Macon County, Tennessee: commercial real estate data.
Macon County, Tennessee had an estimated 27,189 residents on July 1, 2024, up 7.8 percent since the 2020 census base of 25,217, across 307 square miles. County output reached $848.9 m in 2024, 333 establishments operate here, and the SBA record carries 1 7(a) approvals worth $65,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Macon County
How many people live in Macon County
- Population, American Community Survey 2020-202426,240
- Households9,421
- Average household size2.79
- Median household income$59,177
- Median age39.2
- Median gross rent$846 per month
- Median owner-occupied home value$225,700
- Home value to household income3.8 times
- Annual rent as a share of median income17.2 percent
- Adults 25 and over with a bachelor degree or higher12.5 percent
- Adults 25 and over with a graduate degree3.5 percent
- Adults 25 and over17,671
- Population under 186,583
- Share under 1825.1 percent
- Population 65 and over4,039
- Share 65 and over15.4 percent
- Working age population, 18 to 6415,618
- Civilian labor force12,497
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over63.6 percent
- Rank by population among Tennessee counties56th of 95
- Rank by population among US county-equivalents, Puerto Rico included1606th of 3,222
Macon County is the 56th largest of 95 Tennessee counties by population. A median home costs 3.8 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 15.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Macon County
Is Macon County's population growing?
- Population, July 1, 202427,189
- Census 2020 base population25,217
- Population change since the 2020 census base7.82 percent
- Population change, 2023 to 2024352
- Births, 2024348
- Deaths, 2024349
- Natural change, 2024-1
- Net domestic migration, 2024327
- Net international migration, 202427
- Total net migration, 2024354
- Cumulative net domestic migration, 2021 to 20241,916
- Rank by growth among US county-equivalents251st of 3,144
The county has grown 7.82 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Macon County
Where are people moving to Macon County from?
- Tax returns filed by households arriving781
- People arriving, from those returns1,593
- Tax returns filed by households leaving516
- Net household movement265
- Adjusted gross income arriving$35.8 m
- Net adjusted gross income movement$15.9 m
- Average income of an arriving household$45,818
- Average income of a leaving household$38,572
- Largest single originSumner County (231 households)
- Largest single destinationSumner County (132 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sumner County | 231 | 493 | $10.2 m |
| Trousdale County | 64 | 137 | $2.8 m |
| Wilson County | 55 | 121 | $2.9 m |
| Davidson County | 48 | 75 | $2.3 m |
| Rutherford County | 30 | 65 | $1.2 m |
| Smith County | 26 | 57 | $1.2 m |
| Clay County | 20 | 47 | $732,000 |
| Robertson County | 20 | 51 | $1.1 m |
Households arriving report $7,246 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Sumner County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Macon County
What is the Macon County economy?
- County GDP, 2024$848.9 m
- County GDP, 2023$734.6 m
- GDP change, 2023 to 202415.6 percent
- GDP change over five years52.0 percent
- Rank by GDP among the Tennessee areas BEA publishes61st of 95
- Rank by GDP among the US county areas BEA publishes1984th of 3,127
- GDP per resident$32,351
Output grew 15.6 percent in the latest year and 52.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Macon County
Employment by industry in Macon County
- Covered employment, annual average5,468
- Establishments reporting427
- Average annual pay$50,310
- Average weekly wage$967
- Manufacturing, employment953
- Manufacturing, average annual pay$53,462
- Retail trade, employment779
- Retail trade, average annual pay$31,888
- Finance and insurance, employment317
- Finance and insurance, average annual pay$60,811
- Administrative and support and waste management services, employment132
- Administrative and support and waste management services, average annual pay$34,641
- Wholesale trade, employment112
- Information, employment85
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 953 | 42 | $53,462 |
| Retail trade | 779 | 77 | $31,888 |
| Finance and insurance | 317 | 29 | $60,811 |
| Administrative and support and waste management services | 132 | 12 | $34,641 |
| Wholesale trade | 112 | 16 | $59,371 |
| Information | 85 | 6 | $74,777 |
| Other services, except public administration | 81 | 20 | $51,607 |
| Professional, scientific and technical services | 72 | 32 | $54,354 |
Manufacturing is the largest private sector at 953 jobs, 17.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Macon County
How many businesses are in Macon County?
- Establishments, all industries333
- Employment at those establishments3,977
- Annual payroll$178.6 m
- Establishments per 1,000 residents12.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Macon County
Building permits in Macon County
- Housing units authorized by permit, 2024181
- Declared construction value permitted$49.5 m
- Single family units authorized171
- Multifamily units authorized10
- Multifamily share of units5.5 percent
- Average declared value per unit$273,390
- Units authorized per 1,000 households19.2
Single-family homes are 94.5 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Macon County
SBA loans in Macon County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$65,000
- Average 7(a) approval$65,000
- Median 7(a) approval$65,000
- Largest single approval$65,000
- Jobs reported supported, 7(a)4
- Jobs per approval4.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term60 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$159,000
- Average 504 approval$159,000
- Median 504 approval$159,000
- Distinct CDCs active1
- 504 jobs per approval7.0
- 504 jobs per million dollars approved44.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$224,000
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Macon County
SBA loan default and charge-off rates in Macon County
Do SBA loans in Macon County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Macon County
How large is Macon County?
- Land area307 sq mi
- Rank by land area among Tennessee counties72nd of 95
- Width, east to west24.4 mi
- Height, north to south15.7 mi
- Geographies sharing a boundary7
- Residents per square mile of land85
- Establishments per square mile1.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Macon County
Flood risk in Macon County
- Participation of the county's own NFIP community Macon County, unincorporated areasParticipating, community 470371
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Macon County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Macon County (community 470371), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Macon County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Macon County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Macon County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202426,240
- Households9,421
- Average household size2.79
- Median household income$59,177
- Median age39.2
Common questions
Macon County questions, answered from the record.
How many people live in Macon County, Tennessee?
The Census Bureau estimates 27,189 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 26,240, in 9,421 households, ranking 56th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Macon County's population growing?
The population has grown 7.82 percent since the 2020 census base of 25,217, to 27,189 on July 1, 2024. In 2024 there were 348 births against 349 deaths, with net migration of 354. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Macon County?
$59,177. The median owner-occupied home is valued at $225,700, which is 3.8 times income, and median gross rent is $846 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Macon County?
333 establishments, employing 3,977 people with an annual payroll of $178.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Macon County?
Manufacturing is the largest private sector at 953 jobs, 17.4 percent of covered employment. Covered employment averages 5,468 jobs at an average annual pay of $50,310, or $967 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Macon County?
1 7(a) approvals totaling $65,000 since FY2020, across 1 lenders, with a median approval of $65,000, plus 1 504 approvals worth $159,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Macon County?
181 housing units were authorized by permit in 2024, with a declared construction value of $49.5 m. Multifamily was 5.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Macon County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Macon County come from?
The largest single origin is Sumner County, with 231 households. Arriving households report an average income of $45,818 against $38,572 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Macon County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Macon County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Macon County
Cities and places in Macon.
2 Census places lie wholly or partly in Macon County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lafayette | city | 5,727 | 1 | Wholly in this county |
| Red Boiling Springs | city | 1,262 | None recorded | Wholly in this county |