Trimble County, Kentucky: commercial real estate data.
Trimble County, Kentucky had an estimated 8,591 residents on July 1, 2024, up 1.4 percent since the 2020 census base of 8,471, across 152 square miles. County output reached $735.7 m in 2024, 86 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Trimble County
How many people live in Trimble County
- Population, American Community Survey 2020-20248,550
- Households3,382
- Average household size2.53
- Median household income$66,027
- Median age43.3
- Median gross rent$863 per month
- Median owner-occupied home value$172,000
- Home value to household income2.6 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher17.1 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over6,136
- Population under 181,812
- Share under 1821.2 percent
- Population 65 and over1,586
- Share 65 and over18.5 percent
- Working age population, 18 to 645,152
- Civilian labor force4,043
- Unemployment rate6.2 percent
- Labor force participation, adults 18 and over60.0 percent
- Rank by population among Kentucky counties107th of 120
- Rank by population among US county-equivalents, Puerto Rico included2608th of 3,222
Trimble County is the 107th largest of 120 Kentucky counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.2 percent against 18.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Trimble County
Is Trimble County's population growing?
- Population, July 1, 20248,591
- Census 2020 base population8,471
- Population change since the 2020 census base1.42 percent
- Population change, 2023 to 2024-25
- Births, 202486
- Deaths, 2024105
- Natural change, 2024-19
- Net domestic migration, 2024-5
- Net international migration, 20240
- Total net migration, 2024-5
- Cumulative net domestic migration, 2021 to 2024279
- Rank by growth among US county-equivalents1365th of 3,144
The county has grown 1.42 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Trimble County
Where are people moving to Trimble County from?
- Tax returns filed by households arriving241
- People arriving, from those returns483
- Tax returns filed by households leaving227
- Net household movement14
- Adjusted gross income arriving$18.4 m
- Net adjusted gross income movement$9.3 m
- Average income of an arriving household$76,477
- Average income of a leaving household$40,295
- Largest single originJefferson County (39 households)
- Largest single destinationJefferson County (35 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jefferson County | 39 | 78 | $2.1 m |
| Oldham County | 39 | 82 | $2.3 m |
| Carroll County | 36 | 85 | $1.7 m |
| Jefferson County | 32 | 51 | $1.4 m |
| Henry County | 23 | 49 | $1.2 m |
Households arriving report $36,182 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Jefferson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Trimble County
What is the Trimble County economy?
- County GDP, 2024$735.7 m
- County GDP, 2023$654.2 m
- GDP change, 2023 to 202412.5 percent
- GDP change over five years27.6 percent
- Rank by GDP among the Kentucky areas BEA publishes59th of 120
- Rank by GDP among the US county areas BEA publishes2093rd of 3,127
- GDP per resident$86,045
Output grew 12.5 percent in the latest year and 27.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Trimble County
Employment by industry in Trimble County
- Covered employment, annual average1,072
- Establishments reporting162
- Average annual pay$60,405
- Average weekly wage$1,162
- Construction, employment81
- Construction, average annual pay$62,695
- Retail trade, employment78
- Retail trade, average annual pay$25,897
- Health care and social assistance, employment77
- Health care and social assistance, average annual pay$62,286
- Finance and insurance, employment75
- Finance and insurance, average annual pay$49,901
- Administrative and support and waste management services, employment30
- Professional, scientific and technical services, employment28
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 81 | 26 | $62,695 |
| Retail trade | 78 | 17 | $25,897 |
| Health care and social assistance | 77 | 11 | $62,286 |
| Finance and insurance | 75 | 8 | $49,901 |
| Administrative and support and waste management services | 30 | 16 | $41,787 |
| Professional, scientific and technical services | 28 | 14 | $95,452 |
| Transportation and warehousing | 17 | 6 | $60,335 |
| Real estate and rental and leasing | 16 | 5 | $72,889 |
Construction is the largest private sector at 81 jobs, 7.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Trimble County
How many businesses are in Trimble County?
- Establishments, all industries86
- Employment at those establishments846
- Annual payroll$56.7 m
- Establishments per 1,000 residents10.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Trimble County
SBA loans in Trimble County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.3 m
- Average 7(a) approval$315,050
- Median 7(a) approval$201,500
- Largest single approval$788,300
- Jobs reported supported, 7(a)29
- Jobs per approval7.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term210 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trimble County
SBA loan default and charge-off rates in Trimble County
Do SBA loans in Trimble County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trimble County
SBA lending by place in Trimble County
- Borrower cities with recorded lending2
- Bedford, approvals3
- Milton, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Bedford | 3 | $1,010,200 |
| Milton | 1 | $250,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trimble County
How large is Trimble County?
- Land area152 sq mi
- Rank by land area among Kentucky counties116th of 120
- Width, east to west15.6 mi
- Height, north to south17.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land56
- Establishments per square mile0.57
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Trimble County
Flood risk in Trimble County
- Participation of the county's own NFIP community Trimble County, unincorporated areasParticipating, community 210300
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Trimble County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Trimble County (community 210300), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Trimble County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Trimble County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Trimble County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20248,550
- Households3,382
- Average household size2.53
- Median household income$66,027
- Median age43.3
Common questions
Trimble County questions, answered from the record.
How many people live in Trimble County, Kentucky?
The Census Bureau estimates 8,591 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,550, in 3,382 households, ranking 107th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Trimble County's population growing?
The population has grown 1.42 percent since the 2020 census base of 8,471, to 8,591 on July 1, 2024. In 2024 there were 86 births against 105 deaths, with net migration of -5. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Trimble County?
$66,027. The median owner-occupied home is valued at $172,000, which is 2.6 times income, and median gross rent is $863 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Trimble County?
86 establishments, employing 846 people with an annual payroll of $56.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Trimble County?
Construction is the largest private sector at 81 jobs, 7.6 percent of covered employment. Covered employment averages 1,072 jobs at an average annual pay of $60,405, or $1,162 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Trimble County?
4 7(a) approvals totaling $1.3 m since FY2020, across 3 lenders, with a median approval of $201,500. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Trimble County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Trimble County come from?
The largest single origin is Jefferson County, with 39 households. Arriving households report an average income of $76,477 against $40,295 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Trimble County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Trimble County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Trimble County
Cities and places in Trimble.
2 Census places lie wholly or partly in Trimble County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Milton | city | 637 | 1 | Wholly in this county |
| Bedford | city | 386 | 3 | Wholly in this county |
Nearby