Bullitt County, Kentucky: commercial real estate data.
Bullitt County, Kentucky had an estimated 85,802 residents on July 1, 2024, up 4.4 percent since the 2020 census base of 82,224, across 297 square miles. County output reached $3.82 bn in 2024, 1,308 establishments operate here, and the SBA record carries 42 7(a) approvals worth $27.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bullitt County
How many people live in Bullitt County
- Population, American Community Survey 2020-202484,027
- Households31,747
- Average household size2.65
- Median household income$80,558
- Median age41.7
- Median gross rent$987 per month
- Median owner-occupied home value$247,200
- Home value to household income3.1 times
- Annual rent as a share of median income14.7 percent
- Adults 25 and over with a bachelor degree or higher19.5 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over60,074
- Population under 1817,795
- Share under 1821.2 percent
- Population 65 and over14,585
- Share 65 and over17.4 percent
- Working age population, 18 to 6451,647
- Civilian labor force44,241
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over66.8 percent
- Rank by population among Kentucky counties10th of 120
- Rank by population among US county-equivalents, Puerto Rico included697th of 3,222
Bullitt County is the 10th largest of 120 Kentucky counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 21.2 percent against 17.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bullitt County
Is Bullitt County's population growing?
- Population, July 1, 202485,802
- Census 2020 base population82,224
- Population change since the 2020 census base4.35 percent
- Population change, 2023 to 2024802
- Births, 2024761
- Deaths, 2024864
- Natural change, 2024-103
- Net domestic migration, 2024671
- Net international migration, 2024234
- Total net migration, 2024905
- Cumulative net domestic migration, 2021 to 20243,224
- Rank by growth among US county-equivalents634th of 3,144
The county has grown 4.35 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bullitt County
Where are people moving to Bullitt County from?
- Tax returns filed by households arriving2,728
- People arriving, from those returns5,031
- Tax returns filed by households leaving2,382
- Net household movement346
- Adjusted gross income arriving$154.5 m
- Net adjusted gross income movement$28.2 m
- Average income of an arriving household$56,622
- Average income of a leaving household$52,993
- Largest single originJefferson County (1,619 households)
- Largest single destinationJefferson County (1,132 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jefferson County | 1,619 | 2,964 | $94.4 m |
| Hardin County | 136 | 237 | $6.2 m |
| Nelson County | 110 | 217 | $5.1 m |
| Spencer County | 70 | 136 | $4.0 m |
| Meade County | 44 | 88 | $2.1 m |
| Clark County | 42 | 69 | $1.9 m |
| Shelby County | 39 | 66 | $2.4 m |
| Oldham County | 32 | 62 | $2.2 m |
Households arriving report $3,629 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Jefferson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bullitt County
What is the Bullitt County economy?
- County GDP, 2024$3.82 bn
- County GDP, 2023$3.59 bn
- GDP change, 2023 to 20246.5 percent
- GDP change over five years39.3 percent
- Rank by GDP among the Kentucky areas BEA publishes14th of 120
- Rank by GDP among the US county areas BEA publishes839th of 3,127
- GDP per resident$45,512
Output grew 6.5 percent in the latest year and 39.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bullitt County
Employment by industry in Bullitt County
- Covered employment, annual average29,786
- Establishments reporting1,788
- Average annual pay$52,323
- Average weekly wage$1,006
- Transportation and warehousing, employment8,978
- Transportation and warehousing, average annual pay$50,218
- Manufacturing, employment3,809
- Manufacturing, average annual pay$69,134
- Retail trade, employment2,341
- Retail trade, average annual pay$32,957
- Accommodation and food services, employment2,020
- Accommodation and food services, average annual pay$22,183
- Construction, employment1,665
- Health care and social assistance, employment1,541
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Transportation and warehousing | 8,978 | 104 | $50,218 |
| Manufacturing | 3,809 | 97 | $69,134 |
| Retail trade | 2,341 | 190 | $32,957 |
| Accommodation and food services | 2,020 | 111 | $22,183 |
| Construction | 1,665 | 243 | $73,542 |
| Health care and social assistance | 1,541 | 202 | $55,554 |
| Other services, except public administration | 1,105 | 134 | $45,711 |
| Administrative and support and waste management services | 1,063 | 122 | $36,974 |
Transportation and warehousing is the largest private sector at 8,978 jobs, 30.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bullitt County
How many businesses are in Bullitt County?
- Establishments, all industries1,308
- Employment at those establishments24,810
- Annual payroll$1.22 bn
- Establishments per 1,000 residents15.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Bullitt County
Building permits in Bullitt County
- Housing units authorized by permit, 2024380
- Declared construction value permitted$113.6 m
- Single family units authorized320
- Multifamily units authorized60
- Multifamily share of units15.8 percent
- Average declared value per unit$298,927
- Units authorized per 1,000 households12.0
Single-family homes are 84.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Bullitt County
SBA loans in Bullitt County (7(a) and 504)
- 7(a) approvals recorded42
- 7(a) gross approval dollars$27.4 m
- Average 7(a) approval$653,493
- Median 7(a) approval$157,550
- 10th percentile approval$27,000
- 90th percentile approval$2,200,800
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)288
- Jobs per approval6.9
- Distinct 7(a) lenders active22
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.2 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter30
- Franchise loans7
- Franchise share of approvals16.7 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (4)
- Most active lenderThe Huntington National Bank (7)
- 504 approvals recorded15
- 504 gross approval dollars$15.2 m
- Average 504 approval$1,014,933
- Median 504 approval$501,000
- Distinct CDCs active4
- 504 jobs per approval10.9
- 504 jobs per million dollars approved10.7
- Most active CDCCapital Access Corporation - Kentucky (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$42.7 m
The average approval of $653,493 sits well above the median of $157,550, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 26.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bullitt County
SBA loan default and charge-off rates in Bullitt County
Do SBA loans in Bullitt County get paid back?
- Loans with a final outcome recorded17
- Paid in full15
- Charged off2
- Status: Cancelled6
- Status: Paid in full15
- Status: Charged off2
- Status: Exempt from disclosure18
- Status: Committed, not yet disbursed1
Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bullitt County
SBA lending by place in Bullitt County
- Borrower cities with recorded lending6
- Shepherdsville, approvals16
- Mount Washington, approvals9
- Louisville, approvals7
- Brooks, approvals6
- Lousville, approvals3
- Taylorsville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Shepherdsville | 16 | $9,276,800 |
| Mount Washington | 9 | $4,962,000 |
| Louisville | 7 | $9,647,100 |
| Brooks | 6 | $3,357,000 |
| Lousville | 3 | $103,800 |
| Taylorsville | 1 | $100,000 |
Shepherdsville accounts for 16 approvals against 9 in Mount Washington. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bullitt County
How large is Bullitt County?
- Land area297 sq mi
- Rank by land area among Kentucky counties66th of 120
- Width, east to west27.8 mi
- Height, north to south21.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land283
- Establishments per square mile4.40
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bullitt County
Flood risk in Bullitt County
- Participation of the county's own NFIP community Bullitt County, unincorporated areasParticipating, community 210273
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP6
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
- Radon levels in Bullitt County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Bullitt County (community 210273), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Bullitt County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Bullitt County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bullitt County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202484,027
- Households31,747
- Average household size2.65
- Median household income$80,558
- Median age41.7
Common questions
Bullitt County questions, answered from the record.
How many people live in Bullitt County, Kentucky?
The Census Bureau estimates 85,802 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 84,027, in 31,747 households, ranking 10th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bullitt County's population growing?
The population has grown 4.35 percent since the 2020 census base of 82,224, to 85,802 on July 1, 2024. In 2024 there were 761 births against 864 deaths, with net migration of 905. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bullitt County?
$80,558. The median owner-occupied home is valued at $247,200, which is 3.1 times income, and median gross rent is $987 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Bullitt County?
1,308 establishments, employing 24,810 people with an annual payroll of $1.22 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Bullitt County?
Transportation and warehousing is the largest private sector at 8,978 jobs, 30.1 percent of covered employment. Covered employment averages 29,786 jobs at an average annual pay of $52,323, or $1,006 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bullitt County?
42 7(a) approvals totaling $27.4 m since FY2020, across 22 lenders, with a median approval of $157,550, plus 15 504 approvals worth $15.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Bullitt County?
380 housing units were authorized by permit in 2024, with a declared construction value of $113.6 m. Multifamily was 15.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bullitt County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bullitt County come from?
The largest single origin is Jefferson County, with 1,619 households. Arriving households report an average income of $56,622 against $52,993 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bullitt County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bullitt County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Bullitt County
Cities and places in Bullitt.
9 Census places lie wholly or partly in Bullitt County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Mount Washington | city | 18,480 | 9 | Wholly in this county |
| Shepherdsville | city | 14,533 | 16 | Wholly in this county |
| Hillview | city | 8,797 | None recorded | Wholly in this county |
| Pioneer Village | city | 2,723 | None recorded | Wholly in this county |
| Lebanon Junction | city | 2,327 | None recorded | Wholly in this county |
| Brooks | CDP | 2,069 | 6 | Wholly in this county |
| Hebron Estates | city | 1,276 | None recorded | Wholly in this county |
| Fox Chase | city | 610 | None recorded | Wholly in this county |
| Hunters Hollow | city | 357 | None recorded | Wholly in this county |
A further 11 of the county's 42 SBA 7(a) approvals are to borrowers in cities that match no Census place in Bullitt County, the largest being Louisville (7), Lousville (3), Taylorsville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby