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Mohave County, Arizona: commercial real estate data.

Mohave County, Arizona had an estimated 226,479 residents on July 1, 2024, up 6.2 percent since the 2020 census base of 213,261, across 13,311 square miles. County output reached $9.48 bn in 2024, 4,305 establishments operate here, and the SBA record carries 210 7(a) approvals worth $164.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Mohave County

How many people live in Mohave County

  • Population, American Community Survey 2020-2024220,517
  • Households101,973
  • Average household size2.16
  • Median household income$57,684
  • Median age53.6
  • Median gross rent$1,091 per month
  • Median owner-occupied home value$281,000
  • Home value to household income4.9 times
  • Annual rent as a share of median income22.7 percent
  • Adults 25 and over with a bachelor degree or higher15.2 percent
  • Adults 25 and over with a graduate degree5.8 percent
  • Adults 25 and over172,400
  • Population under 1835,598
  • Share under 1816.1 percent
  • Population 65 and over71,936
  • Share 65 and over32.6 percent
  • Working age population, 18 to 64112,983
  • Civilian labor force83,988
  • Unemployment rate7.3 percent
  • Labor force participation, adults 18 and over45.4 percent
  • Rank by population among Arizona counties5th of 15
  • Rank by population among US county-equivalents, Puerto Rico included321st of 3,222

Mohave County is the 5th largest of 15 Arizona counties by population. A median home costs 4.9 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 32.6 percent against 16.1 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Mohave County

Is Mohave County's population growing?

  • Population, July 1, 2024226,479
  • Census 2020 base population213,261
  • Population change since the 2020 census base6.20 percent
  • Population change, 2023 to 20242,678
  • Births, 20241,664
  • Deaths, 20243,957
  • Natural change, 2024-2,293
  • Net domestic migration, 20244,659
  • Net international migration, 2024285
  • Total net migration, 20244,944
  • Cumulative net domestic migration, 2021 to 202421,169
  • Rank by growth among US county-equivalents382nd of 3,144

The county has grown 6.20 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Mohave County

Where are people moving to Mohave County from?

  • Tax returns filed by households arriving7,992
  • People arriving, from those returns14,038
  • Tax returns filed by households leaving5,709
  • Net household movement2,283
  • Adjusted gross income arriving$613.1 m
  • Net adjusted gross income movement$300.4 m
  • Average income of an arriving household$76,712
  • Average income of a leaving household$54,763
  • Largest single originClark County (800 households)
  • Largest single destinationMaricopa County (604 households)
Largest origins of households moving into Mohave County
OriginHouseholdsPeopleAdjusted gross income
Clark County8001,393$38.0 m
San Bernardino County6981,319$55.9 m
Los Angeles County5991,023$56.3 m
Riverside County5871,069$56.6 m
Maricopa County474775$29.3 m
Orange County407661$75.7 m
San Diego County246427$20.5 m
Yavapai County125224$6.8 m

Households arriving report $21,949 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Clark County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Mohave County

What is the Mohave County economy?

  • County GDP, 2024$9.48 bn
  • County GDP, 2023$8.63 bn
  • GDP change, 2023 to 20249.9 percent
  • GDP change over five years49.9 percent
  • Rank by GDP among the Arizona areas BEA publishes7th of 15
  • Rank by GDP among the US county areas BEA publishes460th of 3,127
  • GDP per resident$42,997

Output grew 9.9 percent in the latest year and 49.9 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Mohave County

Employment by industry in Mohave County

  • Covered employment, annual average56,391
  • Establishments reporting5,056
  • Average annual pay$51,199
  • Average weekly wage$985
  • Retail trade, employment10,056
  • Retail trade, average annual pay$37,966
  • Health care and social assistance, employment9,106
  • Health care and social assistance, average annual pay$63,586
  • Accommodation and food services, employment7,209
  • Accommodation and food services, average annual pay$27,499
  • Construction, employment4,410
  • Construction, average annual pay$56,301
  • Manufacturing, employment2,966
  • Administrative and support and waste management services, employment2,732
Private sector employment and pay by industry, Mohave County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade10,056604$37,966
Health care and social assistance9,106553$63,586
Accommodation and food services7,209446$27,499
Construction4,410762$56,301
Manufacturing2,966167$61,966
Administrative and support and waste management services2,732295$49,884
Wholesale trade1,918216$74,884
Other services, except public administration1,613340$40,799

Retail trade is the largest private sector at 10,056 jobs, 17.8 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Mohave County

How many businesses are in Mohave County?

  • Establishments, all industries4,305
  • Employment at those establishments48,246
  • Annual payroll$2.17 bn
  • Establishments per 1,000 residents19.5

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Mohave County

Building permits in Mohave County

  • Housing units authorized by permit, 20242,543
  • Declared construction value permitted$518.2 m
  • Single family units authorized2,459
  • Multifamily units authorized84
  • Multifamily share of units3.3 percent
  • Average declared value per unit$203,763
  • Units authorized per 1,000 households24.9

Single-family homes are 96.7 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Mohave County

SBA loans in Mohave County (7(a) and 504)

  • 7(a) approvals recorded210
  • 7(a) gross approval dollars$164.7 m
  • Average 7(a) approval$784,490
  • Median 7(a) approval$285,000
  • 10th percentile approval$24,840
  • 90th percentile approval$2,110,040
  • Largest single approval$5,000,000
  • Jobs reported supported, 7(a)1,712
  • Jobs per approval8.2
  • Distinct 7(a) lenders active53
  • Distinct industries receiving approvals105
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer31.4 percent
  • Loans on real estate terms66
  • Loans on working capital terms, 120 months or shorter135
  • Franchise loans28
  • Franchise share of approvals13.3 percent
  • Leading industry by approval countFull-Service Restaurants (10)
  • Most active lenderZions Bank, A Division of (26)
  • 504 approvals recorded87
  • 504 gross approval dollars$78.4 m
  • Average 504 approval$901,494
  • Median 504 approval$590,000
  • Distinct CDCs active10
  • 504 jobs per approval12.5
  • 504 jobs per million dollars approved13.9
  • Most active CDCMortgage Capital Development Corporation (35)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$243.2 m

The average approval of $784,490 sits well above the median of $285,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 31.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Mohave County

SBA loan default and charge-off rates in Mohave County

Do SBA loans in Mohave County get paid back?

  • Loans with a final outcome recorded48
  • Paid in full44
  • Charged off4
  • Charge-off rate on resolved loans8.3 percent
  • Status: Exempt from disclosure101
  • Status: Paid in full44
  • Status: Cancelled39
  • Status: Committed, not yet disbursed22
  • Status: Charged off4

Of the 48 loans that have reached a final outcome, 8.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Mohave County

SBA lending by place in Mohave County

  • Borrower cities with recorded lending13
  • Lake Havasu City, approvals105
  • Kingman, approvals48
  • Bullhead City, approvals25
  • Colorado City, approvals6
  • Mohave Valley, approvals5
  • Fort Mohave, approvals5
SBA 7(a) approvals by borrower city, loans with a project in Mohave County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Lake Havasu City105$79,289,800
Kingman48$34,176,500
Bullhead City25$20,581,600
Colorado City6$1,307,500
Mohave Valley5$4,807,600
Fort Mohave5$1,194,000
Golden Valley4$4,168,000
Topock3$8,892,900
5 other borrower cities9$10,325,000

Lake Havasu City accounts for 105 approvals against 48 in Kingman. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Mohave County

How large is Mohave County?

  • Land area13,311 sq mi
  • Rank by land area among Arizona counties2nd of 15
  • Width, east to west124.4 mi
  • Height, north to south191.3 mi
  • Geographies sharing a boundary8
  • Residents per square mile of land17
  • Establishments per square mile0.32

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Mohave County

Flood risk in Mohave County

  • Participation of the county's own NFIP community Mohave County, unincorporated areasParticipating, community 040058
  • Community Rating System class of the county's own communityClass 6
  • Communities in the county in the NFIP Community Status Book6
  • Of those, participating in the NFIP6
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
  • Communities carrying a CRS class1
  • Radon levels in Mohave County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Mohave County (community 040058), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The EPA places Mohave County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Mohave County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Mohave County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-2024220,517
  • Households101,973
  • Average household size2.16
  • Median household income$57,684
  • Median age53.6

How a feasibility study works →

Common questions

Mohave County questions, answered from the record.

How many people live in Mohave County, Arizona?

The Census Bureau estimates 226,479 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 220,517, in 101,973 households, ranking 5th of 15 Arizona counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Mohave County's population growing?

The population has grown 6.20 percent since the 2020 census base of 213,261, to 226,479 on July 1, 2024. In 2024 there were 1,664 births against 3,957 deaths, with net migration of 4,944. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Mohave County?

$57,684. The median owner-occupied home is valued at $281,000, which is 4.9 times income, and median gross rent is $1,091 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Mohave County?

4,305 establishments, employing 48,246 people with an annual payroll of $2.17 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Mohave County?

Retail trade is the largest private sector at 10,056 jobs, 17.8 percent of covered employment. Covered employment averages 56,391 jobs at an average annual pay of $51,199, or $985 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Mohave County?

210 7(a) approvals totaling $164.7 m since FY2020, across 53 lenders, with a median approval of $285,000, plus 87 504 approvals worth $78.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.

Do SBA loans in Mohave County get paid back?

Of the 48 loans that have reached a final outcome, 44 were paid in full and 4 charged off, a charge-off rate of 8.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.

How many building permits were issued in Mohave County?

2,543 housing units were authorized by permit in 2024, with a declared construction value of $518.2 m. Multifamily was 3.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Mohave County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Mohave County come from?

The largest single origin is Clark County, with 800 households. Arriving households report an average income of $76,712 against $54,763 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Mohave County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Mohave County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Mohave County

Cities and places in Mohave.

46 Census places lie wholly or partly in Mohave County. 45 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

Census places in Mohave County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Mohave County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Lake Havasu Citycity58,359105Wholly in this county
Bullhead Citycity42,49625Wholly in this county
Kingmancity34,37548Wholly in this county
Fort MohaveCDP15,7155Wholly in this county
New Kingman-ButlerCDP13,993None recordedWholly in this county
Golden ValleyCDP8,5674Wholly in this county
Desert HillsCDP2,944None recordedWholly in this county
Colorado Citytown2,7026Wholly in this county
Mohave ValleyCDP2,5555Wholly in this county
Valle VistaCDP2,369None recordedWholly in this county
Centennial ParkCDP1,839None recordedWholly in this county
Beaver DamCDP1,624None recordedWholly in this county
Golden ShoresCDP1,555None recordedWholly in this county
MeadviewCDP1,517None recordedWholly in this county
ScenicCDP1,3792Wholly in this county
Dolan SpringsCDP1,3411Wholly in this county
Peach SpringsCDP1,234None recordedWholly in this county
Willow ValleyCDP981None recordedWholly in this county
Arizona VillageCDP713None recordedWholly in this county
So-HiCDP648None recordedWholly in this county
Cane BedsCDP637None recordedWholly in this county
Walnut CreekCDP556None recordedWholly in this county
Mesquite CreekCDP548None recordedWholly in this county
Lazy Y UCDP481None recordedWholly in this county
HackberryCDP338None recordedWholly in this county
Crystal BeachCDP299None recordedWholly in this county
White HillsCDP2862Wholly in this county
Pinion PinesCDP221None recordedWholly in this county
KatherineCDP159None recordedWholly in this county
TruxtonCDP134None recordedWholly in this county
AntaresCDP110None recordedWholly in this county
KaibabCDP105None recordedWholly in this county
Pine LakeCDP98None recordedWholly in this county
WikieupCDP92None recordedWholly in this county
ChlorideCDP75None recordedWholly in this county
YuccaCDP751Wholly in this county
OatmanCDP74None recordedWholly in this county
LittlefieldCDP703Wholly in this county
Clacks CanyonCDP59None recordedWholly in this county
Mojave Ranch EstatesCDP46None recordedWholly in this county
ValentineCDP25None recordedWholly in this county
CrozierCDP5None recordedWholly in this county
Grand Canyon WestCDP0None recordedWholly in this county
McConnicoCDP0None recordedWholly in this county
MoccasinCDP0None recordedWholly in this county
TopockCDP03Wholly in this county