Yavapai County, Arizona: commercial real estate data.
Yavapai County, Arizona had an estimated 252,013 residents on July 1, 2024, up 6.7 percent since the 2020 census base of 236,211, across 8,123 square miles. County output reached $12.14 bn in 2024, 6,559 establishments operate here, and the SBA record carries 287 7(a) approvals worth $196.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Yavapai County
How many people live in Yavapai County
- Population, American Community Survey 2020-2024245,480
- Households111,157
- Average household size2.21
- Median household income$69,613
- Median age55.1
- Median gross rent$1,351 per month
- Median owner-occupied home value$425,200
- Home value to household income6.1 times
- Annual rent as a share of median income23.3 percent
- Adults 25 and over with a bachelor degree or higher30.3 percent
- Adults 25 and over with a graduate degree12.2 percent
- Adults 25 and over192,027
- Population under 1837,781
- Share under 1815.4 percent
- Population 65 and over83,800
- Share 65 and over34.1 percent
- Working age population, 18 to 64123,899
- Civilian labor force102,525
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over49.4 percent
- Rank by population among Arizona counties4th of 15
- Rank by population among US county-equivalents, Puerto Rico included293rd of 3,222
Yavapai County is the 4th largest of 15 Arizona counties by population. A median home costs 6.1 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 34.1 percent against 15.4 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yavapai County
Is Yavapai County's population growing?
- Population, July 1, 2024252,013
- Census 2020 base population236,211
- Population change since the 2020 census base6.69 percent
- Population change, 2023 to 20242,514
- Births, 20241,812
- Deaths, 20243,479
- Natural change, 2024-1,667
- Net domestic migration, 20243,546
- Net international migration, 2024645
- Total net migration, 20244,191
- Cumulative net domestic migration, 2021 to 202421,404
- Rank by growth among US county-equivalents330th of 3,144
The county has grown 6.69 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yavapai County
Where are people moving to Yavapai County from?
- Tax returns filed by households arriving9,610
- People arriving, from those returns16,586
- Tax returns filed by households leaving7,059
- Net household movement2,551
- Adjusted gross income arriving$869.9 m
- Net adjusted gross income movement$384.1 m
- Average income of an arriving household$90,518
- Average income of a leaving household$68,814
- Largest single originMaricopa County (2,558 households)
- Largest single destinationMaricopa County (1,710 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Maricopa County | 2,558 | 4,428 | $221.9 m |
| Los Angeles County | 455 | 752 | $48.4 m |
| Coconino County | 440 | 733 | $29.1 m |
| San Diego County | 388 | 676 | $40.9 m |
| Orange County | 369 | 632 | $58.2 m |
| Riverside County | 310 | 605 | $29.3 m |
| San Bernardino County | 205 | 418 | $18.3 m |
| Pima County | 168 | 269 | $10.9 m |
Households arriving report $21,704 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Maricopa County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yavapai County
What is the Yavapai County economy?
- County GDP, 2024$12.14 bn
- County GDP, 2023$11.19 bn
- GDP change, 2023 to 20248.4 percent
- GDP change over five years50.4 percent
- Rank by GDP among the Arizona areas BEA publishes4th of 15
- Rank by GDP among the US county areas BEA publishes382nd of 3,127
- GDP per resident$49,443
Output grew 8.4 percent in the latest year and 50.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yavapai County
Employment by industry in Yavapai County
- Covered employment, annual average71,540
- Establishments reporting7,444
- Average annual pay$54,666
- Average weekly wage$1,051
- Health care and social assistance, employment11,042
- Health care and social assistance, average annual pay$59,377
- Retail trade, employment10,013
- Retail trade, average annual pay$39,012
- Accommodation and food services, employment9,105
- Accommodation and food services, average annual pay$30,183
- Construction, employment6,017
- Construction, average annual pay$59,113
- Administrative and support and waste management services, employment4,407
- Manufacturing, employment3,630
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 11,042 | 815 | $59,377 |
| Retail trade | 10,013 | 750 | $39,012 |
| Accommodation and food services | 9,105 | 590 | $30,183 |
| Construction | 6,017 | 1,001 | $59,113 |
| Administrative and support and waste management services | 4,407 | 396 | $49,079 |
| Manufacturing | 3,630 | 227 | $65,102 |
| Other services, except public administration | 2,252 | 484 | $43,738 |
| Professional, scientific and technical services | 2,150 | 930 | $72,281 |
Health care and social assistance is the largest private sector at 11,042 jobs, 15.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yavapai County
How many businesses are in Yavapai County?
- Establishments, all industries6,559
- Employment at those establishments68,562
- Annual payroll$3.41 bn
- Establishments per 1,000 residents26.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Yavapai County
Building permits in Yavapai County
- Housing units authorized by permit, 20242,068
- Declared construction value permitted$579.8 m
- Single family units authorized1,836
- Multifamily units authorized232
- Multifamily share of units11.2 percent
- Average declared value per unit$280,358
- Units authorized per 1,000 households18.6
Single-family homes are 88.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Yavapai County
SBA loans in Yavapai County (7(a) and 504)
- 7(a) approvals recorded287
- 7(a) gross approval dollars$196.3 m
- Average 7(a) approval$684,135
- Median 7(a) approval$350,000
- 10th percentile approval$50,000
- 90th percentile approval$1,624,440
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,149
- Jobs per approval11.0
- Distinct 7(a) lenders active69
- Distinct industries receiving approvals137
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.9 percent
- Loans on real estate terms83
- Loans on working capital terms, 120 months or shorter190
- Franchise loans20
- Franchise share of approvals7.0 percent
- Leading industry by approval countFull-Service Restaurants (19)
- Most active lenderZions Bank, A Division of (43)
- 504 approvals recorded101
- 504 gross approval dollars$66.8 m
- Average 504 approval$661,426
- Median 504 approval$496,000
- Distinct CDCs active3
- 504 jobs per approval8.0
- 504 jobs per million dollars approved12.1
- Most active CDCArizona Capital Source (57)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$263.2 m
The average approval of $684,135 sits well above the median of $350,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 28.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yavapai County
SBA loan default and charge-off rates in Yavapai County
Do SBA loans in Yavapai County get paid back?
- Loans with a final outcome recorded43
- Paid in full42
- Charged off1
- Charge-off rate on resolved loans2.3 percent
- Status: Cancelled39
- Status: Exempt from disclosure194
- Status: Paid in full42
- Status: Charged off1
- Status: Committed, not yet disbursed11
Of the 43 loans that have reached a final outcome, 2.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yavapai County
SBA lending by place in Yavapai County
- Borrower cities with recorded lending19
- Prescott, approvals120
- Prescott Valley, approvals45
- Cottonwood, approvals36
- Sedona, approvals25
- Chino Valley, approvals20
- Camp Verde, approvals14
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Prescott | 120 | $72,589,000 |
| Prescott Valley | 45 | $27,845,300 |
| Cottonwood | 36 | $19,921,300 |
| Sedona | 25 | $37,494,900 |
| Chino Valley | 20 | $6,211,100 |
| Camp Verde | 14 | $12,881,900 |
| Dewey | 5 | $7,684,500 |
| Cornville | 5 | $1,517,200 |
| 11 other borrower cities | 17 | $10,201,600 |
Prescott accounts for 120 approvals against 45 in Prescott Valley. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yavapai County
How large is Yavapai County?
- Land area8,123 sq mi
- Rank by land area among Arizona counties7th of 15
- Width, east to west105.6 mi
- Height, north to south113.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land30
- Establishments per square mile0.81
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yavapai County
Flood risk in Yavapai County
- Participation of the county's own NFIP community Yavapai County, unincorporated areasParticipating, community 040093
- Community Rating System class of the county's own communityClass 7
- Communities in the county in the NFIP Community Status Book12
- Of those, participating in the NFIP12
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class8
- Radon levels in Yavapai County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Yavapai County (community 040093), participates in the National Flood Insurance Program and carries Community Rating System class 7, a flood insurance premium discount for policies written there. The EPA places Yavapai County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Yavapai County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yavapai County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024245,480
- Households111,157
- Average household size2.21
- Median household income$69,613
- Median age55.1
Common questions
Yavapai County questions, answered from the record.
How many people live in Yavapai County, Arizona?
The Census Bureau estimates 252,013 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 245,480, in 111,157 households, ranking 4th of 15 Arizona counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yavapai County's population growing?
The population has grown 6.69 percent since the 2020 census base of 236,211, to 252,013 on July 1, 2024. In 2024 there were 1,812 births against 3,479 deaths, with net migration of 4,191. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yavapai County?
$69,613. The median owner-occupied home is valued at $425,200, which is 6.1 times income, and median gross rent is $1,351 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Yavapai County?
6,559 establishments, employing 68,562 people with an annual payroll of $3.41 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Yavapai County?
Health care and social assistance is the largest private sector at 11,042 jobs, 15.4 percent of covered employment. Covered employment averages 71,540 jobs at an average annual pay of $54,666, or $1,051 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yavapai County?
287 7(a) approvals totaling $196.3 m since FY2020, across 69 lenders, with a median approval of $350,000, plus 101 504 approvals worth $66.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Yavapai County get paid back?
Of the 43 loans that have reached a final outcome, 42 were paid in full and 1 charged off, a charge-off rate of 2.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Yavapai County?
2,068 housing units were authorized by permit in 2024, with a declared construction value of $579.8 m. Multifamily was 11.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yavapai County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yavapai County come from?
The largest single origin is Maricopa County, with 2,558 households. Arriving households report an average income of $90,518 against $68,814 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yavapai County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yavapai County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Yavapai County
Cities and places in Yavapai.
28 Census places lie wholly or partly in Yavapai County. All 28 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Peoria | city | 196,906 | None recorded | 11.6 percent here, 88.4 percent Maricopa County |
| Prescott Valley | town | 49,179 | 45 | Wholly in this county |
| Prescott | city | 47,400 | 120 | Wholly in this county |
| Chino Valley | town | 13,602 | 20 | Wholly in this county |
| Cottonwood | city | 12,580 | 36 | Wholly in this county |
| Camp Verde | town | 12,521 | 14 | Wholly in this county |
| Verde Village | CDP | 11,930 | None recorded | Wholly in this county |
| Sedona | city | 9,777 | 25 | 65.7 percent here, 34.3 percent Coconino County |
| Wickenburg | town | 8,059 | None recorded | 26.3 percent here, 73.7 percent Maricopa County |
| Village of Oak Creek (Big Park) | CDP | 6,356 | None recorded | Wholly in this county |
| Williamson | CDP | 6,310 | None recorded | Wholly in this county |
| Lake Montezuma | CDP | 4,929 | None recorded | Wholly in this county |
| Paulden | CDP | 4,795 | 3 | Wholly in this county |
| Clarkdale | town | 4,758 | 3 | Wholly in this county |
| Dewey-Humboldt | town | 4,501 | None recorded | Wholly in this county |
| Cordes Lakes | CDP | 3,808 | None recorded | Wholly in this county |
| Cornville | CDP | 3,618 | 5 | Wholly in this county |
| Bagdad | CDP | 2,814 | None recorded | Wholly in this county |
| Black Canyon City | CDP | 2,181 | None recorded | Wholly in this county |
| Spring Valley | CDP | 1,673 | 1 | Wholly in this county |
| Congress | CDP | 1,491 | 2 | Wholly in this county |
| Wilhoit | CDP | 1,101 | None recorded | Wholly in this county |
| Mayer | CDP | 791 | 2 | Wholly in this county |
| Peeples Valley | CDP | 746 | 1 | Wholly in this county |
| Yarnell | CDP | 638 | None recorded | Wholly in this county |
| Seligman | CDP | 549 | 1 | Wholly in this county |
| Ash Fork | CDP | 458 | 1 | Wholly in this county |
| Jerome | town | 231 | None recorded | Wholly in this county |
A further 8 of the county's 287 SBA 7(a) approvals are to borrowers in cities that match no Census place in Yavapai County, the largest being Dewey (5), Kirkland (1), Prescott Valleymplete (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby