HomeArizonaApache CountySt. Michaels CDP
St. Michaels CDP, Arizona: commercial real estate data.
St. Michaels CDP is a Census CDP of 1,142 people across 3.82 square miles of land, in Apache County. Median household income is $65,556, 90.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $2.1 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. Michaels
What St. Michaels is
- Census place typeCDP
- Land area3.82 sq mi
- Water area0 sq mi
- Population per square mile of land299 plus or minus 95
- County holding the largest share of its areaApache County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michaels
How many people live in St. Michaels
- Population1,142 plus or minus 362
- Median age40.1
- Population under 18215 plus or minus 94
- Share under 1818.8 percent plus or minus 5.6
- Population 65 and over235 plus or minus 71
- Share 65 and over20.6 percent plus or minus 9.0
- Households308
- Family households219 plus or minus 65
- Share of households that are families71.1 percent plus or minus 17.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michaels
Income and work in St. Michaels
- Median household income$65,556 plus or minus $19,493
- Per capita income$26,182 plus or minus $6,488
- Civilian labor force496 plus or minus 172
- Employed433 plus or minus 152
- Unemployed63 plus or minus 54
- Unemployment rate12.7 percent plus or minus 10.0
- Adults 25 and over857 plus or minus 248
- Adults 25 and over with a high school diploma or higher83.3 percent plus or minus 32.5
- Adults 25 and over with a bachelor degree or higher27.2 percent
- Adults 25 and over with a graduate degree11.4 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michaels
Housing in St. Michaels
- Housing units403
- Occupied units308
- Vacant units95 plus or minus 35
- Vacancy rate23.6 percent plus or minus 8.0
- Owner occupied279
- Renter occupied29 plus or minus 21
- Ownership rate90.6 percent
- Median owner-occupied home value$202,500 plus or minus $47,047
- Median gross rent, monthly$839 plus or minus $352
- Annual rent as a share of median income15.4 percent plus or minus 7.9
- Single family units251 plus or minus 62
- Share single family62.3 percent
- Units in buildings of two or more18 plus or minus 25
- Share in buildings of two or more4.5 percent plus or minus 6.1
- Mobile homes134 plus or minus 48
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michaels
How St. Michaels gets to work
- Workers 16 and over who commute381 plus or minus 147
- Commuting under 15 minutes25 plus or minus 34
- Share commuting under 15 minutes6.6 percent plus or minus 8.6
- Commuting 30 minutes or more143 plus or minus 75
- Share commuting 30 minutes or more37.5 percent plus or minus 13.4
- Drove alone78.3 percent plus or minus 20.7
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked4.4 percent plus or minus 7.0
- Worked from home12.0 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michaels
SBA loans in St. Michaels (7(a))
- Approvals4
- Gross approval$2,125,000
- Average approval$531,250
- Median approval$250,000
- Ninetieth percentile approval$1,575,000
- Largest approval$1,575,000
- Jobs supported300
- Jobs per approval75.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises75.0 percent
- Distinct lenders2
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Apache County, not St. Michaels
Apache County context, not St. Michaels figures
These are Apache County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Michaels measurements.
- Establishments in Apache County442
- Employment at those establishments, Apache County6,112
- Covered employment, Apache County16,611
- Average annual pay, Apache County$56,805
- Average weekly wage, Apache County$1,092
- Housing units permitted, Apache County93
- Of those, single family, Apache County91
- County product, 2024, Apache County$2,947,583,000
- County product change over the prior year, Apache County1.2 percent
- Average income of an arriving household, Apache County$47,101
Every figure in this section is published for Apache County as a whole and is not a measurement of St. Michaels. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Michaels questions, answered from the record.
How many people live in St. Michaels, Arizona?
1,142, in 308 households. St. Michaels CDP covers 3.82 square miles of land, which is 299 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Michaels in?
Apache County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Michaels?
$65,556. The median owner-occupied home is valued at $202,500. Median gross rent is $839 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Michaels businesses?
4 7(a) approvals totalling $2.1 m, across 2 lenders, median approval $250,000. These count approvals to borrowers whose address is in St. Michaels, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Michaels borrowers get paid back?
No rate is published for St. Michaels. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page St. Michaels figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Apache County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Michaels.
Is zoning published for St. Michaels?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.