Allen County, Kentucky: commercial real estate data.
Allen County, Kentucky had an estimated 22,037 residents on July 1, 2024, up 7.1 percent since the 2020 census base of 20,577, across 344 square miles. County output reached $616.4 m in 2024, 256 establishments operate here, and the SBA record carries 10 7(a) approvals worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Allen County
How many people live in Allen County
- Population, American Community Survey 2020-202421,293
- Households8,035
- Average household size2.65
- Median household income$61,403
- Median age40.7
- Median gross rent$844 per month
- Median owner-occupied home value$192,300
- Home value to household income3.1 times
- Annual rent as a share of median income16.5 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over14,812
- Population under 184,914
- Share under 1823.1 percent
- Population 65 and over3,807
- Share 65 and over17.9 percent
- Working age population, 18 to 6412,572
- Civilian labor force10,015
- Unemployment rate6.9 percent
- Labor force participation, adults 18 and over61.1 percent
- Rank by population among Kentucky counties53rd of 120
- Rank by population among US county-equivalents, Puerto Rico included1806th of 3,222
Allen County is the 53rd largest of 120 Kentucky counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 17.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Allen County
Is Allen County's population growing?
- Population, July 1, 202422,037
- Census 2020 base population20,577
- Population change since the 2020 census base7.10 percent
- Population change, 2023 to 2024258
- Births, 2024278
- Deaths, 2024269
- Natural change, 20249
- Net domestic migration, 2024225
- Net international migration, 202422
- Total net migration, 2024247
- Cumulative net domestic migration, 2021 to 20241,464
- Rank by growth among US county-equivalents305th of 3,144
The county has grown 7.10 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Allen County
Where are people moving to Allen County from?
- Tax returns filed by households arriving620
- People arriving, from those returns1,233
- Tax returns filed by households leaving434
- Net household movement186
- Adjusted gross income arriving$33.4 m
- Net adjusted gross income movement$1.5 m
- Average income of an arriving household$53,815
- Average income of a leaving household$73,309
- Largest single originWarren County (175 households)
- Largest single destinationWarren County (138 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Warren County | 175 | 318 | $8.7 m |
| Sumner County | 65 | 125 | $2.9 m |
| Simpson County | 45 | 85 | $2.0 m |
| Barren County | 36 | 70 | $2.3 m |
| Macon County | 21 | 51 | $808,000 |
Households arriving report $19,494 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Warren County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Allen County
What is the Allen County economy?
- County GDP, 2024$616.4 m
- County GDP, 2023$590.4 m
- GDP change, 2023 to 20244.4 percent
- GDP change over five years32.3 percent
- Rank by GDP among the Kentucky areas BEA publishes63rd of 120
- Rank by GDP among the US county areas BEA publishes2253rd of 3,127
- GDP per resident$28,950
Output grew 4.4 percent in the latest year and 32.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Allen County
Employment by industry in Allen County
- Covered employment, annual average5,024
- Establishments reporting422
- Average annual pay$47,631
- Average weekly wage$916
- Manufacturing, employment1,239
- Manufacturing, average annual pay$63,034
- Retail trade, employment443
- Retail trade, average annual pay$32,973
- Administrative and support and waste management services, employment439
- Administrative and support and waste management services, average annual pay$31,100
- Construction, employment144
- Construction, average annual pay$52,865
- Finance and insurance, employment83
- Wholesale trade, employment82
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,239 | 22 | $63,034 |
| Retail trade | 443 | 61 | $32,973 |
| Administrative and support and waste management services | 439 | 31 | $31,100 |
| Construction | 144 | 34 | $52,865 |
| Finance and insurance | 83 | 24 | $43,800 |
| Wholesale trade | 82 | 22 | $64,843 |
| Agriculture, forestry, fishing and hunting | 39 | 5 | $31,017 |
| Information | 33 | 7 | $50,442 |
Manufacturing is the largest private sector at 1,239 jobs, 24.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Allen County
How many businesses are in Allen County?
- Establishments, all industries256
- Employment at those establishments4,119
- Annual payroll$181.6 m
- Establishments per 1,000 residents12.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Allen County
Building permits in Allen County
- Housing units authorized by permit, 202413
- Declared construction value permitted$3.7 m
- Single family units authorized13
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$287,588
- Units authorized per 1,000 households1.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Allen County
SBA loans in Allen County (7(a) and 504)
- 7(a) approvals recorded10
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$183,160
- Median 7(a) approval$43,800
- Largest single approval$630,000
- Jobs reported supported, 7(a)46
- Jobs per approval4.6
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter10
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderU.S. Bank, National Association (3)
- 504 approvals recorded1
- 504 gross approval dollars$596,000
- Average 504 approval$596,000
- Median 504 approval$596,000
- Distinct CDCs active1
- 504 jobs per approval12.0
- 504 jobs per million dollars approved20.1
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$2.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Allen County
SBA loan default and charge-off rates in Allen County
Do SBA loans in Allen County get paid back?
- Loans with a final outcome recorded5
- Paid in full4
- Charged off1
- Status: Paid in full4
- Status: Cancelled1
- Status: Exempt from disclosure2
- Status: Charged off1
- Status: Committed, not yet disbursed2
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Allen County
SBA lending by place in Allen County
- Borrower cities with recorded lending2
- Scottsville, approvals9
- Alvaton, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Scottsville | 9 | $1,681,600 |
| Alvaton | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Allen County
How large is Allen County?
- Land area344 sq mi
- Rank by land area among Kentucky counties48th of 120
- Width, east to west24.1 mi
- Height, north to south21.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land62
- Establishments per square mile0.74
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Allen County
Flood risk in Allen County
- Participation of the county's own NFIP community Allen County, unincorporated areasParticipating, community 210267
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Allen County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Allen County (community 210267), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Allen County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Allen County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Allen County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202421,293
- Households8,035
- Average household size2.65
- Median household income$61,403
- Median age40.7
Common questions
Allen County questions, answered from the record.
How many people live in Allen County, Kentucky?
The Census Bureau estimates 22,037 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 21,293, in 8,035 households, ranking 53rd of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Allen County's population growing?
The population has grown 7.10 percent since the 2020 census base of 20,577, to 22,037 on July 1, 2024. In 2024 there were 278 births against 269 deaths, with net migration of 247. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Allen County?
$61,403. The median owner-occupied home is valued at $192,300, which is 3.1 times income, and median gross rent is $844 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Allen County?
256 establishments, employing 4,119 people with an annual payroll of $181.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Allen County?
Manufacturing is the largest private sector at 1,239 jobs, 24.7 percent of covered employment. Covered employment averages 5,024 jobs at an average annual pay of $47,631, or $916 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Allen County?
10 7(a) approvals totaling $1.8 m since FY2020, across 6 lenders, with a median approval of $43,800, plus 1 504 approvals worth $596,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Allen County?
13 housing units were authorized by permit in 2024, with a declared construction value of $3.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Allen County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Allen County come from?
The largest single origin is Warren County, with 175 households. Arriving households report an average income of $53,815 against $73,309 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Allen County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Allen County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Allen County
Cities and places in Allen.
1 Census place lies wholly or partly in Allen County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Scottsville | city | 4,427 | 9 | Wholly in this county |
A further 1 of the county's 10 SBA 7(a) approvals are to borrowers in cities that match no Census place in Allen County, the largest being Alvaton (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.