Bluff, Utah: commercial real estate data.
Bluff is a Census town of 233 people across 36.64 square miles of land, in San Juan County. Median household income is $56,042, 79.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bluff
What Bluff is
- Census place typetown
- Land area36.64 sq mi
- Water area0.32 sq mi
- Population per square mile of land6 plus or minus 3
- County holding the largest share of its areaSan Juan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff
How many people live in Bluff
- Population233 plus or minus 111
- Median age68.4
- Population under 1817 plus or minus 23
- Share under 187.3 percent plus or minus 9.4
- Population 65 and over153 plus or minus 77
- Share 65 and over65.7 percent
- Households99 plus or minus 53
- Family households59 plus or minus 38
- Share of households that are families59.6 percent plus or minus 21.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff
Income and work in Bluff
- Median household income$56,042 plus or minus $29,695
- Per capita income$45,393 plus or minus $13,896
- Civilian labor force74 plus or minus 49
- Employed74 plus or minus 49
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over216 plus or minus 106
- Adults 25 and over with a high school diploma or higher88.4 percent plus or minus 60.9
- Adults 25 and over with a bachelor degree or higher70.8 percent plus or minus 20.6
- Adults 25 and over with a graduate degree50.9 percent plus or minus 28.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff
Housing in Bluff
- Housing units155 plus or minus 63
- Occupied units99 plus or minus 53
- Vacant units56 plus or minus 33
- Vacancy rate36.1 percent plus or minus 15.4
- Owner occupied79 plus or minus 48
- Renter occupied20 plus or minus 20
- Ownership rate79.8 percent plus or minus 22.9
- Median owner-occupied home value$402,000 plus or minus $255,534
- Single family units135 plus or minus 63
- Share single family87.1 percent plus or minus 20.4
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes20 plus or minus 18
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff
How Bluff gets to work
- Workers 16 and over who commute54 plus or minus 37
- Commuting under 15 minutes51 plus or minus 34
- Share commuting under 15 minutes94.4 percent plus or minus 90.7
- Commuting 30 minutes or more3 plus or minus 15
- Share commuting 30 minutes or more5.6 percent plus or minus 27.1
- Drove alone39.2 percent plus or minus 27.5
- Carpooled4.1 percent plus or minus 9.1
- Public transport0.0 percent
- Walked29.7 percent plus or minus 25.8
- Worked from home27.0 percent plus or minus 27.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff
SBA loans in Bluff (7(a))
- Approvals5
- Gross approval$3,622,000
- Average approval$724,400
- Median approval$500,000
- Largest approval$1,741,400
- Jobs supported89
- Jobs per approval17.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Bluff, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bluff
SBA loans in Bluff (504)
- Approvals1
- Gross approval$1,254,000
- Average approval$1,254,000
- Median approval$1,254,000
- Largest approval$1,254,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Bluff, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Juan County, not Bluff
San Juan County context, not Bluff figures
- Establishments in San Juan County285
- Covered employment, San Juan County4,647
- Average annual pay, San Juan County$49,715
- Housing units permitted, San Juan County52
Every figure in this section is published for San Juan County as a whole and is not a measurement of Bluff.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bluff questions, answered from the record.
How many people live in Bluff, Utah?
233, in 99 households. Bluff town covers 36.64 square miles of land, which is 6 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bluff in?
San Juan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bluff?
$56,042. The median owner-occupied home is valued at $402,000. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bluff businesses?
5 7(a) approvals totaling $3.6 m since FY2020, across 3 lenders, median approval $500,000, plus 1 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Bluff, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bluff borrowers get paid back?
No rate is published for Bluff. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Bluff figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Juan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bluff.
Is zoning published for Bluff?
No. Nothing on this page presents parcel level zoning.