HomeKentuckyTrimble CountyBedford
Bedford, Kentucky: commercial real estate data.
Bedford is a Census city of 386 people across 0.33 square miles of land, in Trimble County. Median household income is $41,875, 39.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bedford
What Bedford is
- Census place typecity
- Land area0.33 sq mi
- Water area0 sq mi
- Population per square mile of land1,158 plus or minus 513
- County holding the largest share of its areaTrimble County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
How many people live in Bedford
- Population386 plus or minus 171
- Median age43.6 plus or minus 14.9
- Population under 1861 plus or minus 47
- Share under 1815.8 percent plus or minus 9.9
- Population 65 and over79 plus or minus 43
- Share 65 and over20.5 percent plus or minus 6.7
- Households175 plus or minus 73
- Family households67 plus or minus 32
- Share of households that are families38.3 percent plus or minus 8.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
Income and work in Bedford
- Median household income$41,875 plus or minus $8,580
- Per capita income$24,105 plus or minus $7,154
- Civilian labor force148 plus or minus 68
- Employed140 plus or minus 64
- Unemployed8 plus or minus 18
- Unemployment rate5.4 percent plus or minus 11.9
- Adults 25 and over318 plus or minus 132
- Adults 25 and over with a high school diploma or higher70.1 percent plus or minus 38.9
- Adults 25 and over with a bachelor degree or higher2.8 percent plus or minus 5.7
- Adults 25 and over with a graduate degree2.8 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
Housing in Bedford
- Housing units230 plus or minus 82
- Occupied units175 plus or minus 73
- Vacant units55 plus or minus 33
- Vacancy rate23.9 percent plus or minus 11.5
- Owner occupied69 plus or minus 37
- Renter occupied106 plus or minus 58
- Ownership rate39.4 percent plus or minus 13.3
- Median owner-occupied home value$95,800 plus or minus $39,358
- Median gross rent, monthly$884 plus or minus $247
- Annual rent as a share of median income25.3 percent plus or minus 8.8
- Single family units179 plus or minus 75
- Share single family77.8 percent plus or minus 17.2
- Units in buildings of two or more33 plus or minus 27
- Share in buildings of two or more14.3 percent plus or minus 10.6
- Mobile homes18 plus or minus 16
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
How Bedford gets to work
- Workers 16 and over who commute130 plus or minus 63
- Commuting under 15 minutes17 plus or minus 20
- Share commuting under 15 minutes13.1 percent plus or minus 14.0
- Commuting 30 minutes or more78 plus or minus 47
- Share commuting 30 minutes or more60.0 percent plus or minus 21.7
- Drove alone75.0 percent plus or minus 16.1
- Carpooled14.3 percent plus or minus 18.1
- Public transport0.0 percent
- Walked3.6 percent plus or minus 4.7
- Worked from home7.1 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
SBA loans in Bedford (7(a))
- Approvals3
- Gross approval$1,010,200
- Average approval$336,733
- Median approval$153,000
- Largest approval$788,300
- Jobs supported4
- Jobs per approval1.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Bedford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bedford
Flood risk in Bedford
- NFIP communityCity of Bedford
- NFIP community number210433
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date03/23/21
The City of Bedford does not participate in the National Flood Insurance Program as community 210433 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Trimble County, not Bedford
Trimble County context, not Bedford figures
- Establishments in Trimble County86
- Covered employment, Trimble County1,072
- Average annual pay, Trimble County$60,405
Every figure in this section is published for Trimble County as a whole and is not a measurement of Bedford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bedford questions, answered from the record.
How many people live in Bedford, Kentucky?
386, in 175 households. Bedford city covers 0.33 square miles of land, which is 1,158 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bedford in?
Trimble County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bedford?
$41,875. The median owner-occupied home is valued at $95,800. Median gross rent is $884 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bedford businesses?
3 7(a) approvals totaling $1.0 m since FY2020, across 2 lenders, median approval $153,000. These count approvals to borrowers whose address is in Bedford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bedford borrowers get paid back?
No rate is published for Bedford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bedford in the National Flood Insurance Program?
No, it is listed but not participating. Bedford appears in the FEMA Community Status Book as Bedford, city of, community 210433, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bedford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Trimble County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bedford.
Is zoning published for Bedford?
No. Nothing on this page presents parcel level zoning.