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Woods Cross, Utah: commercial real estate data.

Woods Cross is a Census city of 11,531 people across 3.83 square miles of land, in Davis County. Median household income is $120,543, 81.0 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $32.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Woods Cross

What Woods Cross is

  • Census place typecity
  • Land area3.83 sq mi
  • Water area0 sq mi
  • Population per square mile of land3,008
  • County holding the largest share of its areaDavis County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Woods Cross

How many people live in Woods Cross

  • Population11,531
  • Median age32.1
  • Population under 183,483
  • Share under 1830.2 percent
  • Population 65 and over760 plus or minus 159
  • Share 65 and over6.6 percent plus or minus 1.4
  • Households3,457
  • Family households2,754
  • Share of households that are families79.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Woods Cross

Income and work in Woods Cross

  • Median household income$120,543
  • Per capita income$46,530
  • Civilian labor force6,629
  • Employed6,471
  • Unemployed158 plus or minus 97
  • Unemployment rate2.4 percent plus or minus 1.5
  • Adults 25 and over6,872
  • Adults 25 and over with a high school diploma or higher96.2 percent
  • Adults 25 and over with a bachelor degree or higher33.5 percent
  • Adults 25 and over with a graduate degree10.9 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Woods Cross

Housing in Woods Cross

  • Housing units3,570
  • Occupied units3,457
  • Vacant units113 plus or minus 103
  • Vacancy rate3.2 percent plus or minus 2.9
  • Owner occupied2,799
  • Renter occupied658 plus or minus 194
  • Ownership rate81.0 percent
  • Median owner-occupied home value$497,400
  • Median gross rent, monthly$1,771
  • Annual rent as a share of median income17.6 percent
  • Single family units3,009
  • Share single family84.3 percent
  • Units in buildings of two or more523 plus or minus 199
  • Share in buildings of two or more14.6 percent plus or minus 5.5
  • Mobile homes28 plus or minus 28
  • Median year structure built2001

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Woods Cross

How Woods Cross gets to work

  • Workers 16 and over who commute5,498
  • Commuting under 15 minutes1,694 plus or minus 379
  • Share commuting under 15 minutes30.8 percent plus or minus 6.3
  • Commuting 30 minutes or more1,177 plus or minus 316
  • Share commuting 30 minutes or more21.4 percent plus or minus 5.4
  • Drove alone75.8 percent
  • Carpooled5.9 percent plus or minus 2.5
  • Public transport2.1 percent plus or minus 1.6
  • Walked1.0 percent plus or minus 0.9
  • Worked from home13.4 percent plus or minus 3.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Woods Cross

SBA loans in Woods Cross (7(a))

  • Approvals49
  • Gross approval$32,561,900
  • Average approval$664,529
  • Median approval$341,200
  • Ninetieth percentile approval$1,938,000
  • Largest approval$3,700,000
  • Jobs supported587
  • Jobs per approval12.0
  • Loans with a final outcome9
  • Paid in full9
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more18.4 percent
  • Share to franchises6.1 percent
  • Distinct lenders19
  • Distinct industries by NAICS31

Counted by borrower city: approvals to borrowers whose address is in Woods Cross, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Woods Cross

SBA loans in Woods Cross (504)

  • Approvals26
  • Gross approval$24,898,000
  • Average approval$957,615
  • Median approval$693,000
  • Largest approval$2,961,000
  • Jobs supported262
  • Loans with a final outcome6
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Woods Cross, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Woods Cross

Flood risk in Woods Cross

  • NFIP communityCity of Woods Cross
  • NFIP community number490054
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/15/22

The City of Woods Cross participates in the National Flood Insurance Program as community 490054 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Davis County, not Woods Cross

Davis County context, not Woods Cross figures

  • Establishments in Davis County8,636
  • Covered employment, Davis County144,747
  • Average annual pay, Davis County$59,003
  • Housing units permitted, Davis County1,468

Every figure in this section is published for Davis County as a whole and is not a measurement of Woods Cross.

All Davis County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Woods Cross questions, answered from the record.

How many people live in Woods Cross, Utah?

11,531, in 3,457 households. Woods Cross city covers 3.83 square miles of land, which is 3,008 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Woods Cross in?

Davis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Woods Cross?

$120,543. The median owner-occupied home is valued at $497,400. Median gross rent is $1,771 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Woods Cross businesses?

49 7(a) approvals totaling $32.6 m since FY2020, across 19 lenders, median approval $341,200, plus 26 504 approvals worth $24.9 m since FY2010. These count approvals to borrowers whose address is in Woods Cross, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Woods Cross borrowers get paid back?

No rate is published for Woods Cross. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Woods Cross in the National Flood Insurance Program?

Yes. Woods Cross appears in the FEMA Community Status Book as Woods Cross, city of, community 490054, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Woods Cross figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Davis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Woods Cross.

Is zoning published for Woods Cross?

No. Nothing on this page presents parcel level zoning.