Overton County, Tennessee: commercial real estate data.
Overton County, Tennessee had an estimated 23,551 residents on July 1, 2024, up 4.6 percent since the 2020 census base of 22,505, across 433 square miles. County output reached $812.1 m in 2024, 354 establishments operate here, and the SBA record carries 3 7(a) approvals worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Overton County
How many people live in Overton County
- Population, American Community Survey 2020-202423,065
- Households9,071
- Average household size2.54
- Median household income$48,959
- Median age43.7
- Median gross rent$832 per month
- Median owner-occupied home value$173,200
- Home value to household income3.5 times
- Annual rent as a share of median income20.4 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent
- Adults 25 and over with a graduate degree4.6 percent
- Adults 25 and over16,514
- Population under 184,758
- Share under 1820.6 percent
- Population 65 and over4,735
- Share 65 and over20.5 percent
- Working age population, 18 to 6413,572
- Civilian labor force10,930
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among Tennessee counties62nd of 95
- Rank by population among US county-equivalents, Puerto Rico included1727th of 3,222
Overton County is the 62nd largest of 95 Tennessee counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 20.6 percent against 20.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Overton County
Is Overton County's population growing?
- Population, July 1, 202423,551
- Census 2020 base population22,505
- Population change since the 2020 census base4.65 percent
- Population change, 2023 to 2024193
- Births, 2024230
- Deaths, 2024366
- Natural change, 2024-136
- Net domestic migration, 2024326
- Net international migration, 20240
- Total net migration, 2024326
- Cumulative net domestic migration, 2021 to 20241,530
- Rank by growth among US county-equivalents588th of 3,144
The county has grown 4.65 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Overton County
Where are people moving to Overton County from?
- Tax returns filed by households arriving718
- People arriving, from those returns1,415
- Tax returns filed by households leaving546
- Net household movement172
- Adjusted gross income arriving$42.0 m
- Net adjusted gross income movement$18.8 m
- Average income of an arriving household$58,504
- Average income of a leaving household$42,430
- Largest single originPutnam County (227 households)
- Largest single destinationPutnam County (214 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Putnam County | 227 | 456 | $10.1 m |
| White County | 26 | 39 | $1.3 m |
| Cumberland County | 25 | 46 | $643,000 |
| Pickett County | 22 | 41 | $1.2 m |
| Jackson County | 20 | 36 | $668,000 |
Households arriving report $16,074 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Putnam County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Overton County
What is the Overton County economy?
- County GDP, 2024$812.1 m
- County GDP, 2023$767.5 m
- GDP change, 2023 to 20245.8 percent
- GDP change over five years39.0 percent
- Rank by GDP among the Tennessee areas BEA publishes65th of 95
- Rank by GDP among the US county areas BEA publishes2017th of 3,127
- GDP per resident$35,208
Output grew 5.8 percent in the latest year and 39.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Overton County
Employment by industry in Overton County
- Covered employment, annual average5,672
- Establishments reporting469
- Average annual pay$46,368
- Average weekly wage$892
- Manufacturing, employment952
- Manufacturing, average annual pay$53,941
- Retail trade, employment589
- Retail trade, average annual pay$30,561
- Construction, employment302
- Construction, average annual pay$68,153
- Administrative and support and waste management services, employment212
- Administrative and support and waste management services, average annual pay$29,145
- Wholesale trade, employment210
- Agriculture, forestry, fishing and hunting, employment165
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 952 | 33 | $53,941 |
| Retail trade | 589 | 78 | $30,561 |
| Construction | 302 | 41 | $68,153 |
| Administrative and support and waste management services | 212 | 20 | $29,145 |
| Wholesale trade | 210 | 21 | $68,017 |
| Agriculture, forestry, fishing and hunting | 165 | 5 | $34,647 |
| Finance and insurance | 153 | 22 | $68,535 |
| Mining, quarrying, and oil and gas extraction | 89 | 6 | $51,829 |
Manufacturing is the largest private sector at 952 jobs, 16.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Overton County
How many businesses are in Overton County?
- Establishments, all industries354
- Employment at those establishments4,806
- Annual payroll$209.8 m
- Establishments per 1,000 residents15.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Overton County
Building permits in Overton County
- Housing units authorized by permit, 202417
- Declared construction value permitted$2.6 m
- Single family units authorized17
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$152,059
- Units authorized per 1,000 households1.9
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Overton County
SBA loans in Overton County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$1.1 m
- Average 7(a) approval$355,000
- Median 7(a) approval$100,000
- Largest single approval$945,000
- Jobs reported supported, 7(a)3
- Jobs per approval1.0
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$250,000
- Average 504 approval$250,000
- Median 504 approval$250,000
- Distinct CDCs active1
- 504 jobs per approval18.0
- 504 jobs per million dollars approved72.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Overton County
SBA loan default and charge-off rates in Overton County
Do SBA loans in Overton County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
- Status: Exempt from disclosure2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Overton County
SBA lending by place in Overton County
- Borrower cities with recorded lending3
- Livingston, approvals1
- Monroe, approvals1
- Rickman, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Livingston | 1 | $945,000 |
| Monroe | 1 | $100,000 |
| Rickman | 1 | $20,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Overton County
How large is Overton County?
- Land area433 sq mi
- Rank by land area among Tennessee counties52nd of 95
- Width, east to west23.1 mi
- Height, north to south26.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land53
- Establishments per square mile0.82
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Overton County
Flood risk in Overton County
- Participation of the county's own NFIP community Overton County, unincorporated areasParticipating, community 470362
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Overton County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Overton County (community 470362), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Overton County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Overton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Overton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202423,065
- Households9,071
- Average household size2.54
- Median household income$48,959
- Median age43.7
Common questions
Overton County questions, answered from the record.
How many people live in Overton County, Tennessee?
The Census Bureau estimates 23,551 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 23,065, in 9,071 households, ranking 62nd of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Overton County's population growing?
The population has grown 4.65 percent since the 2020 census base of 22,505, to 23,551 on July 1, 2024. In 2024 there were 230 births against 366 deaths, with net migration of 326. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Overton County?
$48,959. The median owner-occupied home is valued at $173,200, which is 3.5 times income, and median gross rent is $832 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Overton County?
354 establishments, employing 4,806 people with an annual payroll of $209.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Overton County?
Manufacturing is the largest private sector at 952 jobs, 16.8 percent of covered employment. Covered employment averages 5,672 jobs at an average annual pay of $46,368, or $892 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Overton County?
3 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, with a median approval of $100,000, plus 1 504 approvals worth $250,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Overton County?
17 housing units were authorized by permit in 2024, with a declared construction value of $2.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Overton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Overton County come from?
The largest single origin is Putnam County, with 227 households. Arriving households report an average income of $58,504 against $42,430 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Overton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Overton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Overton County
Cities and places in Overton.
2 Census places lie wholly or partly in Overton County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Livingston | town | 3,999 | 1 | Wholly in this county |
| Hilham | CDP | 267 | None recorded | Wholly in this county |
A further 2 of the county's 3 SBA 7(a) approvals are to borrowers in cities that match no Census place in Overton County, the largest being Monroe (1), Rickman (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby