Yuma County, Arizona: commercial real estate data.
Yuma County, Arizona had an estimated 220,310 residents on July 1, 2024, up 7.5 percent since the 2020 census base of 205,009, across 5,514 square miles. County output reached $11.35 bn in 2024, 3,376 establishments operate here, and the SBA record carries 97 7(a) approvals worth $35.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Yuma County
How many people live in Yuma County
- Population, American Community Survey 2020-2024211,741
- Households79,341
- Average household size2.67
- Median household income$62,876
- Median age36.1
- Median gross rent$993 per month
- Median owner-occupied home value$217,800
- Home value to household income3.5 times
- Annual rent as a share of median income19.0 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent
- Adults 25 and over with a graduate degree6.1 percent
- Adults 25 and over137,936
- Population under 1851,996
- Share under 1824.6 percent
- Population 65 and over43,769
- Share 65 and over20.7 percent
- Working age population, 18 to 64115,976
- Civilian labor force83,296
- Unemployment rate6.9 percent
- Labor force participation, adults 18 and over52.1 percent
- Rank by population among Arizona counties6th of 15
- Rank by population among US county-equivalents, Puerto Rico included329th of 3,222
Yuma County is the 6th largest of 15 Arizona counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 20.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yuma County
Is Yuma County's population growing?
- Population, July 1, 2024220,310
- Census 2020 base population205,009
- Population change since the 2020 census base7.46 percent
- Population change, 2023 to 20244,862
- Births, 20242,651
- Deaths, 20241,843
- Natural change, 2024808
- Net domestic migration, 2024454
- Net international migration, 20243,578
- Total net migration, 20244,032
- Cumulative net domestic migration, 2021 to 20242,948
- Rank by growth among US county-equivalents279th of 3,144
The county has grown 7.46 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yuma County
Where are people moving to Yuma County from?
- Tax returns filed by households arriving5,296
- People arriving, from those returns9,972
- Tax returns filed by households leaving4,786
- Net household movement510
- Adjusted gross income arriving$297.3 m
- Net adjusted gross income movement$-32.1 m
- Average income of an arriving household$56,146
- Average income of a leaving household$68,845
- Largest single originMaricopa County (650 households)
- Largest single destinationMaricopa County (1,016 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Maricopa County | 650 | 1,184 | $31.9 m |
| San Diego County | 519 | 1,025 | $40.5 m |
| Imperial County | 361 | 780 | $15.6 m |
| Monterey County | 172 | 342 | $8.6 m |
| Los Angeles County | 170 | 324 | $10.6 m |
| Riverside County | 159 | 314 | $11.7 m |
| Pima County | 154 | 269 | $5.8 m |
| Clark County | 80 | 144 | $5.7 m |
Households arriving report $12,699 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Maricopa County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yuma County
What is the Yuma County economy?
- County GDP, 2024$11.35 bn
- County GDP, 2023$10.75 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years41.6 percent
- Rank by GDP among the Arizona areas BEA publishes5th of 15
- Rank by GDP among the US county areas BEA publishes399th of 3,127
- GDP per resident$53,620
Output grew 5.6 percent in the latest year and 41.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yuma County
Employment by industry in Yuma County
- Covered employment, annual average71,978
- Establishments reporting3,988
- Average annual pay$53,873
- Average weekly wage$1,036
- Retail trade, employment8,409
- Retail trade, average annual pay$40,277
- Health care and social assistance, employment8,361
- Health care and social assistance, average annual pay$67,039
- Accommodation and food services, employment6,633
- Accommodation and food services, average annual pay$27,495
- Construction, employment3,963
- Construction, average annual pay$52,898
- Administrative and support and waste management services, employment3,545
- Manufacturing, employment2,656
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 8,409 | 438 | $40,277 |
| Health care and social assistance | 8,361 | 442 | $67,039 |
| Accommodation and food services | 6,633 | 348 | $27,495 |
| Construction | 3,963 | 449 | $52,898 |
| Administrative and support and waste management services | 3,545 | 232 | $48,553 |
| Manufacturing | 2,656 | 101 | $64,304 |
| Professional, scientific and technical services | 2,377 | 368 | $73,726 |
| Finance and insurance | 2,336 | 148 | $77,871 |
Retail trade is the largest private sector at 8,409 jobs, 11.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yuma County
How many businesses are in Yuma County?
- Establishments, all industries3,376
- Employment at those establishments50,443
- Annual payroll$2.21 bn
- Establishments per 1,000 residents15.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Yuma County
Building permits in Yuma County
- Housing units authorized by permit, 20241,401
- Declared construction value permitted$231.8 m
- Single family units authorized1,183
- Multifamily units authorized218
- Multifamily share of units15.6 percent
- Average declared value per unit$165,432
- Units authorized per 1,000 households17.7
Single-family homes are 84.4 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Yuma County
SBA loans in Yuma County (7(a) and 504)
- 7(a) approvals recorded97
- 7(a) gross approval dollars$35.8 m
- Average 7(a) approval$368,855
- Median 7(a) approval$100,000
- 10th percentile approval$15,000
- 90th percentile approval$920,700
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)895
- Jobs per approval9.2
- Distinct 7(a) lenders active35
- Distinct industries receiving approvals57
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.6 percent
- Loans on real estate terms21
- Loans on working capital terms, 120 months or shorter69
- Franchise loans8
- Franchise share of approvals8.2 percent
- Leading industry by approval countGeneral Automotive Repair (7)
- Most active lenderZions Bank, A Division of (22)
- 504 approvals recorded38
- 504 gross approval dollars$33.0 m
- Average 504 approval$868,263
- Median 504 approval$592,000
- Distinct CDCs active4
- 504 jobs per approval11.0
- 504 jobs per million dollars approved12.7
- Most active CDCArizona Capital Source (20)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$68.8 m
The average approval of $368,855 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 21.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yuma County
SBA loan default and charge-off rates in Yuma County
Do SBA loans in Yuma County get paid back?
- Loans with a final outcome recorded19
- Paid in full17
- Charged off2
- Status: Paid in full17
- Status: Exempt from disclosure66
- Status: Cancelled8
- Status: Charged off2
- Status: Committed, not yet disbursed4
Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuma County
SBA lending by place in Yuma County
- Borrower cities with recorded lending6
- Yuma, approvals80
- Somerton, approvals6
- San Luis, approvals5
- Roll, approvals3
- Gadsden, approvals2
- Wellton, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Yuma | 80 | $30,882,800 |
| Somerton | 6 | $1,474,000 |
| San Luis | 5 | $842,400 |
| Roll | 3 | $1,121,700 |
| Gadsden | 2 | $175,000 |
| Wellton | 1 | $1,283,000 |
Yuma accounts for 80 approvals against 6 in Somerton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuma County
How large is Yuma County?
- Land area5,514 sq mi
- Rank by land area among Arizona counties9th of 15
- Width, east to west86.1 mi
- Height, north to south98.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land38
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yuma County
Flood risk in Yuma County
- Participation of the county's own NFIP community Yuma County, unincorporated areasParticipating, community 040099
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Yuma County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Yuma County (community 040099), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Yuma County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Yuma County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yuma County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024211,741
- Households79,341
- Average household size2.67
- Median household income$62,876
- Median age36.1
Common questions
Yuma County questions, answered from the record.
How many people live in Yuma County, Arizona?
The Census Bureau estimates 220,310 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 211,741, in 79,341 households, ranking 6th of 15 Arizona counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yuma County's population growing?
The population has grown 7.46 percent since the 2020 census base of 205,009, to 220,310 on July 1, 2024. In 2024 there were 2,651 births against 1,843 deaths, with net migration of 4,032. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yuma County?
$62,876. The median owner-occupied home is valued at $217,800, which is 3.5 times income, and median gross rent is $993 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Yuma County?
3,376 establishments, employing 50,443 people with an annual payroll of $2.21 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Yuma County?
Retail trade is the largest private sector at 8,409 jobs, 11.7 percent of covered employment. Covered employment averages 71,978 jobs at an average annual pay of $53,873, or $1,036 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yuma County?
97 7(a) approvals totaling $35.8 m since FY2020, across 35 lenders, with a median approval of $100,000, plus 38 504 approvals worth $33.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Yuma County?
1,401 housing units were authorized by permit in 2024, with a declared construction value of $231.8 m. Multifamily was 15.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yuma County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yuma County come from?
The largest single origin is Maricopa County, with 650 households. Arriving households report an average income of $56,146 against $68,845 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yuma County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yuma County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Yuma County
Cities and places in Yuma.
21 Census places lie wholly or partly in Yuma County. All 21 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Yuma | city | 100,139 | 80 | Wholly in this county |
| San Luis | city | 37,337 | 5 | Wholly in this county |
| Fortuna Foothills | CDP | 28,896 | None recorded | Wholly in this county |
| Somerton | city | 14,574 | 6 | Wholly in this county |
| Avenue B and C | CDP | 4,001 | None recorded | Wholly in this county |
| Wellton | town | 2,527 | 1 | Wholly in this county |
| Rancho Mesa Verde | CDP | 759 | None recorded | Wholly in this county |
| Donovan Estates | CDP | 507 | None recorded | Wholly in this county |
| Gadsden | CDP | 493 | 2 | Wholly in this county |
| Yuma Proving Ground | CDP | 468 | None recorded | Wholly in this county |
| Wall Lane | CDP | 374 | None recorded | Wholly in this county |
| Tacna | CDP | 353 | None recorded | Wholly in this county |
| El Prado Estates | CDP | 258 | None recorded | Wholly in this county |
| Orange Grove Mobile Manor | CDP | 211 | None recorded | Wholly in this county |
| Dateland | CDP | 206 | None recorded | Wholly in this county |
| Martinez Lake | CDP | 89 | None recorded | Wholly in this county |
| Drysdale | CDP | 66 | None recorded | Wholly in this county |
| Wellton Hills | CDP | 49 | None recorded | Wholly in this county |
| Buckshot | CDP | 45 | None recorded | Wholly in this county |
| Aztec | CDP | 0 | None recorded | Wholly in this county |
| Padre Ranchitos | CDP | 0 | None recorded | Wholly in this county |
A further 3 of the county's 97 SBA 7(a) approvals are to borrowers in cities that match no Census place in Yuma County, the largest being Roll (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby