HomeUtahSan Juan CountyMonticello
Monticello, Utah: commercial real estate data.
Monticello is a Census city of 2,200 people across 3.35 square miles of land, in San Juan County. Median household income is $72,969, 79.3 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Monticello
What Monticello is
- Census place typecity
- Land area3.35 sq mi
- Water area0 sq mi
- Population per square mile of land656 plus or minus 135
- County holding the largest share of its areaSan Juan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How many people live in Monticello
- Population2,200 plus or minus 452
- Median age36.6 plus or minus 7.9
- Population under 18571 plus or minus 174
- Share under 1826.0 percent plus or minus 5.8
- Population 65 and over364 plus or minus 117
- Share 65 and over16.5 percent plus or minus 4.1
- Households731
- Family households584 plus or minus 134
- Share of households that are families79.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Income and work in Monticello
- Median household income$72,969
- Per capita income$27,873
- Civilian labor force797 plus or minus 231
- Employed797 plus or minus 231
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,456
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent plus or minus 8.4
- Adults 25 and over with a graduate degree7.8 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Housing in Monticello
- Housing units835
- Occupied units731
- Vacant units104 plus or minus 57
- Vacancy rate12.5 percent plus or minus 6.4
- Owner occupied580 plus or minus 129
- Renter occupied151 plus or minus 63
- Ownership rate79.3 percent
- Median owner-occupied home value$301,400
- Median gross rent, monthly$1,159
- Annual rent as a share of median income19.1 percent
- Single family units685
- Share single family82.0 percent plus or minus 21.3
- Units in buildings of two or more34 plus or minus 44
- Share in buildings of two or more4.1 percent plus or minus 5.2
- Mobile homes116 plus or minus 71
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How Monticello gets to work
- Workers 16 and over who commute683 plus or minus 208
- Commuting under 15 minutes365 plus or minus 126
- Share commuting under 15 minutes53.4 percent
- Commuting 30 minutes or more211 plus or minus 109
- Share commuting 30 minutes or more30.9 percent plus or minus 12.9
- Drove alone47.1 percent plus or minus 10.3
- Carpooled24.0 percent plus or minus 10.0
- Public transport0.0 percent
- Walked8.0 percent plus or minus 6.0
- Worked from home14.3 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
SBA loans in Monticello (7(a))
- Approvals8
- Gross approval$3,538,500
- Average approval$442,313
- Median approval$449,500
- Largest approval$800,000
- Jobs supported51
- Jobs per approval6.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Monticello, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monticello
SBA loans in Monticello (504)
- Approvals1
- Gross approval$435,000
- Average approval$435,000
- Median approval$435,000
- Largest approval$435,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Monticello, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monticello
Flood risk in Monticello
- NFIP communityCity of Monticello
- NFIP community number490212
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/24/76
The City of Monticello participates in the National Flood Insurance Program as community 490212 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Juan County, not Monticello
San Juan County context, not Monticello figures
- Establishments in San Juan County285
- Covered employment, San Juan County4,647
- Average annual pay, San Juan County$49,715
- Housing units permitted, San Juan County52
Every figure in this section is published for San Juan County as a whole and is not a measurement of Monticello.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Monticello questions, answered from the record.
How many people live in Monticello, Utah?
2,200, in 731 households. Monticello city covers 3.35 square miles of land, which is 656 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monticello in?
San Juan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monticello?
$72,969. The median owner-occupied home is valued at $301,400. Median gross rent is $1,159 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monticello businesses?
8 7(a) approvals totaling $3.5 m since FY2020, across 6 lenders, median approval $449,500, plus 1 504 approvals worth $435,000 since FY2010. These count approvals to borrowers whose address is in Monticello, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monticello borrowers get paid back?
No rate is published for Monticello. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Monticello in the National Flood Insurance Program?
Yes. Monticello appears in the FEMA Community Status Book as Monticello, city of, community 490212, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monticello figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Juan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monticello.
Is zoning published for Monticello?
No. Nothing on this page presents parcel level zoning.