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Arizona commercial real estate data, county by county.
The Census Bureau estimates 7,582,384 residents in Arizona on July 1, 2024. Every one of its 15 county-equivalents has a data page built from federal sources, each figure carrying its publisher and the period it describes.
- Population, July 1, 2024
- 7,582,384
- Households
- 2,856,081
- Median household income
- $79,964
- Gross domestic product, 2025
- $598.19 bn
- Unemployment rate
- 4.9 percent
Arizona agency publications
What changes the underwriting in Arizona?
Assured water supply
Arizona requires a certificate of assured water supply before subdivided land in an active management area can be offered for sale or lease, unless the subdivider has a written commitment of water service from a city, town or private water company designated as having an assured water supply, or the land falls within a statutory exception such as a mineral extraction and metallurgical processing permit or an industrial use permit. The certificate requires proof that a water supply will be continuously available for the proposed use for at least one hundred years.
- Active management area
- Certificate of assured water supply
- Written commitment of water service
Source: Arizona State Legislature, retrieved 26 September 2026.
Property rights compensation trigger
Arizona entitles a property owner to just compensation when a land use law adopted after the owner acquired the property reduces the owner's existing rights to use, divide, sell or possess the property, and that reduction in rights reduces the property's fair market value. The compensation requirement does not apply to a land use law that limits or prohibits a use or division of real property for the protection of the public's health and safety.
- Just compensation
- Diminution in value
- Existing rights
Source: Arizona State Legislature, retrieved 26 September 2026.
State trust land disposal
Arizona holds land granted under the Enabling Act approved June 20, 1910 in trust, and the state may dispose of this land only in the manner the Enabling Act and the Arizona Constitution provide.
- State trust land
- Enabling Act
Source: Arizona State Legislature, retrieved 26 September 2026.
Arizona agency publications
What drives the Arizona economy, and how is business taxed?
Corporate income tax rate
Arizona taxes corporate net income at 4.9 percent for taxable years beginning from and after December 31, 2016.
- Corporate income tax rate
- corporate income tax rate, taxable years beginning from and after December 31, 20164.9 percent
Source: Arizona State Legislature, retrieved 26 September 2026.
Qualified facility tax credit
Arizona's qualified facility income tax credit is preapproved at ten percent of the lesser of the applicant's projected total qualifying investment in the qualified facility, or $200,000 for each net new full-time employment position if that total qualifying investment is less than $2,000,000,000, or $300,000 for each such position if it is $2,000,000,000 or more. The approved credit is claimed in five equal installments. A facility in a rural location qualifies at a wage threshold of one hundred percent of the median annual wage for production occupations, rather than one hundred twenty-five percent elsewhere. Combined preapproved credits under this program may not exceed $125,000,000 in a calendar year, credits for one taxpayer may not exceed $30,000,000 in a calendar year, and no applicant may be preapproved for a taxable year beginning from and after December 31, 2030.
- Qualified facility credit
- Rural location wage threshold
Source: Arizona State Legislature, retrieved 26 September 2026.
Commercial property tax classification
Arizona places real property and improvements devoted to any other commercial or industrial use, other than property specifically included in another class, in class one, valued at full cash value. The assessed valuation of class one property is fifteen and one-half percent of its full cash value or limited valuation, as applicable, beginning from and after December 31, 2025 through December 31, 2026.
- Class one property
Source: Arizona State Legislature, retrieved 26 September 2026.
Arizona agency publications
What does Arizona law require before a site is developed?
Zoning enabling statutes
Arizona lets municipalities and counties adopt zoning ordinances, and a county zoning ordinance and its amendments must be consistent with and conform to the adopted comprehensive plan. A county must give at least fifteen days' notice of its zoning ordinance hearing. A rezoning of land that the municipality or county does not own, changing its zoning classification or standards, is not effective for at least thirty days after final approval. For a county, unless a resident files a written objection with the board of supervisors, the change may instead be enacted as an emergency measure effective immediately by a four-fifths majority vote of the board in counties with five or more supervisors or a two-thirds majority vote of the board in counties with fewer than five supervisors.
- Zoning ordinance
- Comprehensive plan consistency
Source: Arizona State Legislature, retrieved 26 September 2026.
Comprehensive and general plan requirements
Arizona requires a county board of supervisors to adopt a comprehensive plan, and a county zoning ordinance and its amendments must be consistent with and conform to the adopted comprehensive plan. A municipality is not required to adopt a general plan before adopting a zoning ordinance, but zoning adopted under the municipal zoning article must be consistent with and conform to the municipality's general plan if it has adopted one. A major amendment to a comprehensive plan or a general plan must be transmitted for review at least sixty days before it is noticed.
- Comprehensive plan
- General plan
- Plan consistency
Source: Arizona State Legislature, retrieved 26 September 2026.
Development impact fees
Arizona lets a municipality or county assess development fees to offset the cost of necessary public services attributable to new development. The fee may not exceed a proportionate share of the cost of necessary public services needed to serve the development, and may not be used to provide a higher level of service to existing development.
- Development fee
- Proportionate share
Source: Arizona State Legislature, retrieved 26 September 2026.
Census Bureau population estimates and 2020 Census
How many people live in Arizona, and is the population growing?
- Population, July 1, 20247,582,384
- Population, April 1, 2020 estimates base7,158,110
- Change since the 2020 base5.93 percent
- Rank by population among the 50 states and DC14th of 51
- Rank by growth since 2020 among the 50 states and DC7th of 51
- Share of residents in urban areas, 202089.3 percent
Net domestic and international migration, by year to July 1
- 2021: domestic +83,565, international +8,017
- 2022: domestic +68,790, international +33,411
- 2023: domestic +35,208, international +52,767
- 2024: domestic +34,902, international +64,486
Change since 2020 is MMCG Analytics arithmetic on the two published estimates; ranks order the 50 states and the District of Columbia by the published figure; the urban share divides the published urban count by the published total.
US Census Bureau, Population Estimates Program, Vintage 2024. US Census Bureau, 2020 Census Demographic and Housing Characteristics, table P2. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Arizona.
Census Bureau American Community Survey
Who lives in Arizona?
- Households2,856,081
- Median household income$79,964
- Median age39.0 years
- Residents under 1821.6 percent
- Residents 65 and over18.9 percent
- Adults 25 and over with a bachelor's degree or higher33.3 percent
- Median home value$394,500
- Median gross rent, per month$1,543
The three shares are MMCG Analytics arithmetic on published counts: the survey's age groups under 18 and 65 and over, and its degree counts, each divided by the published total.
US Census Bureau, American Community Survey 5-year estimates, 2020 to 2024. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Arizona.
Bureau of Labor Statistics, Local Area Unemployment Statistics
How many people are working in Arizona?
- Labor force3,701,822
- Employed3,519,568
- Unemployed182,254
- Unemployment rate4.9 percent
US Bureau of Labor Statistics, Local Area Unemployment Statistics, August 2026, preliminary. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Arizona.
Bureau of Economic Analysis, gross domestic product by state
How large is the Arizona economy?
- Gross domestic product, 2025$598.19 bn
- Gross domestic product, 2024$570.09 bn
- Gross domestic product, 2023$530.11 bn
- Gross domestic product, 2022$488.72 bn
- Gross domestic product, 2021$438.14 bn
- Rank by 2025 gross domestic product among the 50 states and DC15th of 51
The rank orders the 50 states and the District of Columbia by the published figure.
US Bureau of Economic Analysis, Regional accounts, table SAGDP2, 2021 to 2025. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Arizona.
SBA 7(a) and 504 loan records
How active is SBA lending in Arizona?
- 7(a) loans approved, FY2020 to FY20267,708
- 7(a) approval dollars, FY2020 to FY2026$4.81 bn
- Rank by 7(a) loan count among the 50 states and DC, FY2020 to FY202616th of 51
- 504 loans approved, FY2010 to FY20262,376
- 504 approval dollars, FY2010 to FY2026$2.12 bn
- Rank by 504 loan count among the 50 states and DC, FY2010 to FY202616th of 51
Most active 7(a) lenders, by loans approved, FY2020 to FY2026
- Wells Fargo Bank National Association: 526 loans
- U.S. Bank, National Association: 515 loans
- The Huntington National Bank: 381 loans
- Zions Bank, A Division of: 358 loans
- Newtek Bank, National Association: 339 loans
Most active Certified Development Companies, by 504 loans, FY2010 to FY2026
- Arizona Capital Source: 1,009 loans
- CDC Small Business Finance Corp.: 637 loans
- Mortgage Capital Development Corporation: 583 loans
- California Statewide Certified Development Corporation: 71 loans
- Mountain West Small Business Finance: 38 loans
Industries with the most 7(a) loans, FY2020 to FY2026
- Full-Service Restaurants: 263 loans
- Limited-Service Restaurants: 207 loans
- Fitness and Recreational Sports Centers: 186 loans
- Plumbing, Heating, and Air-Conditioning Contractors: 182 loans
- All Other Specialty Trade Contractors: 167 loans
Every figure here is MMCG Analytics arithmetic over the SBA's loan-level records whose project state is Arizona: counts of records, sums of the gross approval amount, and ranks among the 50 states and the District of Columbia. These are approvals, not disbursements or balances.
US Small Business Administration, 7(a) FOIA loan records, FY2020 to FY2026, records as of 2026-06-30. US Small Business Administration, 504 FOIA loan records, FY2010 to FY2026, records as of 2026-06-30. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Arizona.
FEMA NFIP Community Status Book and EPA radon zones
How do flood insurance and radon screening stand in Arizona?
- Communities participating in the NFIP107
- Communities earning a Community Rating System discount, classes 1 to 927
- Counties in EPA radon zone 1, the highest predicted level0
- Counties in EPA radon zone 215
- Counties in EPA radon zone 30
Communities by Community Rating System class (class 1 earns the largest discount, class 10 none)
- Class 2: 1
- Class 5: 5
- Class 6: 4
- Class 7: 5
- Class 8: 7
- Class 9: 5
- Class 10: 6
Every figure here is MMCG Analytics counting over the agency's own list: FEMA's community rows for the state, and the state's county records by EPA radon zone. Radon zones are county-wide predictions, never a site measurement.
FEMA, NFIP Community Status Book, as of 2026-09-26. US EPA, Map of Radon Zones, 2024-05 publication, EPA 402/A-16/001. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Arizona.
What do jobs in Arizona pay, county by county?
- Combined county product, 2024$570.09 bn
- Covered employment, summed over counties3,143,298
- Average annual pay, weighted by county employment$69,601
The average annual pay of $69,601 is weighted by each county's covered employment, not averaged across counties, so a large labor market counts for more than a small one.
US Bureau of Economic Analysis, Regional, table CAGDP2, through 2024. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. Every figure in this section is computed by MMCG Analytics from the county records on this site.
How many businesses are in Arizona?
- Business establishments, summed over counties161,861
- Establishments per 1,000 residents of those counties21.9
- Employment at those establishments2,733,220
- Annual payroll$168.40 bn
US Census Bureau, County Business Patterns, 2023. Every figure in this section is computed by MMCG Analytics from the county records on this site.
Building permits in Arizona
- Housing units permitted, summed over counties59,616
- Permitted construction value$14.75 bn
- Units permitted per 1,000 households20.9
US Census Bureau, Building Permits Survey, 2024 annual. Every figure in this section is computed by MMCG Analytics from the county records on this site.
SBA loan charge-off rates in Arizona
- 7(a) charge-off rate over resolved loans8.20 percent
- Resolved 7(a) loans behind that rate1,516
- 7(a) loans charged off125
- 504 charge-off rate over resolved loans1.90 percent
- Resolved 504 loans behind that rate731
- 504 loans charged off14
Of the 1,516 Arizona 7(a) loans that have reached a final outcome, 8.20 percent were charged off. The rate is taken over loans resolved in a window starting in FY2020, so it leans toward early outcomes and is not a lifetime loss rate.
Compare against the national and state SBA charge-off rates →
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30. Every figure in this section is computed by MMCG Analytics from the county records on this site.
How large is Arizona?
- Land area, summed over counties113,595 sq mi
- County-equivalents15
- People per square mile, county records65
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. Every figure in this section is computed by MMCG Analytics from the county records on this site.
Which are the largest counties in Arizona?
| Geography | Population | Median income | Establishments | County GDP | SBA approvals |
|---|---|---|---|---|---|
| Maricopa County | 4,559,748 | $89,300 | 109,863 | $419.25 bn | 7,304 |
| Pima County | 1,060,490 | $70,315 | 21,381 | $66.71 bn | 1,079 |
| Pinal County | 469,006 | $80,266 | 4,723 | $16.27 bn | 292 |
| Yavapai County | 245,480 | $69,613 | 6,559 | $12.14 bn | 388 |
| Mohave County | 220,517 | $57,684 | 4,305 | $9.48 bn | 297 |
| Yuma County | 211,741 | $62,876 | 3,376 | $11.35 bn | 135 |
| Coconino County | 144,508 | $72,966 | 3,955 | $10.66 bn | 221 |
| Cochise County | 125,566 | $59,742 | 2,189 | $6.58 bn | 105 |
| Navajo County | 108,415 | $54,606 | 1,860 | $4.07 bn | 111 |
| Apache County | 65,341 | $41,438 | 442 | $2.95 bn | 12 |
Counties
All 15 Arizona county-equivalents, resolved locally.
Select a county
Every county opens a page carrying its own demographics, growth and migration, economic output, employment and wages, business establishments by industry, construction, SBA lending and charge off record, geography and hazard.
| Geography | Population | Median income | Establishments | County GDP | SBA approvals | Land area, sq mi |
|---|---|---|---|---|---|---|
| Apache County | 65,341 | $41,438 | 442 | $2.95 bn | 12 | 11,198 |
| Cochise County | 125,566 | $59,742 | 2,189 | $6.58 bn | 105 | 6,166 |
| Coconino County | 144,508 | $72,966 | 3,955 | $10.66 bn | 221 | 18,619 |
| Gila County | 53,795 | $61,986 | 1,065 | $2.40 bn | 51 | 4,758 |
| Graham County | 39,232 | $67,325 | 574 | $2.02 bn | 24 | 4,623 |
| Greenlee County | 9,409 | $71,164 | 88 | $2.53 bn | None recorded | 1,843 |
| La Paz County | 16,664 | $49,478 | 352 | $848.5 m | 22 | 4,500 |
| Maricopa County | 4,559,748 | $89,300 | 109,863 | $419.25 bn | 7,304 | 9,200 |
| Mohave County | 220,517 | $57,684 | 4,305 | $9.48 bn | 297 | 13,311 |
| Navajo County | 108,415 | $54,606 | 1,860 | $4.07 bn | 111 | 9,950 |
| Pima County | 1,060,490 | $70,315 | 21,381 | $66.71 bn | 1,079 | 9,187 |
| Pinal County | 469,006 | $80,266 | 4,723 | $16.27 bn | 292 | 5,366 |
| Santa Cruz County | 48,926 | $55,217 | 1,129 | $2.84 bn | 43 | 1,237 |
| Yavapai County | 245,480 | $69,613 | 6,559 | $12.14 bn | 388 | 8,123 |
| Yuma County | 211,741 | $62,876 | 3,376 | $11.35 bn | 135 | 5,514 |
A statement appears on this page only where a published document, or arithmetic over published data, supports it. How this page was built →
Questions
Arizona questions, answered from this page.
What is the population of Arizona?
The Census Bureau estimates 7,582,384 residents on July 1, 2024 (Population Estimates Program, Vintage 2024).
What is the unemployment rate in Arizona?
4.9 percent in August 2026, preliminary, seasonally adjusted, as published by the Bureau of Labor Statistics.
How many SBA 7(a) loans were approved in Arizona?
7,708 loans with a project in Arizona, counted by MMCG Analytics from the SBA's 7(a) loan records, FY2020 to FY2026, records as of 2026-06-30.
How many counties does Arizona have?
15. Each has a page on this site covering population, income, business establishments, employment and wages, building permits, SBA lending and hazard records.
The register