Clinton County, Kentucky: commercial real estate data.
Clinton County, Kentucky had an estimated 9,183 residents on July 1, 2024, down 0.7 percent since the 2020 census base of 9,249, across 197 square miles. County output reached $465.7 m in 2024, 175 establishments operate here, and the SBA record carries 1 7(a) approvals worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clinton County
How many people live in Clinton County
- Population, American Community Survey 2020-20249,202
- Households3,854
- Average household size2.39
- Median household income$44,844
- Median age42.9
- Median gross rent$617 per month
- Median owner-occupied home value$122,200
- Home value to household income2.7 times
- Annual rent as a share of median income16.5 percent
- Adults 25 and over with a bachelor degree or higher18.0 percent
- Adults 25 and over with a graduate degree6.5 percent
- Adults 25 and over6,574
- Population under 181,974
- Share under 1821.5 percent
- Population 65 and over1,894
- Share 65 and over20.6 percent
- Working age population, 18 to 645,334
- Civilian labor force4,329
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over59.9 percent
- Rank by population among Kentucky counties100th of 120
- Rank by population among US county-equivalents, Puerto Rico included2549th of 3,222
Clinton County is the 100th largest of 120 Kentucky counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.5 percent against 20.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Clinton County
Is Clinton County's population growing?
- Population, July 1, 20249,183
- Census 2020 base population9,249
- Population change since the 2020 census base-0.71 percent
- Population change, 2023 to 20245
- Births, 2024109
- Deaths, 2024121
- Natural change, 2024-12
- Net domestic migration, 2024-15
- Net international migration, 202431
- Total net migration, 202416
- Cumulative net domestic migration, 2021 to 202423
- Rank by growth among US county-equivalents2093rd of 3,144
The county has lost 0.71 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Clinton County
Where are people moving to Clinton County from?
- Tax returns filed by households arriving117
- People arriving, from those returns229
- Tax returns filed by households leaving141
- Net household movement-24
- Adjusted gross income arriving$4.7 m
- Net adjusted gross income movement$328,000
- Average income of an arriving household$39,991
- Average income of a leaving household$30,858
- Largest single originWayne County (30 households)
- Largest single destinationWayne County (32 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Wayne County | 30 | 63 | $753,000 |
Households arriving report $9,133 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Wayne County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Clinton County
What is the Clinton County economy?
- County GDP, 2024$465.7 m
- County GDP, 2023$421.5 m
- GDP change, 2023 to 202410.5 percent
- GDP change over five years29.0 percent
- Rank by GDP among the Kentucky areas BEA publishes77th of 120
- Rank by GDP among the US county areas BEA publishes2450th of 3,127
- GDP per resident$50,611
Output grew 10.5 percent in the latest year and 29.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Clinton County
Employment by industry in Clinton County
- Covered employment, annual average3,534
- Establishments reporting301
- Average annual pay$40,596
- Average weekly wage$781
- Manufacturing, employment1,483
- Manufacturing, average annual pay$46,129
- Retail trade, employment428
- Retail trade, average annual pay$25,412
- Health care and social assistance, employment332
- Health care and social assistance, average annual pay$51,261
- Accommodation and food services, employment155
- Accommodation and food services, average annual pay$18,395
- Wholesale trade, employment116
- Arts, entertainment and recreation, employment82
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,483 | 20 | $46,129 |
| Retail trade | 428 | 46 | $25,412 |
| Health care and social assistance | 332 | 72 | $51,261 |
| Accommodation and food services | 155 | 19 | $18,395 |
| Wholesale trade | 116 | 11 | $41,727 |
| Arts, entertainment and recreation | 82 | 6 | $27,771 |
| Construction | 64 | 14 | $51,539 |
| Administrative and support and waste management services | 61 | 12 | $24,491 |
Manufacturing is the largest private sector at 1,483 jobs, 42.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Clinton County
How many businesses are in Clinton County?
- Establishments, all industries175
- Employment at those establishments2,565
- Annual payroll$93.3 m
- Establishments per 1,000 residents19.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Clinton County
Building permits in Clinton County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Clinton County
SBA loans in Clinton County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$1.5 m
- Average 7(a) approval$1,475,000
- Median 7(a) approval$1,475,000
- Largest single approval$1,475,000
- Jobs reported supported, 7(a)4
- Jobs per approval4.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$2.5 m
- Average 504 approval$2,467,000
- Median 504 approval$2,467,000
- Distinct CDCs active1
- 504 jobs per approval24.0
- 504 jobs per million dollars approved9.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clinton County
SBA loan default and charge-off rates in Clinton County
Do SBA loans in Clinton County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clinton County
How large is Clinton County?
- Land area197 sq mi
- Rank by land area among Kentucky counties103rd of 120
- Width, east to west17.8 mi
- Height, north to south16.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land47
- Establishments per square mile0.89
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Clinton County
Flood risk in Clinton County
- Participation of the county's own NFIP community Clinton County, unincorporated areasParticipating, community 210327
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Clinton County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Clinton County (community 210327), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Clinton County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Clinton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Clinton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,202
- Households3,854
- Average household size2.39
- Median household income$44,844
- Median age42.9
Common questions
Clinton County questions, answered from the record.
How many people live in Clinton County, Kentucky?
The Census Bureau estimates 9,183 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,202, in 3,854 households, ranking 100th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Clinton County's population growing?
The population has fallen 0.71 percent since the 2020 census base of 9,249, to 9,183 on July 1, 2024. In 2024 there were 109 births against 121 deaths, with net migration of 16. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Clinton County?
$44,844. The median owner-occupied home is valued at $122,200, which is 2.7 times income, and median gross rent is $617 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Clinton County?
175 establishments, employing 2,565 people with an annual payroll of $93.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Clinton County?
Manufacturing is the largest private sector at 1,483 jobs, 42.0 percent of covered employment. Covered employment averages 3,534 jobs at an average annual pay of $40,596, or $781 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Clinton County?
1 7(a) approvals totaling $1.5 m since FY2020, across 1 lenders, with a median approval of $1,475,000, plus 1 504 approvals worth $2.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Clinton County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Clinton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Clinton County come from?
The largest single origin is Wayne County, with 30 households. Arriving households report an average income of $39,991 against $30,858 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Clinton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Clinton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Clinton County
Cities and places in Clinton.
1 Census place lies wholly or partly in Clinton County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Albany | city | 1,896 | 1 | Wholly in this county |
Nearby