HomeKentuckyGreenup CountyFlatwoods
Flatwoods, Kentucky: commercial real estate data.
Flatwoods is a Census city of 7,269 people across 3.56 square miles of land, in Greenup County. Median household income is $59,972, 75.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $50,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Flatwoods
What Flatwoods is
- Census place typecity
- Land area3.56 sq mi
- Water area0 sq mi
- Population per square mile of land2,042
- County holding the largest share of its areaGreenup County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flatwoods
How many people live in Flatwoods
- Population7,269
- Median age38.2
- Population under 181,827
- Share under 1825.1 percent
- Population 65 and over1,431
- Share 65 and over19.7 percent
- Households2,866
- Family households1,909
- Share of households that are families66.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flatwoods
Income and work in Flatwoods
- Median household income$59,972
- Per capita income$27,688
- Civilian labor force2,918
- Employed2,730
- Unemployed188 plus or minus 91
- Unemployment rate6.4 percent plus or minus 3.1
- Adults 25 and over4,936
- Adults 25 and over with a high school diploma or higher90.8 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent plus or minus 4.4
- Adults 25 and over with a graduate degree7.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flatwoods
Housing in Flatwoods
- Housing units3,056
- Occupied units2,866
- Vacant units190 plus or minus 121
- Vacancy rate6.2 percent plus or minus 3.9
- Owner occupied2,156
- Renter occupied710 plus or minus 185
- Ownership rate75.2 percent
- Median owner-occupied home value$114,600
- Median gross rent, monthly$940
- Annual rent as a share of median income18.8 percent
- Single family units2,418
- Share single family79.1 percent
- Units in buildings of two or more346 plus or minus 140
- Share in buildings of two or more11.3 percent plus or minus 4.5
- Mobile homes292 plus or minus 125
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flatwoods
How Flatwoods gets to work
- Workers 16 and over who commute2,534
- Commuting under 15 minutes1,057 plus or minus 254
- Share commuting under 15 minutes41.7 percent plus or minus 9.0
- Commuting 30 minutes or more706 plus or minus 220
- Share commuting 30 minutes or more27.9 percent plus or minus 8.2
- Drove alone70.9 percent
- Carpooled16.4 percent plus or minus 5.9
- Public transport0.0 percent
- Walked3.0 percent plus or minus 3.4
- Worked from home6.8 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flatwoods
SBA loans in Flatwoods (7(a))
- Approvals2
- Gross approval$50,000
- Average approval$25,000
- Median approval$25,000
- Largest approval$25,000
- Jobs supported7
- Jobs per approval3.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Flatwoods, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Flatwoods
Flood risk in Flatwoods
- NFIP communityCity of Flatwoods
- NFIP community number210087
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/26/14
The City of Flatwoods participates in the National Flood Insurance Program as community 210087 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Greenup County, not Flatwoods
Greenup County context, not Flatwoods figures
- Establishments in Greenup County466
- Covered employment, Greenup County7,009
- Average annual pay, Greenup County$47,910
- Housing units permitted, Greenup County25
Every figure in this section is published for Greenup County as a whole and is not a measurement of Flatwoods.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Flatwoods questions, answered from the record.
How many people live in Flatwoods, Kentucky?
7,269, in 2,866 households. Flatwoods city covers 3.56 square miles of land, which is 2,042 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Flatwoods in?
Greenup County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Flatwoods?
$59,972. The median owner-occupied home is valued at $114,600. Median gross rent is $940 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Flatwoods businesses?
2 7(a) approvals totaling $50,000 since FY2020, across 1 lenders, median approval $25,000. These count approvals to borrowers whose address is in Flatwoods, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Flatwoods borrowers get paid back?
No rate is published for Flatwoods. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Flatwoods in the National Flood Insurance Program?
Yes. Flatwoods appears in the FEMA Community Status Book as Flatwoods, city of, community 210087, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Flatwoods figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Greenup County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Flatwoods.
Is zoning published for Flatwoods?
No. Nothing on this page presents parcel level zoning.
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