HomeTennesseeJackson CountyGainesboro
Gainesboro, Tennessee: commercial real estate data.
Gainesboro is a Census town of 1,064 people across 1.56 square miles of land, in Jackson County. Median household income is $51,923, 72.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gainesboro
What Gainesboro is
- Census place typetown
- Land area1.56 sq mi
- Water area0.22 sq mi
- Population per square mile of land684 plus or minus 174
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesboro
How many people live in Gainesboro
- Population1,064 plus or minus 271
- Median age49.0
- Population under 18161 plus or minus 73
- Share under 1815.1 percent plus or minus 5.6
- Population 65 and over240 plus or minus 72
- Share 65 and over22.6 percent
- Households332 plus or minus 78
- Family households199 plus or minus 69
- Share of households that are families59.9 percent plus or minus 15.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesboro
Income and work in Gainesboro
- Median household income$51,923 plus or minus $13,845
- Per capita income$27,539 plus or minus $6,463
- Civilian labor force429 plus or minus 146
- Employed392 plus or minus 135
- Unemployed37 plus or minus 52
- Unemployment rate8.6 percent plus or minus 11.8
- Adults 25 and over810 plus or minus 184
- Adults 25 and over with a high school diploma or higher84.8 percent plus or minus 26.2
- Adults 25 and over with a bachelor degree or higher17.2 percent plus or minus 6.8
- Adults 25 and over with a graduate degree6.4 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesboro
Housing in Gainesboro
- Housing units411 plus or minus 89
- Occupied units332 plus or minus 78
- Vacant units79 plus or minus 46
- Vacancy rate19.2 percent plus or minus 10.4
- Owner occupied239 plus or minus 63
- Renter occupied93 plus or minus 38
- Ownership rate72.0 percent
- Median owner-occupied home value$170,600 plus or minus $47,974
- Median gross rent, monthly$819 plus or minus $494
- Annual rent as a share of median income18.9 percent plus or minus 12.5
- Single family units299 plus or minus 76
- Share single family72.7 percent
- Units in buildings of two or more72 plus or minus 40
- Share in buildings of two or more17.5 percent plus or minus 8.9
- Mobile homes40 plus or minus 24
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesboro
How Gainesboro gets to work
- Workers 16 and over who commute306 plus or minus 109
- Commuting under 15 minutes98 plus or minus 47
- Share commuting under 15 minutes32.0 percent plus or minus 10.5
- Commuting 30 minutes or more164 plus or minus 67
- Share commuting 30 minutes or more53.6 percent
- Drove alone62.1 percent
- Carpooled11.2 percent plus or minus 9.9
- Public transport0.5 percent plus or minus 1.0
- Walked1.6 percent plus or minus 2.0
- Worked from home20.5 percent plus or minus 14.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesboro
SBA loans in Gainesboro (7(a))
- Approvals2
- Gross approval$2,400,000
- Average approval$1,200,000
- Median approval$1,200,000
- Largest approval$2,200,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term162 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Gainesboro, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gainesboro
Flood risk in Gainesboro
- NFIP communityTown of Gainesboro
- NFIP community number470096
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/25/24
The Town of Gainesboro participates in the National Flood Insurance Program as community 470096 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jackson County, not Gainesboro
Jackson County context, not Gainesboro figures
- Establishments in Jackson County133
- Covered employment, Jackson County1,523
- Average annual pay, Jackson County$46,206
- Housing units permitted, Jackson County0
Every figure in this section is published for Jackson County as a whole and is not a measurement of Gainesboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gainesboro questions, answered from the record.
How many people live in Gainesboro, Tennessee?
1,064, in 332 households. Gainesboro town covers 1.56 square miles of land, which is 684 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gainesboro in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gainesboro?
$51,923. The median owner-occupied home is valued at $170,600. Median gross rent is $819 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gainesboro businesses?
2 7(a) approvals totaling $2.4 m since FY2020, across 1 lenders, median approval $1,200,000. These count approvals to borrowers whose address is in Gainesboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gainesboro borrowers get paid back?
No rate is published for Gainesboro. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gainesboro in the National Flood Insurance Program?
Yes. Gainesboro appears in the FEMA Community Status Book as Gainesboro, town of, community 470096, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gainesboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gainesboro.
Is zoning published for Gainesboro?
No. Nothing on this page presents parcel level zoning.