Morgan County, Utah: commercial real estate data.
Morgan County, Utah had an estimated 13,093 residents on July 1, 2024, up 6.5 percent since the 2020 census base of 12,297, across 609 square miles. County output reached $575.4 m in 2024, 382 establishments operate here, and the SBA record carries 9 7(a) approvals worth $6.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Morgan County
How many people live in Morgan County
- Population, American Community Survey 2020-202412,802
- Households3,785
- Average household size3.38
- Median household income$130,929
- Median age33.3
- Median gross rent$1,492 per month
- Median owner-occupied home value$654,900
- Home value to household income5.0 times
- Annual rent as a share of median income13.7 percent
- Adults 25 and over with a bachelor degree or higher38.4 percent
- Adults 25 and over with a graduate degree15.3 percent
- Adults 25 and over7,345
- Population under 184,241
- Share under 1833.1 percent
- Population 65 and over1,582
- Share 65 and over12.4 percent
- Working age population, 18 to 646,979
- Civilian labor force6,084
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over71.1 percent
- Rank by population among Utah counties19th of 29
- Rank by population among US county-equivalents, Puerto Rico included2295th of 3,222
Morgan County is the 19th largest of 29 Utah counties by population. A median home costs 5.0 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 33.1 percent against 12.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Morgan County
Is Morgan County's population growing?
- Population, July 1, 202413,093
- Census 2020 base population12,297
- Population change since the 2020 census base6.47 percent
- Population change, 2023 to 202489
- Births, 2024131
- Deaths, 202493
- Natural change, 202438
- Net domestic migration, 202441
- Net international migration, 202410
- Total net migration, 202451
- Cumulative net domestic migration, 2021 to 2024454
- Rank by growth among US county-equivalents355th of 3,144
The county has grown 6.47 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Morgan County
Where are people moving to Morgan County from?
- Tax returns filed by households arriving287
- People arriving, from those returns671
- Tax returns filed by households leaving343
- Net household movement-56
- Adjusted gross income arriving$32.1 m
- Net adjusted gross income movement$-5.9 m
- Average income of an arriving household$111,997
- Average income of a leaving household$110,898
- Largest single originWeber County (84 households)
- Largest single destinationWeber County (87 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Weber County | 84 | 197 | $6.7 m |
| Davis County | 64 | 172 | $8.9 m |
| Salt Lake County | 35 | 57 | $3.0 m |
Households arriving report $1,099 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Weber County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Morgan County
What is the Morgan County economy?
- County GDP, 2024$575.4 m
- County GDP, 2023$537.9 m
- GDP change, 2023 to 20247.0 percent
- GDP change over five years51.1 percent
- Rank by GDP among the Utah areas BEA publishes24th of 29
- Rank by GDP among the US county areas BEA publishes2313th of 3,127
- GDP per resident$44,950
Output grew 7.0 percent in the latest year and 51.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Morgan County
Employment by industry in Morgan County
- Covered employment, annual average3,306
- Establishments reporting455
- Average annual pay$53,990
- Average weekly wage$1,038
- Construction, employment723
- Construction, average annual pay$59,454
- Retail trade, employment389
- Retail trade, average annual pay$34,494
- Accommodation and food services, employment236
- Accommodation and food services, average annual pay$17,018
- Manufacturing, employment230
- Manufacturing, average annual pay$78,674
- Professional, scientific and technical services, employment208
- Arts, entertainment and recreation, employment186
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 723 | 106 | $59,454 |
| Retail trade | 389 | 34 | $34,494 |
| Accommodation and food services | 236 | 12 | $17,018 |
| Manufacturing | 230 | 20 | $78,674 |
| Professional, scientific and technical services | 208 | 78 | $104,349 |
| Arts, entertainment and recreation | 186 | 8 | $41,788 |
| Wholesale trade | 127 | 16 | $115,962 |
| Health care and social assistance | 119 | 37 | $51,798 |
Construction is the largest private sector at 723 jobs, 21.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Morgan County
How many businesses are in Morgan County?
- Establishments, all industries382
- Employment at those establishments2,206
- Annual payroll$117.8 m
- Establishments per 1,000 residents29.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Morgan County
Building permits in Morgan County
- Housing units authorized by permit, 2024196
- Declared construction value permitted$71.8 m
- Single family units authorized132
- Multifamily units authorized64
- Multifamily share of units32.7 percent
- Average declared value per unit$366,236
- Units authorized per 1,000 households51.8
Single-family homes are 67.3 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Morgan County
SBA loans in Morgan County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$6.8 m
- Average 7(a) approval$754,344
- Median 7(a) approval$150,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)73
- Jobs per approval8.1
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter9
- Franchise loans1
- Franchise share of approvals11.1 percent
- 504 approvals recorded9
- 504 gross approval dollars$8.6 m
- Average 504 approval$957,556
- Median 504 approval$327,000
- Distinct CDCs active2
- 504 jobs per approval13.2
- 504 jobs per million dollars approved13.8
- Most active CDCMountain West Small Business Finance (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$15.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Morgan County
SBA loan default and charge-off rates in Morgan County
Do SBA loans in Morgan County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure5
- Status: Paid in full1
- Status: Cancelled2
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morgan County
SBA lending by place in Morgan County
- Borrower cities with recorded lending2
- Morgan, approvals8
- Mountain Green, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Morgan | 8 | $6,639,100 |
| Mountain Green | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morgan County
How large is Morgan County?
- Land area609 sq mi
- Rank by land area among Utah counties27th of 29
- Width, east to west33.2 mi
- Height, north to south39.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land21
- Establishments per square mile0.63
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Morgan County
Flood risk in Morgan County
- Participation of the county's own NFIP community Morgan County, unincorporated areasParticipating, community 490092
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Morgan County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Morgan County (community 490092), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Morgan County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Morgan County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Morgan County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202412,802
- Households3,785
- Average household size3.38
- Median household income$130,929
- Median age33.3
Common questions
Morgan County questions, answered from the record.
How many people live in Morgan County, Utah?
The Census Bureau estimates 13,093 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 12,802, in 3,785 households, ranking 19th of 29 Utah counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Morgan County's population growing?
The population has grown 6.47 percent since the 2020 census base of 12,297, to 13,093 on July 1, 2024. In 2024 there were 131 births against 93 deaths, with net migration of 51. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Morgan County?
$130,929. The median owner-occupied home is valued at $654,900, which is 5.0 times income, and median gross rent is $1,492 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Morgan County?
382 establishments, employing 2,206 people with an annual payroll of $117.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Morgan County?
Construction is the largest private sector at 723 jobs, 21.9 percent of covered employment. Covered employment averages 3,306 jobs at an average annual pay of $53,990, or $1,038 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Morgan County?
9 7(a) approvals totaling $6.8 m since FY2020, across 9 lenders, with a median approval of $150,000, plus 9 504 approvals worth $8.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Morgan County?
196 housing units were authorized by permit in 2024, with a declared construction value of $71.8 m. Multifamily was 32.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Morgan County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Morgan County come from?
The largest single origin is Weber County, with 84 households. Arriving households report an average income of $111,997 against $110,898 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Morgan County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Morgan County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Morgan County
Cities and places in Morgan.
3 Census places lie wholly or partly in Morgan County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Morgan | city | 4,409 | 8 | Wholly in this county |
| Mountain Green | CDP | 3,976 | 1 | Wholly in this county |
| Enterprise | CDP | 560 | None recorded | Wholly in this county |
Nearby