HomeKentuckyClinton CountyAlbany
Albany, Kentucky: commercial real estate data.
Albany is a Census city of 1,896 people across 2.27 square miles of land, in Clinton County. Median household income is $44,007, 40.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Albany
What Albany is
- Census place typecity
- Land area2.27 sq mi
- Water area0.01 sq mi
- Population per square mile of land834
- County holding the largest share of its areaClinton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How many people live in Albany
- Population1,896
- Median age46.4
- Population under 18281 plus or minus 116
- Share under 1814.8 percent plus or minus 5.4
- Population 65 and over488 plus or minus 123
- Share 65 and over25.7 percent
- Households828
- Family households524 plus or minus 146
- Share of households that are families63.3 percent plus or minus 13.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Income and work in Albany
- Median household income$44,007
- Per capita income$28,070
- Civilian labor force922 plus or minus 245
- Employed892 plus or minus 244
- Unemployed30 plus or minus 40
- Unemployment rate3.3 percent plus or minus 4.3
- Adults 25 and over1,512
- Adults 25 and over with a high school diploma or higher73.9 percent
- Adults 25 and over with a bachelor degree or higher14.4 percent plus or minus 5.8
- Adults 25 and over with a graduate degree6.2 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Housing in Albany
- Housing units1,029
- Occupied units828
- Vacant units201 plus or minus 77
- Vacancy rate19.5 percent plus or minus 6.8
- Owner occupied338 plus or minus 102
- Renter occupied490 plus or minus 137
- Ownership rate40.8 percent plus or minus 9.7
- Median owner-occupied home value$111,100
- Median gross rent, monthly$480 plus or minus $234
- Annual rent as a share of median income13.1 percent plus or minus 6.7
- Single family units626 plus or minus 141
- Share single family60.8 percent
- Units in buildings of two or more190 plus or minus 87
- Share in buildings of two or more18.5 percent plus or minus 7.9
- Mobile homes213 plus or minus 84
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How Albany gets to work
- Workers 16 and over who commute858 plus or minus 245
- Commuting under 15 minutes364 plus or minus 136
- Share commuting under 15 minutes42.4 percent plus or minus 10.2
- Commuting 30 minutes or more181 plus or minus 98
- Share commuting 30 minutes or more21.1 percent plus or minus 9.7
- Drove alone87.5 percent
- Carpooled9.2 percent plus or minus 7.0
- Public transport0.0 percent
- Walked0.1 percent plus or minus 0.2
- Worked from home2.7 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
SBA loans in Albany (7(a))
- Approvals1
- Gross approval$1,475,000
- Average approval$1,475,000
- Median approval$1,475,000
- Largest approval$1,475,000
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Albany, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albany
SBA loans in Albany (504)
- Approvals1
- Gross approval$2,467,000
- Average approval$2,467,000
- Median approval$2,467,000
- Largest approval$2,467,000
- Jobs supported24
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Albany, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Albany
Flood risk in Albany
- NFIP communityCity of Albany
- NFIP community number210059
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/22/10(M)
The City of Albany participates in the National Flood Insurance Program as community 210059 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clinton County, not Albany
Clinton County context, not Albany figures
- Establishments in Clinton County175
- Covered employment, Clinton County3,534
- Average annual pay, Clinton County$40,596
- Housing units permitted, Clinton County0
Every figure in this section is published for Clinton County as a whole and is not a measurement of Albany.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Albany questions, answered from the record.
How many people live in Albany, Kentucky?
1,896, in 828 households. Albany city covers 2.27 square miles of land, which is 834 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albany in?
Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albany?
$44,007. The median owner-occupied home is valued at $111,100. Median gross rent is $480 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albany businesses?
1 7(a) approvals totaling $1.5 m since FY2020, across 1 lenders, median approval $1,475,000, plus 1 504 approvals worth $2.5 m since FY2010. These count approvals to borrowers whose address is in Albany, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albany borrowers get paid back?
No rate is published for Albany. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Albany in the National Flood Insurance Program?
Yes. Albany appears in the FEMA Community Status Book as Albany, city of, community 210059, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Albany figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albany.
Is zoning published for Albany?
No. Nothing on this page presents parcel level zoning.