Davis County, Utah: commercial real estate data.
Davis County, Utah had an estimated 378,470 residents on July 1, 2024, up 4.4 percent since the 2020 census base of 362,681, across 299 square miles. County output reached $23.32 bn in 2024, 8,636 establishments operate here, and the SBA record carries 576 7(a) approvals worth $296.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Davis County
How many people live in Davis County
- Population, American Community Survey 2020-2024370,924
- Households115,919
- Average household size3.20
- Median household income$110,884
- Median age32.5
- Median gross rent$1,621 per month
- Median owner-occupied home value$505,500
- Home value to household income4.6 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher39.3 percent
- Adults 25 and over with a graduate degree13.4 percent
- Adults 25 and over223,978
- Population under 18111,785
- Share under 1830.1 percent
- Population 65 and over40,908
- Share 65 and over11.0 percent
- Working age population, 18 to 64218,231
- Civilian labor force189,751
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over73.2 percent
- Rank by population among Utah counties3rd of 29
- Rank by population among US county-equivalents, Puerto Rico included202nd of 3,222
Davis County is the 3rd largest of 29 Utah counties by population. A median home costs 4.6 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 30.1 percent against 11.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Davis County
Is Davis County's population growing?
- Population, July 1, 2024378,470
- Census 2020 base population362,681
- Population change since the 2020 census base4.35 percent
- Population change, 2023 to 20244,040
- Births, 20244,610
- Deaths, 20242,176
- Natural change, 20242,434
- Net domestic migration, 2024-112
- Net international migration, 20241,694
- Total net migration, 20241,582
- Cumulative net domestic migration, 2021 to 2024716
- Rank by growth among US county-equivalents635th of 3,144
The county has grown 4.35 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Davis County
Where are people moving to Davis County from?
- Tax returns filed by households arriving11,219
- People arriving, from those returns22,184
- Tax returns filed by households leaving11,054
- Net household movement165
- Adjusted gross income arriving$782.1 m
- Net adjusted gross income movement$15.5 m
- Average income of an arriving household$69,713
- Average income of a leaving household$69,353
- Largest single originSalt Lake County (3,021 households)
- Largest single destinationWeber County (2,712 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Salt Lake County | 3,021 | 5,519 | $201.0 m |
| Weber County | 2,405 | 4,586 | $158.9 m |
| Utah County | 681 | 1,404 | $44.5 m |
| Cache County | 296 | 572 | $15.0 m |
| Los Angeles County | 176 | 366 | $20.9 m |
| Washington County | 157 | 294 | $10.4 m |
| Box Elder County | 156 | 307 | $10.4 m |
| Maricopa County | 151 | 355 | $15.0 m |
Households arriving report $360 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Salt Lake County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Davis County
What is the Davis County economy?
- County GDP, 2024$23.32 bn
- County GDP, 2023$22.30 bn
- GDP change, 2023 to 20244.6 percent
- GDP change over five years41.5 percent
- Rank by GDP among the Utah areas BEA publishes3rd of 29
- Rank by GDP among the US county areas BEA publishes236th of 3,127
- GDP per resident$62,874
Output grew 4.6 percent in the latest year and 41.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Davis County
Employment by industry in Davis County
- Covered employment, annual average144,747
- Establishments reporting10,532
- Average annual pay$59,003
- Average weekly wage$1,135
- Retail trade, employment16,978
- Retail trade, average annual pay$39,808
- Health care and social assistance, employment16,454
- Health care and social assistance, average annual pay$53,553
- Manufacturing, employment13,822
- Manufacturing, average annual pay$77,077
- Construction, employment12,072
- Construction, average annual pay$66,888
- Accommodation and food services, employment11,163
- Professional, scientific and technical services, employment8,567
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 16,978 | 971 | $39,808 |
| Health care and social assistance | 16,454 | 1,450 | $53,553 |
| Manufacturing | 13,822 | 380 | $77,077 |
| Construction | 12,072 | 1,233 | $66,888 |
| Accommodation and food services | 11,163 | 552 | $20,875 |
| Professional, scientific and technical services | 8,567 | 1,853 | $92,754 |
| Administrative and support and waste management services | 6,394 | 564 | $50,101 |
| Transportation and warehousing | 5,721 | 282 | $61,564 |
Retail trade is the largest private sector at 16,978 jobs, 11.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Davis County
How many businesses are in Davis County?
- Establishments, all industries8,636
- Employment at those establishments103,131
- Annual payroll$5.33 bn
- Establishments per 1,000 residents23.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Davis County
Building permits in Davis County
- Housing units authorized by permit, 20241,468
- Declared construction value permitted$423.3 m
- Single family units authorized920
- Multifamily units authorized548
- Multifamily share of units37.3 percent
- Average declared value per unit$288,337
- Units authorized per 1,000 households12.7
Single-family homes are 62.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Davis County
SBA loans in Davis County (7(a) and 504)
- 7(a) approvals recorded576
- 7(a) gross approval dollars$296.1 m
- Average 7(a) approval$514,006
- Median 7(a) approval$200,000
- 10th percentile approval$25,000
- 90th percentile approval$1,339,900
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)6,933
- Jobs per approval12.0
- Distinct 7(a) lenders active69
- Distinct industries receiving approvals187
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.5 percent
- Loans on real estate terms78
- Loans on working capital terms, 120 months or shorter477
- Franchise loans81
- Franchise share of approvals14.1 percent
- Leading industry by approval countFitness and Recreational Sports Centers (27)
- Most active lenderZions Bank, A Division of (88)
- 504 approvals recorded355
- 504 gross approval dollars$274.2 m
- Average 504 approval$772,285
- Median 504 approval$501,000
- Distinct CDCs active6
- 504 jobs per approval10.8
- 504 jobs per million dollars approved14.0
- Most active CDCMountain West Small Business Finance (203)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$570.2 m
The average approval of $514,006 sits well above the median of $200,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 13.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Davis County
SBA loan default and charge-off rates in Davis County
Do SBA loans in Davis County get paid back?
- Loans with a final outcome recorded135
- Paid in full128
- Charged off7
- Charge-off rate on resolved loans5.2 percent
- Status: Exempt from disclosure367
- Status: Paid in full128
- Status: Charged off7
- Status: Cancelled50
- Status: Committed, not yet disbursed24
Of the 135 loans that have reached a final outcome, 5.2 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Davis County
SBA lending by place in Davis County
- Borrower cities with recorded lending22
- Layton, approvals132
- Bountiful, approvals83
- North Salt Lake, approvals67
- Kaysville, approvals55
- Woods Cross, approvals47
- Farmington, approvals44
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Layton | 132 | $66,983,800 |
| Bountiful | 83 | $42,760,400 |
| North Salt Lake | 67 | $37,435,900 |
| Kaysville | 55 | $26,232,400 |
| Woods Cross | 47 | $32,137,200 |
| Farmington | 44 | $15,783,200 |
| Syracuse | 42 | $20,916,000 |
| Clearfield | 41 | $14,832,400 |
| 14 other borrower cities | 65 | $38,986,100 |
Layton accounts for 132 approvals against 83 in Bountiful. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Davis County
How large is Davis County?
- Land area299 sq mi
- Rank by land area among Utah counties29th of 29
- Width, east to west39.4 mi
- Height, north to south26.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land1,241
- Establishments per square mile28.88
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Davis County
Flood risk in Davis County
- Participation of the county's own NFIP community Davis County, unincorporated areasParticipating, community 490038
- Communities in the county in the NFIP Community Status Book16
- Of those, participating in the NFIP16
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class3
- Radon levels in Davis County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Davis County (community 490038), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Davis County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 9, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Davis County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Davis County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024370,924
- Households115,919
- Average household size3.20
- Median household income$110,884
- Median age32.5
Common questions
Davis County questions, answered from the record.
How many people live in Davis County, Utah?
The Census Bureau estimates 378,470 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 370,924, in 115,919 households, ranking 3rd of 29 Utah counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Davis County's population growing?
The population has grown 4.35 percent since the 2020 census base of 362,681, to 378,470 on July 1, 2024. In 2024 there were 4,610 births against 2,176 deaths, with net migration of 1,582. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Davis County?
$110,884. The median owner-occupied home is valued at $505,500, which is 4.6 times income, and median gross rent is $1,621 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Davis County?
8,636 establishments, employing 103,131 people with an annual payroll of $5.33 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Davis County?
Retail trade is the largest private sector at 16,978 jobs, 11.7 percent of covered employment. Covered employment averages 144,747 jobs at an average annual pay of $59,003, or $1,135 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Davis County?
576 7(a) approvals totaling $296.1 m since FY2020, across 69 lenders, with a median approval of $200,000, plus 355 504 approvals worth $274.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Davis County get paid back?
Of the 135 loans that have reached a final outcome, 128 were paid in full and 7 charged off, a charge-off rate of 5.2 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Davis County?
1,468 housing units were authorized by permit in 2024, with a declared construction value of $423.3 m. Multifamily was 37.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Davis County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Davis County come from?
The largest single origin is Salt Lake County, with 3,021 households. Arriving households report an average income of $69,713 against $69,353 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Davis County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Davis County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Davis County
Cities and places in Davis.
15 Census places lie wholly or partly in Davis County. All 15 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Layton | city | 83,286 | 132 | Wholly in this county |
| Bountiful | city | 45,023 | 83 | Wholly in this county |
| Syracuse | city | 35,488 | 42 | Wholly in this county |
| Clearfield | city | 33,523 | 41 | Wholly in this county |
| Kaysville | city | 33,053 | 55 | Wholly in this county |
| Farmington | city | 25,389 | 44 | Wholly in this county |
| Clinton | city | 23,612 | 7 | Wholly in this county |
| North Salt Lake | city | 23,474 | 67 | Wholly in this county |
| Centerville | city | 16,679 | 25 | Wholly in this county |
| West Point | city | 11,929 | 1 | Wholly in this county |
| Woods Cross | city | 11,531 | 47 | Wholly in this county |
| South Weber | city | 8,115 | 1 | Wholly in this county |
| Fruit Heights | city | 6,023 | 6 | Wholly in this county |
| West Bountiful | city | 5,915 | 8 | Wholly in this county |
| Sunset | city | 5,587 | 3 | Wholly in this county |
A further 14 of the county's 576 SBA 7(a) approvals are to borrowers in cities that match no Census place in Davis County, the largest being Ogden (6), Highland (2), Salt Lake City (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby