HomeKentuckyClinton CountyAlbany city
Albany city, Kentucky: commercial real estate data.
Albany city is a Census city of 1,896 people across 2.27 square miles of land, in Clinton County. Median household income is $44,007, 40.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Albany
What Albany is
- Census place typecity
- Land area2.27 sq mi
- Water area0.01 sq mi
- Population per square mile of land834
- County holding the largest share of its areaClinton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How many people live in Albany
- Population1,896
- Median age46.4
- Population under 18281 plus or minus 116
- Share under 1814.8 percent plus or minus 5.4
- Population 65 and over488 plus or minus 123
- Share 65 and over25.7 percent
- Households828
- Family households524 plus or minus 146
- Share of households that are families63.3 percent plus or minus 13.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Income and work in Albany
- Median household income$44,007
- Per capita income$28,070
- Civilian labor force922 plus or minus 245
- Employed892 plus or minus 244
- Unemployed30 plus or minus 40
- Unemployment rate3.3 percent plus or minus 4.3
- Adults 25 and over1,512
- Adults 25 and over with a high school diploma or higher73.9 percent
- Adults 25 and over with a bachelor degree or higher14.4 percent plus or minus 5.8
- Adults 25 and over with a graduate degree6.2 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Housing in Albany
- Housing units1,029
- Occupied units828
- Vacant units201 plus or minus 77
- Vacancy rate19.5 percent plus or minus 6.8
- Owner occupied338 plus or minus 102
- Renter occupied490 plus or minus 137
- Ownership rate40.8 percent plus or minus 9.7
- Median owner-occupied home value$111,100
- Median gross rent, monthly$480 plus or minus $234
- Annual rent as a share of median income13.1 percent plus or minus 6.7
- Single family units626 plus or minus 141
- Share single family60.8 percent
- Units in buildings of two or more190 plus or minus 87
- Share in buildings of two or more18.5 percent plus or minus 7.9
- Mobile homes213 plus or minus 84
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How Albany gets to work
- Workers 16 and over who commute858 plus or minus 245
- Commuting under 15 minutes364 plus or minus 136
- Share commuting under 15 minutes42.4 percent plus or minus 10.2
- Commuting 30 minutes or more181 plus or minus 98
- Share commuting 30 minutes or more21.1 percent plus or minus 9.7
- Drove alone87.5 percent
- Carpooled9.2 percent plus or minus 7.0
- Public transport0.0 percent
- Walked0.1 percent plus or minus 0.2
- Worked from home2.7 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
SBA loans in Albany (7(a))
- Approvals1
- Gross approval$1,475,000
- Average approval$1,475,000
- Median approval$1,475,000
- Ninetieth percentile approval$1,475,000
- Largest approval$1,475,000
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albany
SBA loans in Albany (504)
- Approvals1
- Gross approval$2,467,000
- Average approval$2,467,000
- Median approval$2,467,000
- Largest approval$2,467,000
- Jobs supported24
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clinton County, not Albany
Clinton County context, not Albany figures
These are Clinton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Albany measurements.
- Establishments in Clinton County175
- Employment at those establishments, Clinton County2,565
- Covered employment, Clinton County3,534
- Average annual pay, Clinton County$40,596
- Average weekly wage, Clinton County$781
- Housing units permitted, Clinton County0
- Of those, single family, Clinton County0
- County product, 2024, Clinton County$465,724,000
- County product change over the prior year, Clinton County10.5 percent
- Average income of an arriving household, Clinton County$39,991
Every figure in this section is published for Clinton County as a whole and is not a measurement of Albany. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Albany questions, answered from the record.
How many people live in Albany, Kentucky?
1,896, in 828 households. Albany city covers 2.27 square miles of land, which is 834 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albany in?
Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albany?
$44,007. The median owner-occupied home is valued at $111,100. Median gross rent is $480 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albany businesses?
1 7(a) approvals totalling $1.5 m, across 1 lenders, median approval $1,475,000, plus 1 504 approvals worth $2.5 m. These count approvals to borrowers whose address is in Albany, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albany borrowers get paid back?
No rate is published for Albany. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Albany figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albany.
Is zoning published for Albany?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.