Grant County, Kentucky: commercial real estate data.
Grant County, Kentucky had an estimated 25,722 residents on July 1, 2024, up 3.1 percent since the 2020 census base of 24,944, across 258 square miles. County output reached $784.0 m in 2024, 386 establishments operate here, and the SBA record carries 15 7(a) approvals worth $3.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grant County
How many people live in Grant County
- Population, American Community Survey 2020-202425,418
- Households9,224
- Average household size2.76
- Median household income$69,178
- Median age36.6
- Median gross rent$862 per month
- Median owner-occupied home value$209,500
- Home value to household income3.0 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher15.3 percent
- Adults 25 and over with a graduate degree6.0 percent
- Adults 25 and over16,491
- Population under 186,735
- Share under 1826.5 percent
- Population 65 and over3,690
- Share 65 and over14.5 percent
- Working age population, 18 to 6414,993
- Civilian labor force12,515
- Unemployment rate4.9 percent
- Labor force participation, adults 18 and over67.0 percent
- Rank by population among Kentucky counties45th of 120
- Rank by population among US county-equivalents, Puerto Rico included1643rd of 3,222
Grant County is the 45th largest of 120 Kentucky counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.5 percent against 14.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grant County
Is Grant County's population growing?
- Population, July 1, 202425,722
- Census 2020 base population24,944
- Population change since the 2020 census base3.12 percent
- Population change, 2023 to 2024126
- Births, 2024353
- Deaths, 2024261
- Natural change, 202492
- Net domestic migration, 202435
- Net international migration, 2024-1
- Total net migration, 202434
- Cumulative net domestic migration, 2021 to 2024496
- Rank by growth among US county-equivalents840th of 3,144
The county has grown 3.12 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grant County
Where are people moving to Grant County from?
- Tax returns filed by households arriving800
- People arriving, from those returns1,571
- Tax returns filed by households leaving674
- Net household movement126
- Adjusted gross income arriving$41.8 m
- Net adjusted gross income movement$8.1 m
- Average income of an arriving household$52,189
- Average income of a leaving household$49,967
- Largest single originBoone County (202 households)
- Largest single destinationBoone County (172 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Boone County | 202 | 401 | $11.5 m |
| Kenton County | 190 | 372 | $9.7 m |
| Pendleton County | 39 | 75 | $2.7 m |
| Campbell County | 31 | 57 | $1.9 m |
| Hamilton County | 29 | 60 | $1.5 m |
| Owen County | 24 | 47 | $968,000 |
| Scott County | 24 | 53 | $1.6 m |
Households arriving report $2,222 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Boone County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grant County
What is the Grant County economy?
- County GDP, 2024$784.0 m
- County GDP, 2023$726.9 m
- GDP change, 2023 to 20247.9 percent
- GDP change over five years45.3 percent
- Rank by GDP among the Kentucky areas BEA publishes57th of 120
- Rank by GDP among the US county areas BEA publishes2041st of 3,127
- GDP per resident$30,844
Output grew 7.9 percent in the latest year and 45.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grant County
Employment by industry in Grant County
- Covered employment, annual average5,446
- Establishments reporting629
- Average annual pay$52,144
- Average weekly wage$1,003
- Accommodation and food services, employment973
- Accommodation and food services, average annual pay$18,631
- Retail trade, employment892
- Retail trade, average annual pay$37,004
- Manufacturing, employment546
- Manufacturing, average annual pay$60,955
- Other services, except public administration, employment136
- Other services, except public administration, average annual pay$39,638
- Wholesale trade, employment94
- Finance and insurance, employment91
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 973 | 49 | $18,631 |
| Retail trade | 892 | 85 | $37,004 |
| Manufacturing | 546 | 24 | $60,955 |
| Other services, except public administration | 136 | 35 | $39,638 |
| Wholesale trade | 94 | 26 | $70,784 |
| Finance and insurance | 91 | 23 | $59,851 |
| Arts, entertainment and recreation | 53 | 8 | $11,232 |
| Transportation and warehousing | 50 | 25 | $55,844 |
Accommodation and food services is the largest private sector at 973 jobs, 17.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grant County
How many businesses are in Grant County?
- Establishments, all industries386
- Employment at those establishments5,117
- Annual payroll$226.8 m
- Establishments per 1,000 residents15.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Grant County
Building permits in Grant County
- Housing units authorized by permit, 2024108
- Declared construction value permitted$29.0 m
- Single family units authorized96
- Multifamily units authorized12
- Multifamily share of units11.1 percent
- Average declared value per unit$268,811
- Units authorized per 1,000 households11.7
Single-family homes are 88.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Grant County
SBA loans in Grant County (7(a) and 504)
- 7(a) approvals recorded15
- 7(a) gross approval dollars$3.1 m
- Average 7(a) approval$204,560
- Median 7(a) approval$77,000
- Largest single approval$1,205,000
- Jobs reported supported, 7(a)60
- Jobs per approval4.0
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.7 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter14
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (4)
- Most active lenderThe Huntington National Bank (7)
- 504 approvals recorded3
- 504 gross approval dollars$889,000
- Average 504 approval$296,333
- Median 504 approval$270,000
- Distinct CDCs active2
- 504 jobs per approval0.3
- 504 jobs per million dollars approved1.1
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$4.0 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grant County
SBA loan default and charge-off rates in Grant County
Do SBA loans in Grant County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Cancelled1
- Status: Paid in full4
- Status: Exempt from disclosure8
- Status: Committed, not yet disbursed2
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grant County
SBA lending by place in Grant County
- Borrower cities with recorded lending3
- Dry Ridge, approvals10
- Williamstown, approvals4
- Corinth, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Dry Ridge | 10 | $2,689,800 |
| Williamstown | 4 | $293,600 |
| Corinth | 1 | $85,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grant County
How large is Grant County?
- Land area258 sq mi
- Rank by land area among Kentucky counties79th of 120
- Width, east to west16.7 mi
- Height, north to south22.8 mi
- Geographies sharing a boundary7
- Residents per square mile of land99
- Establishments per square mile1.50
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Grant County
Flood risk in Grant County
- Participation of the county's own NFIP community Grant County, unincorporated areasParticipating, community 210337
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP1
- NFIP participation rate20.0 percent
- Communities carrying a CRS class0
- Radon levels in Grant County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Grant County (community 210337), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Grant County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 20.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Grant County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grant County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202425,418
- Households9,224
- Average household size2.76
- Median household income$69,178
- Median age36.6
Common questions
Grant County questions, answered from the record.
How many people live in Grant County, Kentucky?
The Census Bureau estimates 25,722 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,418, in 9,224 households, ranking 45th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grant County's population growing?
The population has grown 3.12 percent since the 2020 census base of 24,944, to 25,722 on July 1, 2024. In 2024 there were 353 births against 261 deaths, with net migration of 34. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grant County?
$69,178. The median owner-occupied home is valued at $209,500, which is 3.0 times income, and median gross rent is $862 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Grant County?
386 establishments, employing 5,117 people with an annual payroll of $226.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Grant County?
Accommodation and food services is the largest private sector at 973 jobs, 17.9 percent of covered employment. Covered employment averages 5,446 jobs at an average annual pay of $52,144, or $1,003 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grant County?
15 7(a) approvals totaling $3.1 m since FY2020, across 7 lenders, with a median approval of $77,000, plus 3 504 approvals worth $889,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Grant County?
108 housing units were authorized by permit in 2024, with a declared construction value of $29.0 m. Multifamily was 11.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grant County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grant County come from?
The largest single origin is Boone County, with 202 households. Arriving households report an average income of $52,189 against $49,967 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grant County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grant County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Grant County
Cities and places in Grant.
4 Census places lie wholly or partly in Grant County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Crittenden | city | 4,084 | None recorded | Wholly in this county |
| Williamstown | city | 3,945 | 4 | Wholly in this county |
| Dry Ridge | city | 2,441 | 10 | Wholly in this county |
| Corinth | city | 226 | 1 | Wholly in this county |