Apache County, Arizona: commercial real estate data.

Apache County

How many people live in Apache County

• Population, American Community Survey 2020-202465,341
• Households21,100
• Average household size3.10
• Median household income$41,438
• Median age36.6
• Median gross rent$647 per month
• Median owner-occupied home value$63,700
• Home value to household income1.5 times
• Annual rent as a share of median income18.7 percent
• Adults 25 and over with a bachelor degree or higher16.6 percent
• Adults 25 and over with a graduate degree7.0 percent
• Adults 25 and over42,350
• Population under 1816,983
• Share under 1826.0 percent
• Population 65 and over11,004
• Share 65 and over16.8 percent
• Working age population, 18 to 6437,354
• Civilian labor force21,169
• Unemployment rate10.7 percent
• Labor force participation, adults 18 and over43.8 percent
• Rank by population among Arizona counties10th of 15
• Rank by population among US county-equivalents, Puerto Rico included842nd of 3,222

Apache County is the 10th largest of 15 Arizona counties by population. A median home costs 1.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.0 percent against 16.8 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Apache County

Where are people moving to Apache County from?

• Tax returns filed by households arriving1,571
• People arriving, from those returns3,120
• Tax returns filed by households leaving1,799
• Net household movement-228
• Adjusted gross income arriving$74.0 m
• Net adjusted gross income movement$-4.6 m
• Average income of an arriving household$47,101
• Average income of a leaving household$43,669
• Largest single originMaricopa County (426 households)
• Largest single destinationNavajo County (375 households)

Households arriving report $3,432 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Maricopa County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Apache County

Employment by industry in Apache County

• Covered employment, annual average16,611
• Establishments reporting630
• Average annual pay$56,805
• Average weekly wage$1,092
• Health care and social assistance, employment2,410
• Health care and social assistance, average annual pay$65,814
• Retail trade, employment1,075
• Retail trade, average annual pay$30,168
• Accommodation and food services, employment878
• Accommodation and food services, average annual pay$23,896
• Construction, employment550
• Construction, average annual pay$47,352
• Real estate and rental and leasing, employment303
• Educational services, employment295

Health care and social assistance is the largest private sector at 2,410 jobs, 14.5 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Apache County

Building permits in Apache County

• Housing units authorized by permit, 202493
• Declared construction value permitted$21.1 m
• Single family units authorized91
• Multifamily units authorized2
• Multifamily share of units2.2 percent
• Average declared value per unit$226,882
• Units authorized per 1,000 households4.4

Single-family homes are 97.8 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Apache County

SBA loan default and charge-off rates in Apache County

Do SBA loans in Apache County get paid back?

• Loans with a final outcome recorded0
• Paid in full0
• Charged off0
• Status: Exempt from disclosure6
• Status: Cancelled3
• Status: Committed, not yet disbursed1

Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Apache County

How large is Apache County?

• Land area11,198 sq mi
• Rank by land area among Arizona counties3rd of 15
• Width, east to west53.7 mi
• Height, north to south242.5 mi
• Geographies sharing a boundary8
• Residents per square mile of land6
• Establishments per square mile0.04

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Feasibility studies

When a Apache County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Apache County site starts with the figures you are reading, carrying the same source and period into the credit file.

• Population, American Community Survey 2020-202465,341
• Households21,100
• Average household size3.10
• Median household income$41,438
• Median age36.6

How a feasibility study works →

Apache County

Cities and places in Apache.

39 Census places lie wholly or partly in Apache County. 38 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

A further 1 of the county's 10 SBA 7(a) approvals are to borrowers in cities that match no Census place in Apache County, the largest being Gilbert (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.