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HomeUtahSan Juan CountyMonticello city

Monticello city, Utah: commercial real estate data.

Monticello city is a Census city of 2,200 people across 3.35 square miles of land, in San Juan County. Median household income is $72,969, 79.3 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.5 m.

76 sourced place values · tier FULL · 8 sections

Monticello

What Monticello is

  • Census place typecity
  • Land area3.35 sq mi
  • Water area0 sq mi
  • Population per square mile of land656 plus or minus 135
  • County holding the largest share of its areaSan Juan County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monticello

How many people live in Monticello

  • Population2,200 plus or minus 452
  • Median age36.6 plus or minus 7.9
  • Population under 18571 plus or minus 174
  • Share under 1826.0 percent plus or minus 5.8
  • Population 65 and over364 plus or minus 117
  • Share 65 and over16.5 percent plus or minus 4.1
  • Households731
  • Family households584 plus or minus 134
  • Share of households that are families79.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monticello

Income and work in Monticello

  • Median household income$72,969
  • Per capita income$27,873
  • Civilian labor force797 plus or minus 231
  • Employed797 plus or minus 231
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over1,456
  • Adults 25 and over with a high school diploma or higher95.9 percent
  • Adults 25 and over with a bachelor degree or higher23.4 percent plus or minus 8.4
  • Adults 25 and over with a graduate degree7.8 percent plus or minus 5.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monticello

Housing in Monticello

  • Housing units835
  • Occupied units731
  • Vacant units104 plus or minus 57
  • Vacancy rate12.5 percent plus or minus 6.4
  • Owner occupied580 plus or minus 129
  • Renter occupied151 plus or minus 63
  • Ownership rate79.3 percent
  • Median owner-occupied home value$301,400
  • Median gross rent, monthly$1,159
  • Annual rent as a share of median income19.1 percent
  • Single family units685
  • Share single family82.0 percent plus or minus 21.3
  • Units in buildings of two or more34 plus or minus 44
  • Share in buildings of two or more4.1 percent plus or minus 5.2
  • Mobile homes116 plus or minus 71
  • Median year structure built1973

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monticello

How Monticello gets to work

  • Workers 16 and over who commute683 plus or minus 208
  • Commuting under 15 minutes365 plus or minus 126
  • Share commuting under 15 minutes53.4 percent
  • Commuting 30 minutes or more211 plus or minus 109
  • Share commuting 30 minutes or more30.9 percent plus or minus 12.9
  • Drove alone47.1 percent plus or minus 10.3
  • Carpooled24.0 percent plus or minus 10.0
  • Public transport0.0 percent
  • Walked8.0 percent plus or minus 6.0
  • Worked from home14.3 percent plus or minus 6.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monticello

SBA 7(a) lending to Monticello borrowers

  • Approvals8
  • Gross approval$3,538,500
  • Average approval$442,313
  • Median approval$491,500
  • Ninetieth percentile approval$800,000
  • Largest approval$800,000
  • Jobs supported51
  • Jobs per approval6.4
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders6
  • Distinct industries by NAICS8

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Monticello

SBA 504 lending to Monticello borrowers

  • Approvals1
  • Gross approval$435,000
  • Average approval$435,000
  • Median approval$435,000
  • Largest approval$435,000
  • Jobs supported2
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

San Juan County, not Monticello

San Juan County context, not Monticello figures

These are San Juan County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Monticello measurements.

  • Establishments in San Juan County285
  • Employment at those establishments, San Juan County3,172
  • Covered employment, San Juan County4,647
  • Average annual pay, San Juan County$49,715
  • Average weekly wage, San Juan County$956
  • Housing units permitted, San Juan County52
  • Of those, single family, San Juan County48
  • County product, 2024, San Juan County$823,049,000
  • County product change over the prior year, San Juan County11.6 percent
  • Average income of an arriving household, San Juan County$45,284

Every figure in this section is published for San Juan County as a whole and is not a measurement of Monticello. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Monticello questions, answered from the record.

How many people live in Monticello, Utah?

2,200, in 731 households. Monticello city covers 3.35 square miles of land, which is 656 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Monticello in?

San Juan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Monticello?

$72,969. The median owner-occupied home is valued at $301,400. Median gross rent is $1,159 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Monticello businesses?

8 7(a) approvals totalling $3.5 m, across 6 lenders, median approval $491,500, plus 1 504 approvals worth $435,000. These count approvals to borrowers whose address is in Monticello, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Monticello borrowers get paid back?

No rate is published for Monticello. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Monticello figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Juan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monticello.

Is zoning published for Monticello?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.