Greenup County, Kentucky: commercial real estate data.
Greenup County, Kentucky had an estimated 35,273 residents on July 1, 2024, down 1.9 percent since the 2020 census base of 35,969, across 344 square miles. County output reached $1.08 bn in 2024, 466 establishments operate here, and the SBA record carries 11 7(a) approvals worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Greenup County
How many people live in Greenup County
- Population, American Community Survey 2020-202435,501
- Households14,739
- Average household size2.41
- Median household income$60,751
- Median age44.2
- Median gross rent$860 per month
- Median owner-occupied home value$134,000
- Home value to household income2.2 times
- Annual rent as a share of median income17.0 percent
- Adults 25 and over with a bachelor degree or higher18.8 percent
- Adults 25 and over with a graduate degree8.9 percent
- Adults 25 and over25,525
- Population under 187,548
- Share under 1821.3 percent
- Population 65 and over7,823
- Share 65 and over22.0 percent
- Working age population, 18 to 6420,130
- Civilian labor force14,479
- Unemployment rate6.8 percent
- Labor force participation, adults 18 and over51.8 percent
- Rank by population among Kentucky counties30th of 120
- Rank by population among US county-equivalents, Puerto Rico included1328th of 3,222
Greenup County is the 30th largest of 120 Kentucky counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.0 percent against 21.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Greenup County
Is Greenup County's population growing?
- Population, July 1, 202435,273
- Census 2020 base population35,969
- Population change since the 2020 census base-1.93 percent
- Population change, 2023 to 2024-26
- Births, 2024311
- Deaths, 2024525
- Natural change, 2024-214
- Net domestic migration, 2024131
- Net international migration, 202458
- Total net migration, 2024189
- Cumulative net domestic migration, 2021 to 2024261
- Rank by growth among US county-equivalents2482nd of 3,144
The county has lost 1.93 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Greenup County
Where are people moving to Greenup County from?
- Tax returns filed by households arriving827
- People arriving, from those returns1,592
- Tax returns filed by households leaving764
- Net household movement63
- Adjusted gross income arriving$40.6 m
- Net adjusted gross income movement$623,000
- Average income of an arriving household$49,041
- Average income of a leaving household$52,270
- Largest single originBoyd County (282 households)
- Largest single destinationBoyd County (227 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Boyd County | 282 | 555 | $14.9 m |
| Scioto County | 78 | 144 | $3.1 m |
| Lawrence County | 71 | 136 | $3.1 m |
| Carter County | 37 | 80 | $1.6 m |
| Lewis County | 25 | 52 | $672,000 |
| Cabell County | 25 | 41 | $1.4 m |
Households arriving report $3,229 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Boyd County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Greenup County
What is the Greenup County economy?
- County GDP, 2024$1.08 bn
- County GDP, 2023$1.04 bn
- GDP change, 2023 to 20243.6 percent
- GDP change over five years33.5 percent
- Rank by GDP among the Kentucky areas BEA publishes47th of 120
- Rank by GDP among the US county areas BEA publishes1788th of 3,127
- GDP per resident$30,281
Output grew 3.6 percent in the latest year and 33.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Greenup County
Employment by industry in Greenup County
- Covered employment, annual average7,009
- Establishments reporting788
- Average annual pay$47,910
- Average weekly wage$921
- Health care and social assistance, employment1,225
- Health care and social assistance, average annual pay$49,159
- Retail trade, employment1,007
- Retail trade, average annual pay$30,070
- Manufacturing, employment734
- Manufacturing, average annual pay$69,736
- Accommodation and food services, employment623
- Accommodation and food services, average annual pay$19,203
- Other services, except public administration, employment328
- Professional, scientific and technical services, employment299
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 1,225 | 155 | $49,159 |
| Retail trade | 1,007 | 116 | $30,070 |
| Manufacturing | 734 | 33 | $69,736 |
| Accommodation and food services | 623 | 44 | $19,203 |
| Other services, except public administration | 328 | 52 | $77,374 |
| Professional, scientific and technical services | 299 | 73 | $52,885 |
| Administrative and support and waste management services | 292 | 44 | $47,779 |
| Finance and insurance | 234 | 54 | $52,025 |
Health care and social assistance is the largest private sector at 1,225 jobs, 17.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Greenup County
How many businesses are in Greenup County?
- Establishments, all industries466
- Employment at those establishments5,079
- Annual payroll$234.4 m
- Establishments per 1,000 residents13.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Greenup County
Building permits in Greenup County
- Housing units authorized by permit, 202425
- Declared construction value permitted$8.9 m
- Single family units authorized25
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$357,521
- Units authorized per 1,000 households1.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Greenup County
SBA loans in Greenup County (7(a) and 504)
- 7(a) approvals recorded11
- 7(a) gross approval dollars$4.4 m
- Average 7(a) approval$401,082
- Median 7(a) approval$150,000
- Largest single approval$1,700,000
- Jobs reported supported, 7(a)191
- Jobs per approval17.4
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.2 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter7
- Franchise loans2
- Franchise share of approvals18.2 percent
- Most active lenderCommunity Trust Bank, Inc. (3)
- 504 approvals recorded1
- 504 gross approval dollars$729,000
- Average 504 approval$729,000
- Median 504 approval$729,000
- Distinct CDCs active1
- 504 jobs per approval4.0
- 504 jobs per million dollars approved5.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$5.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Greenup County
SBA loan default and charge-off rates in Greenup County
Do SBA loans in Greenup County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure7
- Status: Cancelled1
- Status: Paid in full2
- Status: Committed, not yet disbursed1
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greenup County
SBA lending by place in Greenup County
- Borrower cities with recorded lending6
- Greenup, approvals5
- Flatwoods, approvals2
- Argillite, approvals1
- Ashland, approvals1
- Russell, approvals1
- South Shore, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Greenup | 5 | $2,469,900 |
| Flatwoods | 2 | $50,000 |
| Argillite | 1 | $1,414,500 |
| Ashland | 1 | $302,500 |
| Russell | 1 | $150,000 |
| South Shore | 1 | $25,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greenup County
How large is Greenup County?
- Land area344 sq mi
- Rank by land area among Kentucky counties49th of 120
- Width, east to west27.1 mi
- Height, north to south26.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land103
- Establishments per square mile1.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Greenup County
Flood risk in Greenup County
- Participation of the county's own NFIP community Greenup County, unincorporated areasParticipating, community 210284
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP8
- NFIP participation rate88.9 percent
- Communities carrying a CRS class0
- Radon levels in Greenup County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Greenup County (community 210284), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Greenup County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 88.9 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Greenup County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Greenup County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202435,501
- Households14,739
- Average household size2.41
- Median household income$60,751
- Median age44.2
Common questions
Greenup County questions, answered from the record.
How many people live in Greenup County, Kentucky?
The Census Bureau estimates 35,273 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 35,501, in 14,739 households, ranking 30th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Greenup County's population growing?
The population has fallen 1.93 percent since the 2020 census base of 35,969, to 35,273 on July 1, 2024. In 2024 there were 311 births against 525 deaths, with net migration of 189. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Greenup County?
$60,751. The median owner-occupied home is valued at $134,000, which is 2.2 times income, and median gross rent is $860 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Greenup County?
466 establishments, employing 5,079 people with an annual payroll of $234.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Greenup County?
Health care and social assistance is the largest private sector at 1,225 jobs, 17.5 percent of covered employment. Covered employment averages 7,009 jobs at an average annual pay of $47,910, or $921 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Greenup County?
11 7(a) approvals totaling $4.4 m since FY2020, across 7 lenders, with a median approval of $150,000, plus 1 504 approvals worth $729,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Greenup County?
25 housing units were authorized by permit in 2024, with a declared construction value of $8.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Greenup County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Greenup County come from?
The largest single origin is Boyd County, with 282 households. Arriving households report an average income of $49,041 against $52,270 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Greenup County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Greenup County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Greenup County
Cities and places in Greenup.
8 Census places lie wholly or partly in Greenup County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Flatwoods | city | 7,269 | 2 | Wholly in this county |
| Russell | city | 3,676 | 1 | Wholly in this county |
| Raceland | city | 2,265 | None recorded | Wholly in this county |
| Worthington | city | 1,759 | None recorded | Wholly in this county |
| South Shore | city | 1,642 | 1 | Wholly in this county |
| Bellefonte | city | 1,419 | None recorded | Wholly in this county |
| Wurtland | city | 1,154 | None recorded | Wholly in this county |
| Greenup | city | 813 | 5 | Wholly in this county |
A further 2 of the county's 11 SBA 7(a) approvals are to borrowers in cities that match no Census place in Greenup County, the largest being Argillite (1), Ashland (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby