Jackson County, Tennessee: commercial real estate data.
Jackson County, Tennessee had an estimated 12,376 residents on July 1, 2024, up 6.6 percent since the 2020 census base of 11,614, across 308 square miles. County output reached $291.0 m in 2024, 133 establishments operate here, and the SBA record carries 3 7(a) approvals worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jackson County
How many people live in Jackson County
- Population, American Community Survey 2020-202412,029
- Households4,795
- Average household size2.51
- Median household income$47,951
- Median age46.9
- Median gross rent$758 per month
- Median owner-occupied home value$155,500
- Home value to household income3.2 times
- Annual rent as a share of median income19.0 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent
- Adults 25 and over with a graduate degree4.1 percent
- Adults 25 and over9,032
- Population under 182,200
- Share under 1818.3 percent
- Population 65 and over2,802
- Share 65 and over23.3 percent
- Working age population, 18 to 647,027
- Civilian labor force5,430
- Unemployment rate7.6 percent
- Labor force participation, adults 18 and over55.2 percent
- Rank by population among Tennessee counties85th of 95
- Rank by population among US county-equivalents, Puerto Rico included2350th of 3,222
Jackson County is the 85th largest of 95 Tennessee counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.3 percent against 18.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County's population growing?
- Population, July 1, 202412,376
- Census 2020 base population11,614
- Population change since the 2020 census base6.56 percent
- Population change, 2023 to 202432
- Births, 2024115
- Deaths, 2024236
- Natural change, 2024-121
- Net domestic migration, 2024150
- Net international migration, 20241
- Total net migration, 2024151
- Cumulative net domestic migration, 2021 to 20241,133
- Rank by growth among US county-equivalents344th of 3,144
The county has grown 6.56 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where are people moving to Jackson County from?
- Tax returns filed by households arriving434
- People arriving, from those returns844
- Tax returns filed by households leaving282
- Net household movement152
- Adjusted gross income arriving$23.1 m
- Net adjusted gross income movement$11.8 m
- Average income of an arriving household$53,263
- Average income of a leaving household$40,128
- Largest single originPutnam County (139 households)
- Largest single destinationPutnam County (130 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Putnam County | 139 | 272 | $6.0 m |
Households arriving report $13,135 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Putnam County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What is the Jackson County economy?
- County GDP, 2024$291.0 m
- County GDP, 2023$279.2 m
- GDP change, 2023 to 20244.2 percent
- GDP change over five years28.5 percent
- Rank by GDP among the Tennessee areas BEA publishes89th of 95
- Rank by GDP among the US county areas BEA publishes2717th of 3,127
- GDP per resident$24,194
Output grew 4.2 percent in the latest year and 28.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Employment by industry in Jackson County
- Covered employment, annual average1,523
- Establishments reporting222
- Average annual pay$46,206
- Average weekly wage$889
- Manufacturing, employment186
- Manufacturing, average annual pay$41,844
- Retail trade, employment114
- Retail trade, average annual pay$22,317
- Wholesale trade, employment64
- Wholesale trade, average annual pay$57,480
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 186 | 15 | $41,844 |
| Retail trade | 114 | 24 | $22,317 |
| Wholesale trade | 64 | 17 | $57,480 |
Manufacturing is the largest private sector at 186 jobs, 12.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
How many businesses are in Jackson County?
- Establishments, all industries133
- Employment at those establishments1,131
- Annual payroll$48.2 m
- Establishments per 1,000 residents11.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jackson County
Building permits in Jackson County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
SBA loans in Jackson County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$2.6 m
- Average 7(a) approval$870,000
- Median 7(a) approval$210,000
- Largest single approval$2,200,000
- Jobs reported supported, 7(a)14
- Jobs per approval4.7
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA loan default and charge-off rates in Jackson County
Do SBA loans in Jackson County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Committed, not yet disbursed1
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA lending by place in Jackson County
- Borrower cities with recorded lending2
- Gainesboro, approvals2
- Whitleyville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Gainesboro | 2 | $2,400,000 |
| Whitleyville | 1 | $210,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How large is Jackson County?
- Land area308 sq mi
- Rank by land area among Tennessee counties71st of 95
- Width, east to west19.6 mi
- Height, north to south19.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land39
- Establishments per square mile0.43
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jackson County
Flood risk in Jackson County
- Participation of the county's own NFIP community Jackson County, unincorporated areasParticipating, community 470370
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Jackson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Jackson County (community 470370), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Jackson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202412,029
- Households4,795
- Average household size2.51
- Median household income$47,951
- Median age46.9
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Tennessee?
The Census Bureau estimates 12,376 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 12,029, in 4,795 households, ranking 85th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County's population growing?
The population has grown 6.56 percent since the 2020 census base of 11,614, to 12,376 on July 1, 2024. In 2024 there were 115 births against 236 deaths, with net migration of 151. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$47,951. The median owner-occupied home is valued at $155,500, which is 3.2 times income, and median gross rent is $758 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jackson County?
133 establishments, employing 1,131 people with an annual payroll of $48.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jackson County?
Manufacturing is the largest private sector at 186 jobs, 12.2 percent of covered employment. Covered employment averages 1,523 jobs at an average annual pay of $46,206, or $889 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
3 7(a) approvals totaling $2.6 m since FY2020, across 2 lenders, with a median approval of $210,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Jackson County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Putnam County, with 139 households. Arriving households report an average income of $53,263 against $40,128 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jackson County
Cities and places in Jackson.
2 Census places lie wholly or partly in Jackson County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Dodson Branch | CDP | 1,425 | None recorded | Wholly in this county |
| Gainesboro | town | 1,064 | 2 | Wholly in this county |
A further 1 of the county's 3 SBA 7(a) approvals are to borrowers in cities that match no Census place in Jackson County, the largest being Whitleyville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby