arriving household$41,731
- Average income of a leaving household$40,936
- Largest single originHopkins County (95 households)
- Largest single destinationHopkins County (91 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hopkins County | 95 | 188 | $3.2 m |
| Henderson County | 61 | 143 | $3.3 m |
Households arriving report $795 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Hopkins County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Webster County
What is the Webster County economy?
- County GDP, 2024$539.4 m
- County GDP, 2023$477.8 m
- GDP change, 2023 to 202412.9 percent
- GDP change over five years38.4 percent
- Rank by GDP among the Kentucky areas BEA publishes70th of 120
- Rank by GDP among the US county areas BEA publishes2357th of 3,127
- GDP per resident$42,005
Output grew 12.9 percent in the latest year and 38.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Webster County
Employment by industry in Webster County
- Covered employment, annual average2,695
- Establishments reporting294
- Average annual pay$52,524
- Average weekly wage$1,010
- Construction, employment424
- Construction, average annual pay$75,690
- Manufacturing, employment334
- Manufacturing, average annual pay$77,572
- Retail trade, employment270
- Retail trade, average annual pay$23,444
- Transportation and warehousing, employment122
- Transportation and warehousing, average annual pay$69,006
- Agriculture, forestry, fishing and hunting, employment81
- Finance and insurance, employment70
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 424 | 30 | $75,690 |
| Manufacturing | 334 | 13 | $77,572 |
| Retail trade | 270 | 38 | $23,444 |
| Transportation and warehousing | 122 | 21 | $69,006 |
| Agriculture, forestry, fishing and hunting | 81 | 11 | $48,161 |
| Finance and insurance | 70 | 16 | $48,828 |
| Administrative and support and waste management services | 37 | 6 | $54,965 |
| Other services, except public administration | 30 | 14 | $28,375 |
Construction is the largest private sector at 424 jobs, 15.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Webster County
How many businesses are in Webster County?
- Establishments, all industries202
- Employment at those establishments1,822
- Annual payroll$87.0 m
- Establishments per 1,000 residents15.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Webster County
Building permits in Webster County
- Housing units authorized by permit, 20244
- Declared construction value permitted$1.0 m
- Single family units authorized4
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$250,000
- Units authorized per 1,000 households0.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Webster County
SBA loans in Webster County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$72,000
- Average 7(a) approval$72,000
- Median 7(a) approval$72,000
- Largest single approval$72,000
- Jobs reported supported, 7(a)2
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term47 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Webster County
SBA loan default and charge-off rates in Webster County
Do SBA loans in Webster County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Webster County
How large is Webster County?
- Land area332 sq mi
- Rank by land area among Kentucky counties55th of 120
- Width, east to west30.6 mi
- Height, north to south20.5 mi
- Geographies sharing a boundary6
- Residents per square mile of land39
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Webster County
Flood risk in Webster County
- Participation of the county's own NFIP community Webster County, unincorporated areasParticipating, community 210302
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Webster County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Webster County (community 210302), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Webster County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Webster County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Webster County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202412,842
- Households4,923
- Average household size2.61
- Median household income$59,628
- Median age39.5
Common questions
Webster County questions, answered from the record.
How many people live in Webster County, Kentucky?
The Census Bureau estimates 12,854 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 12,842, in 4,923 households, ranking 86th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Webster County's population growing?
The population has fallen 1.25 percent since the 2020 census base of 13,017, to 12,854 on July 1, 2024. In 2024 there were 169 births against 187 deaths, with net migration of 118. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Webster County?
$59,628. The median owner-occupied home is valued at $112,900, which is 1.9 times income, and median gross rent is $783 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Webster County?
202 establishments, employing 1,822 people with an annual payroll of $87.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Webster County?
Construction is the largest private sector at 424 jobs, 15.7 percent of covered employment. Covered employment averages 2,695 jobs at an average annual pay of $52,524, or $1,010 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Webster County?
1 7(a) approvals totaling $72,000 since FY2020, across 1 lenders, with a median approval of $72,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Webster County?
4 housing units were authorized by permit in 2024, with a declared construction value of $1.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Webster County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Webster County come from?
The largest single origin is Hopkins County, with 95 households. Arriving households report an average income of $41,731 against $40,936 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Webster County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Webster County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Webster County
Cities and places in Webster.
8 Census places lie wholly or partly in Webster County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Providence | city | 2,857 | None recorded | Wholly in this county |
| Sebree | city | 1,825 | 1 | Wholly in this county |
| Dixon | city | 1,036 | None recorded | Wholly in this county |
| Clay | city | 996 | None recorded | Wholly in this county |
| Poole | CDP | 256 | None recorded | 63.8 percent here, 36.2 percent Henderson County |
| Slaughters | city | 175 | None recorded | Wholly in this county |
| Onton | CDP | 122 | None recorded | Wholly in this county |
| Wheatcroft | city | 90 | None recorded | Wholly in this county |
Nearby