San Juan County, Utah: commercial real estate data.
San Juan County, Utah had an estimated 14,601 residents on July 1, 2024, up 0.6 percent since the 2020 census base of 14,508, across 7,820 square miles. County output reached $823.0 m in 2024, 285 establishments operate here, and the SBA record carries 23 7(a) approvals worth $21.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
San Juan County
How many people live in San Juan County
- Population, American Community Survey 2020-202414,483
- Households4,555
- Average household size3.18
- Median household income$64,481
- Median age35.0
- Median gross rent$867 per month
- Median owner-occupied home value$224,200
- Home value to household income3.5 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher20.5 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over8,836
- Population under 184,115
- Share under 1828.4 percent
- Population 65 and over2,349
- Share 65 and over16.2 percent
- Working age population, 18 to 648,019
- Civilian labor force6,127
- Unemployment rate12.5 percent
- Labor force participation, adults 18 and over59.1 percent
- Rank by population among Utah counties17th of 29
- Rank by population among US county-equivalents, Puerto Rico included2188th of 3,222
San Juan County is the 17th largest of 29 Utah counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 28.4 percent against 16.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
San Juan County
Is San Juan County's population growing?
- Population, July 1, 202414,601
- Census 2020 base population14,508
- Population change since the 2020 census base0.64 percent
- Population change, 2023 to 2024211
- Births, 2024191
- Deaths, 2024163
- Natural change, 202428
- Net domestic migration, 2024121
- Net international migration, 202463
- Total net migration, 2024184
- Cumulative net domestic migration, 2021 to 2024-160
- Rank by growth among US county-equivalents1606th of 3,144
The county has grown 0.64 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
San Juan County
Where are people moving to San Juan County from?
- Tax returns filed by households arriving363
- People arriving, from those returns822
- Tax returns filed by households leaving295
- Net household movement68
- Adjusted gross income arriving$16.4 m
- Net adjusted gross income movement$2.0 m
- Average income of an arriving household$45,284
- Average income of a leaving household$49,034
- Largest single originApache County (81 households)
- Largest single destinationSalt Lake County (29 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Apache County | 81 | 223 | $3.0 m |
| Grand County | 50 | 90 | $1.9 m |
| Salt Lake County | 35 | 58 | $1.4 m |
| Utah County | 30 | 75 | $2.1 m |
Households arriving report $3,750 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Apache County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
San Juan County
What is the San Juan County economy?
- County GDP, 2024$823.0 m
- County GDP, 2023$737.2 m
- GDP change, 2023 to 202411.6 percent
- GDP change over five years77.3 percent
- Rank by GDP among the Utah areas BEA publishes21st of 29
- Rank by GDP among the US county areas BEA publishes2009th of 3,127
- GDP per resident$56,829
Output grew 11.6 percent in the latest year and 77.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
San Juan County
Employment by industry in San Juan County
- Covered employment, annual average4,647
- Establishments reporting386
- Average annual pay$49,715
- Average weekly wage$956
- Mining, quarrying, and oil and gas extraction, employment448
- Mining, quarrying, and oil and gas extraction, average annual pay$88,678
- Retail trade, employment342
- Retail trade, average annual pay$23,895
- Construction, employment191
- Construction, average annual pay$43,155
- Other services, except public administration, employment100
- Other services, except public administration, average annual pay$45,095
- Manufacturing, employment76
- Finance and insurance, employment53
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Mining, quarrying, and oil and gas extraction | 448 | 19 | $88,678 |
| Retail trade | 342 | 34 | $23,895 |
| Construction | 191 | 39 | $43,155 |
| Other services, except public administration | 100 | 21 | $45,095 |
| Manufacturing | 76 | 8 | $34,144 |
| Finance and insurance | 53 | 15 | $56,914 |
| Administrative and support and waste management services | 35 | 12 | $48,085 |
| Agriculture, forestry, fishing and hunting | 17 | 8 | $34,116 |
Mining, quarrying, and oil and gas extraction is the largest private sector at 448 jobs, 9.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
San Juan County
How many businesses are in San Juan County?
- Establishments, all industries285
- Employment at those establishments3,172
- Annual payroll$150.6 m
- Establishments per 1,000 residents19.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
San Juan County
Building permits in San Juan County
- Housing units authorized by permit, 202452
- Declared construction value permitted$19.8 m
- Single family units authorized48
- Multifamily units authorized4
- Multifamily share of units7.7 percent
- Average declared value per unit$380,177
- Units authorized per 1,000 households11.4
Single-family homes are 92.3 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
San Juan County
SBA loans in San Juan County (7(a) and 504)
- 7(a) approvals recorded23
- 7(a) gross approval dollars$21.2 m
- Average 7(a) approval$921,400
- Median 7(a) approval$491,500
- 10th percentile approval$75,320
- 90th percentile approval$3,451,480
- Largest single approval$4,234,000
- Jobs reported supported, 7(a)263
- Jobs per approval11.4
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals15
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer39.1 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter10
- Franchise loans2
- Franchise share of approvals8.7 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (6)
- Most active lenderZions Bank, A Division of (6)
- 504 approvals recorded8
- 504 gross approval dollars$3.4 m
- Average 504 approval$430,000
- Median 504 approval$221,500
- Distinct CDCs active2
- 504 jobs per approval4.9
- 504 jobs per million dollars approved11.3
- Most active CDCMountain West Small Business Finance (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$24.6 m
The average approval of $921,400 sits well above the median of $491,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 39.1 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Juan County
SBA loan default and charge-off rates in San Juan County
Do SBA loans in San Juan County get paid back?
- Loans with a final outcome recorded8
- Paid in full8
- Charged off0
- Status: Exempt from disclosure12
- Status: Paid in full8
- Status: Cancelled2
- Status: Committed, not yet disbursed1
Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Juan County
SBA lending by place in San Juan County
- Borrower cities with recorded lending4
- Blanding, approvals8
- Monticello, approvals8
- Bluff, approvals5
- Lake Powell, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Blanding | 8 | $9,024,700 |
| Monticello | 8 | $3,538,500 |
| Bluff | 5 | $3,622,000 |
| Lake Powell | 2 | $5,007,000 |
Blanding accounts for 8 approvals against 8 in Monticello. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Juan County
How large is San Juan County?
- Land area7,820 sq mi
- Rank by land area among Utah counties1st of 29
- Width, east to west130.2 mi
- Height, north to south103.7 mi
- Geographies sharing a boundary11
- Residents per square mile of land2
- Establishments per square mile0.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
San Juan County
Flood risk in San Juan County
- Participation of the county's own NFIP community San Juan County, unincorporated areasParticipating, community 490109
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in San Juan County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated San Juan County (community 490109), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places San Juan County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a San Juan County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a San Juan County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202414,483
- Households4,555
- Average household size3.18
- Median household income$64,481
- Median age35.0
Common questions
San Juan County questions, answered from the record.
How many people live in San Juan County, Utah?
The Census Bureau estimates 14,601 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 14,483, in 4,555 households, ranking 17th of 29 Utah counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is San Juan County's population growing?
The population has grown 0.64 percent since the 2020 census base of 14,508, to 14,601 on July 1, 2024. In 2024 there were 191 births against 163 deaths, with net migration of 184. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in San Juan County?
$64,481. The median owner-occupied home is valued at $224,200, which is 3.5 times income, and median gross rent is $867 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in San Juan County?
285 establishments, employing 3,172 people with an annual payroll of $150.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in San Juan County?
Mining, quarrying, and oil and gas extraction is the largest private sector at 448 jobs, 9.6 percent of covered employment. Covered employment averages 4,647 jobs at an average annual pay of $49,715, or $956 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in San Juan County?
23 7(a) approvals totaling $21.2 m since FY2020, across 12 lenders, with a median approval of $491,500, plus 8 504 approvals worth $3.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in San Juan County?
52 housing units were authorized by permit in 2024, with a declared construction value of $19.8 m. Multifamily was 7.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for San Juan County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to San Juan County come from?
The largest single origin is Apache County, with 81 households. Arriving households report an average income of $45,284 against $49,034 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for San Juan County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for San Juan County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
San Juan County
Cities and places in San Juan.
14 Census places lie wholly or partly in San Juan County. 13 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Blanding | city | 3,275 | 8 | Wholly in this county |
| Monticello | city | 2,200 | 8 | Wholly in this county |
| Spanish Valley | CDP | 756 | None recorded | Wholly in this county |
| Oljato-Monument Valley | CDP | 676 | None recorded | Wholly in this county |
| Navajo Mountain | CDP | 610 | None recorded | Wholly in this county |
| La Sal | CDP | 373 | None recorded | Wholly in this county |
| Aneth | CDP | 257 | None recorded | Wholly in this county |
| Halchita | CDP | 254 | None recorded | Wholly in this county |
| Montezuma Creek | CDP | 239 | None recorded | Wholly in this county |
| Bluff | town | 233 | 5 | Wholly in this county |
| White Mesa | CDP | 124 | None recorded | Wholly in this county |
| Tselakai Dezza | CDP | 104 | None recorded | Wholly in this county |
| Mexican Hat | CDP | 20 | None recorded | Wholly in this county |
| Halls Crossing | CDP | 0 | None recorded | Wholly in this county |
A further 2 of the county's 23 SBA 7(a) approvals are to borrowers in cities that match no Census place in San Juan County, the largest being Lake Powell (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.