Cumberland County, Kentucky: commercial real estate data.
Cumberland County, Kentucky had an estimated 6,047 residents on July 1, 2024, up 2.7 percent since the 2020 census base of 5,886, across 305 square miles. County output reached $252.9 m in 2024, 104 establishments operate here.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cumberland County
How many people live in Cumberland County
- Population, American Community Survey 2020-20245,948
- Households2,630
- Average household size2.26
- Median household income$40,000
- Median age45.1
- Median gross rent$523 per month
- Median owner-occupied home value$141,100
- Home value to household income3.5 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher19.1 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over4,293
- Population under 181,312
- Share under 1822.1 percent
- Population 65 and over1,351
- Share 65 and over22.7 percent
- Working age population, 18 to 643,285
- Civilian labor force2,270
- Unemployment rate4.0 percent
- Labor force participation, adults 18 and over49.0 percent
- Rank by population among Kentucky counties116th of 120
- Rank by population among US county-equivalents, Puerto Rico included2814th of 3,222
Cumberland County is the 116th largest of 120 Kentucky counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 22.7 percent against 22.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cumberland County
Is Cumberland County's population growing?
- Population, July 1, 20246,047
- Census 2020 base population5,886
- Population change since the 2020 census base2.74 percent
- Population change, 2023 to 202467
- Births, 202480
- Deaths, 2024103
- Natural change, 2024-23
- Net domestic migration, 202489
- Net international migration, 20241
- Total net migration, 202490
- Cumulative net domestic migration, 2021 to 2024329
- Rank by growth among US county-equivalents941st of 3,144
The county has grown 2.74 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cumberland County
Where are people moving to Cumberland County from?
- Tax returns filed by households arriving122
- People arriving, from those returns250
- Tax returns filed by households leaving113
- Net household movement9
- Adjusted gross income arriving$5.3 m
- Net adjusted gross income movement$1.7 m
- Average income of an arriving household$43,238
- Average income of a leaving household$31,796
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $11,442 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cumberland County
What is the Cumberland County economy?
- County GDP, 2024$252.9 m
- County GDP, 2023$235.3 m
- GDP change, 2023 to 20247.5 percent
- GDP change over five years43.4 percent
- Rank by GDP among the Kentucky areas BEA publishes105th of 120
- Rank by GDP among the US county areas BEA publishes2801st of 3,127
- GDP per resident$42,511
Output grew 7.5 percent in the latest year and 43.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cumberland County
Employment by industry in Cumberland County
- Covered employment, annual average2,402
- Establishments reporting188
- Average annual pay$48,343
- Average weekly wage$930
- Health care and social assistance, employment1,178
- Health care and social assistance, average annual pay$54,453
- Retail trade, employment189
- Retail trade, average annual pay$29,727
- Manufacturing, employment159
- Manufacturing, average annual pay$35,261
- Professional, scientific and technical services, employment23
- Professional, scientific and technical services, average annual pay$52,812
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 1,178 | 27 | $54,453 |
| Retail trade | 189 | 32 | $29,727 |
| Manufacturing | 159 | 12 | $35,261 |
| Professional, scientific and technical services | 23 | 15 | $52,812 |
Health care and social assistance is the largest private sector at 1,178 jobs, 49.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cumberland County
How many businesses are in Cumberland County?
- Establishments, all industries104
- Employment at those establishments1,181
- Annual payroll$50.7 m
- Establishments per 1,000 residents17.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Cumberland County
Building permits in Cumberland County
- Housing units authorized by permit, 20246
- Declared construction value permitted$739,566
- Single family units authorized0
- Multifamily units authorized6
- Multifamily share of units100.0 percent
- Average declared value per unit$123,261
- Units authorized per 1,000 households2.3
Multifamily is 100.0 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Cumberland County
How large is Cumberland County?
- Land area305 sq mi
- Rank by land area among Kentucky counties61st of 120
- Width, east to west21.1 mi
- Height, north to south22.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land20
- Establishments per square mile0.34
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cumberland County
Flood risk in Cumberland County
- Participation of the county's own NFIP community Cumberland County, unincorporated areasNot participating, community 210060
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP1
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
- Radon levels in Cumberland County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Cumberland County (community 210060), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Cumberland County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Cumberland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cumberland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20245,948
- Households2,630
- Average household size2.26
- Median household income$40,000
- Median age45.1
Common questions
Cumberland County questions, answered from the record.
How many people live in Cumberland County, Kentucky?
The Census Bureau estimates 6,047 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 5,948, in 2,630 households, ranking 116th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cumberland County's population growing?
The population has grown 2.74 percent since the 2020 census base of 5,886, to 6,047 on July 1, 2024. In 2024 there were 80 births against 103 deaths, with net migration of 90. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cumberland County?
$40,000. The median owner-occupied home is valued at $141,100, which is 3.5 times income, and median gross rent is $523 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Cumberland County?
104 establishments, employing 1,181 people with an annual payroll of $50.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Cumberland County?
Health care and social assistance is the largest private sector at 1,178 jobs, 49.0 percent of covered employment. Covered employment averages 2,402 jobs at an average annual pay of $48,343, or $930 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How many building permits were issued in Cumberland County?
6 housing units were authorized by permit in 2024, with a declared construction value of $739,566. Multifamily was 100.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cumberland County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Cumberland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cumberland County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Cumberland County
Cities and places in Cumberland.
2 Census places lie wholly or partly in Cumberland County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Burkesville | city | 1,454 | None recorded | Wholly in this county |
| Marrowbone | CDP | 76 | None recorded | Wholly in this county |
Nearby