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Hawaii commercial real estate data, county by county.
The Census Bureau estimates 1,446,146 residents in Hawaii on July 1, 2024. Every one of its 5 county-equivalents has a data page built from federal sources, each figure carrying its publisher and the period it describes.
- Population, July 1, 2024
- 1,446,146
- Households
- 492,453
- Median household income
- $100,389
- Gross domestic product, 2025
- $124.61 bn
- Unemployment rate
- 2.7 percent
Hawaii agency publications
What changes the underwriting in Hawaii?
Statewide land use districts
Hawaii places all land in the state into four land use districts, urban, rural, agricultural, and conservation. The state land use commission groups land into these districts and sets the standards for each district's boundaries, rather than leaving districting to county zoning alone.
- urban
- rural
- agricultural
- conservation
Source: Hawaii State Legislature, am L 2025, c 255, §2, retrieved 26 September 2026.
Coastal zone shoreline review
Hawaii's coastal zone is the entire state. An environmental assessment is required for actions that propose any use within a shoreline area as defined in section 205A-41.
- shoreline area
Source: Hawaii State Legislature, am L 2021, c 152, §13, retrieved 26 September 2026.
General excise tax on gross income
Hawaii's general excise tax applies to the gross proceeds or gross income of business activity. Retailing of tangible personal property, contracting, and service businesses, including professional services not otherwise specifically taxed under the chapter, are each taxed at four percent of gross proceeds or gross income.
- retailing
- contracting
- services
Source: Hawaii State Legislature, am L 2018, c 166, §2, retrieved 26 September 2026.
Hurricane resistant design criteria
Hawaii statute defines hurricane resistant criteria as the design criteria for enhanced hurricane protection areas that are capable of withstanding a five hundred-year hurricane event, as developed by the state department of defense for public shelter and residential safe room design criteria.
- five hundred-year hurricane event
Source: Hawaii State Legislature, [L 2007, c 82, pt of §2; am L 2014, c 164, §2], retrieved 26 September 2026.
Census Bureau population estimates and 2020 Census
How many people live in Hawaii, and is the population growing?
- Population, July 1, 20241,446,146
- Population, April 1, 2020 estimates base1,455,252
- Change since the 2020 base-0.63 percent
- Rank by population among the 50 states and DC40th of 51
- Rank by growth since 2020 among the 50 states and DC47th of 51
- Share of residents in urban areas, 202086.1 percent
Net domestic and international migration, by year to July 1
- 2021: domestic -9,831, international +2,047
- 2022: domestic -15,833, international +6,833
- 2023: domestic -11,033, international +9,843
- 2024: domestic -9,321, international +11,893
Change since 2020 is MMCG Analytics arithmetic on the two published estimates; ranks order the 50 states and the District of Columbia by the published figure; the urban share divides the published urban count by the published total.
US Census Bureau, Population Estimates Program, Vintage 2024. US Census Bureau, 2020 Census Demographic and Housing Characteristics, table P2. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Hawaii.
Census Bureau American Community Survey
Who lives in Hawaii?
- Households492,453
- Median household income$100,389
- Median age40.9 years
- Residents under 1820.7 percent
- Residents 65 and over20.5 percent
- Adults 25 and over with a bachelor's degree or higher36.1 percent
- Median home value$839,100
- Median gross rent, per month$1,971
The three shares are MMCG Analytics arithmetic on published counts: the survey's age groups under 18 and 65 and over, and its degree counts, each divided by the published total.
US Census Bureau, American Community Survey 5-year estimates, 2020 to 2024. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Hawaii.
Bureau of Labor Statistics, Local Area Unemployment Statistics
How many people are working in Hawaii?
- Labor force692,738
- Employed673,939
- Unemployed18,799
- Unemployment rate2.7 percent
US Bureau of Labor Statistics, Local Area Unemployment Statistics, August 2026, preliminary. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Hawaii.
Bureau of Economic Analysis, gross domestic product by state
How large is the Hawaii economy?
- Gross domestic product, 2025$124.61 bn
- Gross domestic product, 2024$117.63 bn
- Gross domestic product, 2023$111.74 bn
- Gross domestic product, 2022$103.95 bn
- Gross domestic product, 2021$93.68 bn
- Rank by 2025 gross domestic product among the 50 states and DC41st of 51
The rank orders the 50 states and the District of Columbia by the published figure.
US Bureau of Economic Analysis, Regional accounts, table SAGDP2, 2021 to 2025. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Hawaii.
SBA 7(a) and 504 loan records
How active is SBA lending in Hawaii?
- 7(a) loans approved, FY2020 to FY2026975
- 7(a) approval dollars, FY2020 to FY2026$238.2 m
- Rank by 7(a) loan count among the 50 states and DC, FY2020 to FY202647th of 51
- 504 loans approved, FY2010 to FY2026542
- 504 approval dollars, FY2010 to FY2026$347.3 m
- Rank by 504 loan count among the 50 states and DC, FY2010 to FY202641st of 51
Most active 7(a) lenders, by loans approved, FY2020 to FY2026
- Central Pacific Bank: 514 loans
- Northeast Bank: 68 loans
- Newtek Bank, National Association: 51 loans
- Readycap Lending, LLC: 42 loans
- BayFirst National Bank: 37 loans
Most active Certified Development Companies, by 504 loans, FY2010 to FY2026
- HEDCO Local Development Corporation: 517 loans
- Mortgage Capital Development Corporation: 22 loans
- Business Finance Capital: 3 loans
Industries with the most 7(a) loans, FY2020 to FY2026
- Full-Service Restaurants: 63 loans
- Limited-Service Restaurants: 49 loans
- Plumbing, Heating, and Air-Conditioning Contractors: 29 loans
- Residential Remodelers: 28 loans
- Snack and Nonalcoholic Beverage Bars: 27 loans
Every figure here is MMCG Analytics arithmetic over the SBA's loan-level records whose project state is Hawaii: counts of records, sums of the gross approval amount, and ranks among the 50 states and the District of Columbia. These are approvals, not disbursements or balances.
US Small Business Administration, 7(a) FOIA loan records, FY2020 to FY2026, records as of 2026-06-30. US Small Business Administration, 504 FOIA loan records, FY2010 to FY2026, records as of 2026-06-30. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Hawaii.
FEMA NFIP Community Status Book and EPA radon zones
How do flood insurance and radon screening stand in Hawaii?
- Communities participating in the NFIP4
- Communities earning a Community Rating System discount, classes 1 to 94
- Counties in EPA radon zone 1, the highest predicted level0
- Counties in EPA radon zone 20
- Counties in EPA radon zone 35
Communities by Community Rating System class (class 1 earns the largest discount, class 10 none)
- Class 7: 2
- Class 8: 2
Every figure here is MMCG Analytics counting over the agency's own list: FEMA's community rows for the state, and the state's county records by EPA radon zone. Radon zones are county-wide predictions, never a site measurement.
FEMA, NFIP Community Status Book, as of 2026-09-26. US EPA, Map of Radon Zones, 2024-05 publication, EPA 402/A-16/001. Underlined figures are computed by MMCG Analytics; the rest are the agency's own figures for Hawaii.
What do jobs in Hawaii pay, county by county?
- Combined county product, 2024$104.81 bn
- Covered employment, summed over counties633,708
- Average annual pay, weighted by county employment$66,995
The average annual pay of $66,995 is weighted by each county's covered employment, not averaged across counties, so a large labor market counts for more than a small one.
US Bureau of Economic Analysis, Regional, table CAGDP2, through 2024. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. Every figure in this section is computed by MMCG Analytics from the county records on this site.
How many businesses are in Hawaii?
- Business establishments, summed over counties32,571
- Establishments per 1,000 residents of those counties22.5
- Employment at those establishments476,435
- Annual payroll$27.85 bn
US Census Bureau, County Business Patterns, 2023. Every figure in this section is computed by MMCG Analytics from the county records on this site.
Building permits in Hawaii
- Housing units permitted, summed over counties3,879
- Permitted construction value$1.71 bn
- Units permitted per 1,000 households7.9
US Census Bureau, Building Permits Survey, 2024 annual. Every figure in this section is computed by MMCG Analytics from the county records on this site.
SBA loan charge-off rates in Hawaii
- 7(a) charge-off rate over resolved loans12.10 percent
- Resolved 7(a) loans behind that rate207
- 7(a) loans charged off25
- 504 charge-off rate over resolved loans0.00 percent
- Resolved 504 loans behind that rate184
- 504 loans charged off0
Of the 207 Hawaii 7(a) loans that have reached a final outcome, 12.10 percent were charged off. The rate is taken over loans resolved in a window starting in FY2020, so it leans toward early outcomes and is not a lifetime loss rate.
Compare against the national and state SBA charge-off rates →
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30. Every figure in this section is computed by MMCG Analytics from the county records on this site.
How large is Hawaii?
- Land area, summed over counties6,423 sq mi
- County-equivalents5
- People per square mile, county records225
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. Every figure in this section is computed by MMCG Analytics from the county records on this site.
Which are the largest counties in Hawaii?
| Geography | Population | Median income | Establishments | County GDP | SBA approvals |
|---|---|---|---|---|---|
| Honolulu County | 1,001,146 | $106,195 | 20,890 | $87.07 bn | 988 |
| Hawaii County | 205,769 | $78,639 | 4,400 | $12.19 bn | 177 |
| Maui County | 164,522 | $97,161 | 5,000 | Not published | 253 |
| Kauai County | 73,731 | $97,668 | 2,281 | $5.55 bn | 99 |
| Kalawao County | 67 | $73,750 | Not disclosed | Not published | None recorded |
Counties
All 5 Hawaii county-equivalents, resolved locally.
Select a county
Every county opens a page carrying its own demographics, growth and migration, economic output, employment and wages, business establishments by industry, construction, SBA lending and charge off record, geography and hazard.
| Geography | Population | Median income | Establishments | County GDP | SBA approvals | Land area, sq mi |
|---|---|---|---|---|---|---|
| Hawaii County | 205,769 | $78,639 | 4,400 | $12.19 bn | 177 | 4,028 |
| Honolulu County | 1,001,146 | $106,195 | 20,890 | $87.07 bn | 988 | 601 |
| Kalawao County | 67 | $73,750 | Not disclosed | Not published | None recorded | 12 |
| Kauai County | 73,731 | $97,668 | 2,281 | $5.55 bn | 99 | 620 |
| Maui County | 164,522 | $97,161 | 5,000 | Not published | 253 | 1,162 |
A statement appears on this page only where a published document, or arithmetic over published data, supports it. How this page was built →
Questions
Hawaii questions, answered from this page.
What is the population of Hawaii?
The Census Bureau estimates 1,446,146 residents on July 1, 2024 (Population Estimates Program, Vintage 2024).
What is the unemployment rate in Hawaii?
2.7 percent in August 2026, preliminary, seasonally adjusted, as published by the Bureau of Labor Statistics.
How many SBA 7(a) loans were approved in Hawaii?
975 loans with a project in Hawaii, counted by MMCG Analytics from the SBA's 7(a) loan records, FY2020 to FY2026, records as of 2026-06-30.
How many counties does Hawaii have?
5. Each has a page on this site covering population, income, business establishments, employment and wages, building permits, SBA lending and hazard records.
The register