Yuma County, Arizona: commercial real estate data.
Yuma County, Arizona has a population of 211,741 across 5,514 square miles, up 7.5 percent since the 2020 census base. County output reached $11.35 bn in 2024, 3,376 establishments operate here, and the SBA record carries 97 7(a) approvals worth $35.8 m.
128 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Yuma County
How many people live in Yuma County
- Population211,741
- Households79,341
- Average household size2.67
- Median household income$62,876
- Median age36.1
- Median gross rent$993 per month
- Median owner-occupied home value$217,800
- Home value to household income3.5 times
- Annual rent as a share of median income19.0 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent
- Adults 25 and over with a graduate degree6.1 percent
- Adults 25 and over137,936
- Population under 1851,996
- Share under 1824.6 percent
- Population 65 and over43,769
- Share 65 and over20.7 percent
- Working age population, 18 to 64115,976
- Civilian labor force83,296
- Unemployment rate6.9 percent
- Labor force participation, adults 18 and over52.1 percent
- Rank by population among Arizona counties6th of 15
- Rank by population among US county-equivalents329th
Yuma County is the 6th largest of 15 Arizona counties by population. A median home costs 3.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 20.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yuma County
Is Yuma County's population growing?
- Population change since the 2020 census base7.46 percent
- Census 2020 base population205,009
- Births, 20242,651
- Deaths, 20241,843
- Natural change, 2024808
- Net domestic migration, 2024454
- Net international migration, 20243,578
- Total net migration, 20244,032
- Cumulative net domestic migration, 2021 to 20242,948
- Rank by growth among US county-equivalents279th
The county has grown 7.46 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yuma County
Where are people moving to Yuma County from?
- Tax returns filed by households arriving5,296
- People arriving, from those returns9,972
- Adjusted gross income arriving$297.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$56,146
- Largest single originYuma County Non-migrants (77,241 households)
- Largest single destination (77,241 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Yuma County Non-migrants | 77,241 | 170,864 | $4.28 bn |
| Other flows - Different State | 2,036 | 3,614 | $113.8 m |
| Other flows - West | 912 | 1,616 | $56.9 m |
| Maricopa County | 650 | 1,184 | $31.9 m |
| Other flows - South | 626 | 1,167 | $33.8 m |
| San Diego County | 519 | 1,025 | $40.5 m |
| Other flows - Midwest | 364 | 619 | $16.7 m |
| Imperial County | 361 | 780 | $15.6 m |
The largest single source of arrivals is Yuma County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yuma County
What is the Yuma County economy?
- County GDP, 2024$11.35 bn
- County GDP, 2023$10.75 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years41.6 percent
- Rank by GDP among Arizona counties5th
- Rank by GDP among US county-equivalents399th
- GDP per resident$53,620
Output grew 5.6 percent in the latest year and 41.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yuma County
Largest employers in Yuma County
- Covered employment, annual average71,978
- Establishments reporting3,988
- Average annual pay$53,873
- Average weekly wage$1,036
- Sector 44-45, employment8,409
- Sector 44-45, average annual pay$40,277
- Sector 62, employment8,361
- Sector 62, average annual pay$67,039
- Sector 72, employment6,633
- Sector 72, average annual pay$27,495
- Sector 23, employment3,963
- Sector 23, average annual pay$52,898
- Sector 56, employment3,545
- Sector 31-33, employment2,656
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 8,409 | 438 | $40,277 |
| Sector 62 | 8,361 | 442 | $67,039 |
| Sector 72 | 6,633 | 348 | $27,495 |
| Sector 23 | 3,963 | 449 | $52,898 |
| Sector 56 | 3,545 | 232 | $48,553 |
| Sector 31-33 | 2,656 | 101 | $64,304 |
| Sector 54 | 2,377 | 368 | $73,726 |
| Sector 52 | 2,336 | 148 | $77,871 |
The largest sector is the biggest private employer group at 8,409 jobs, 11.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yuma County
How many businesses are in Yuma County?
- Establishments, all industries3,376
- Employment at those establishments50,443
- Annual payroll$2.21 bn
- Establishments per 1,000 residents15.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Yuma County
Building permits in Yuma County
- Housing units authorised by permit, 20241,401
- Declared construction value permitted$231.8 m
- Single family units authorised1,183
- Multifamily units authorised218
- Multifamily share of units15.6 percent
- Average declared value per unit$165,432
- Units authorised per 1,000 households17.7
Multifamily is 15.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Yuma County
SBA loans in Yuma County (7(a) and 504)
- 7(a) approvals recorded97
- 7(a) gross approval dollars$35.8 m
- Average 7(a) approval$368,855
- Median 7(a) approval$100,000
- 10th percentile approval$15,000
- 90th percentile approval$982,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)895
- Jobs per approval9.2
- Distinct 7(a) lenders active35
- Distinct industries receiving approvals57
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.6 percent
- Loans on real estate terms21
- Loans on working capital terms, 120 months or shorter69
- Franchise loans8
- Franchise share of approvals8.2 percent
- Leading industry by approval countGeneral Automotive Repair (7)
- Most active lenderZions Bank, A Division of (22)
- 504 approvals recorded38
- 504 gross approval dollars$33.0 m
- Average 504 approval$868,263
- Median 504 approval$619,000
- Distinct CDCs active4
- 504 jobs per approval11.0
- 504 jobs per million dollars approved12.7
- Most active CDCArizona Capital Source (20)
- 7(a) share of SBA approvals71.9 percent
- Combined SBA approval dollars$68.8 m
The average approval of $368,855 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yuma County
SBA loan default and charge-off rates in Yuma County
Do SBA loans in Yuma County get paid back?
- Loans with a final outcome recorded19
- Paid in full17
- Charged off2
- Charge off rate on resolved loans10.5 percent
- Status: Paid in full17
- Status: Exempt from disclosure66
- Status: Cancelled8
- Status: Charged off2
- Status: Committed, not yet disbursed4
Of the 19 loans that have reached a final outcome, 10.5 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuma County
SBA lending by place in Yuma County
- Places in the county with recorded lending6
- YUMA, approvals80
- Somerton, approvals6
- SAN LUIS, approvals5
- Roll, approvals3
- Gadsden, approvals2
- Wellton, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| YUMA | 80 | $30,882,800 |
| Somerton | 6 | $1,474,000 |
| SAN LUIS | 5 | $842,400 |
| Roll | 3 | $1,121,700 |
| Gadsden | 2 | $175,000 |
| Wellton | 1 | $1,283,000 |
YUMA accounts for 80 approvals against 6 in Somerton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuma County
How large is Yuma County?
- Land area5,514 sq mi
- Rank by land area among Arizona counties9th of 15
- Width, east to west86.1 mi
- Height, north to south98.5 mi
- Geographies sharing a boundary3
- Residents per square mile of land38
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yuma County
Flood risk in Yuma County
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Yuma County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Yuma County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Yuma County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yuma County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population211,741
- Households79,341
- Average household size2.67
- Median household income$62,876
- Median age36.1
Common questions
Yuma County questions, answered from the record.
How many people live in Yuma County, Arizona?
211,741, in 79,341 households, ranking 6th of 15 Arizona counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yuma County's population growing?
The population has grown 7.46 percent since the 2020 census base. In 2024 there were 2,651 births against 1,843 deaths, with net migration of 4,032. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yuma County?
$62,876. The median owner-occupied home is valued at $217,800, which is 3.5 times income, and median gross rent is $993 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Yuma County?
3,376 establishments, employing 50,443 people with an annual payroll of $2.21 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Yuma County?
Average annual pay is $53,873, or $1,036 a week, across 71,978 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yuma County?
97 7(a) approvals totalling $35.8 m since FY2020, across 35 lenders, with a median approval of $100,000, plus 38 504 approvals worth $33.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Yuma County get paid back?
Of the 19 loans that have reached a final outcome, 17 were paid in full and 2 charged off, a charge off rate of 10.5 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Yuma County?
1,401 housing units were authorised by permit in 2024, with a declared construction value of $231.8 m. Multifamily was 15.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yuma County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yuma County come from?
The largest single origin is Yuma County Non-migrants, with 77,241 households. Arriving households report an average income of $56,146 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yuma County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yuma County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Yuma County
Cities and places in Yuma.
21 Census places lie wholly or partly in Yuma County. 21 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Yuma | city | 100,139 | 80 | Wholly in this county |
| San Luis | city | 37,337 | 5 | Wholly in this county |
| Fortuna Foothills | CDP | 28,896 | None recorded | Wholly in this county |
| Somerton | city | 14,574 | 6 | Wholly in this county |
| Avenue B and C | CDP | 4,001 | None recorded | Wholly in this county |
| Wellton | town | 2,527 | 1 | Wholly in this county |
| Rancho Mesa Verde | CDP | 759 | None recorded | Wholly in this county |
| Donovan Estates | CDP | 507 | None recorded | Wholly in this county |
| Gadsden | CDP | 493 | 2 | Wholly in this county |
| Yuma Proving Ground | CDP | 468 | None recorded | Wholly in this county |
| Wall Lane | CDP | 374 | None recorded | Wholly in this county |
| Tacna | CDP | 353 | None recorded | Wholly in this county |
| El Prado Estates | CDP | 258 | None recorded | Wholly in this county |
| Orange Grove Mobile Manor | CDP | 211 | None recorded | Wholly in this county |
| Dateland | CDP | 206 | 1 | Wholly in this county |
| Martinez Lake | CDP | 89 | None recorded | Wholly in this county |
| Drysdale | CDP | 66 | None recorded | Wholly in this county |
| Wellton Hills | CDP | 49 | None recorded | Wholly in this county |
| Buckshot | CDP | 45 | None recorded | Wholly in this county |
| Aztec | CDP | 0 | None recorded | Wholly in this county |
| Padre Ranchitos | CDP | 0 | None recorded | Wholly in this county |
A further 3 SBA approvals in Yuma County are recorded against borrower cities that match no Census place, the largest being Roll. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.