HomeKentuckyGrant CountyDry Ridge
Dry Ridge, Kentucky: commercial real estate data.
Dry Ridge is a Census city of 2,441 people across 5.16 square miles of land, in Grant County. Median household income is $55,995, 42.3 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Dry Ridge
What Dry Ridge is
- Census place typecity
- Land area5.16 sq mi
- Water area0.04 sq mi
- Population per square mile of land473 plus or minus 96
- County holding the largest share of its areaGrant County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dry Ridge
How many people live in Dry Ridge
- Population2,441 plus or minus 497
- Median age30.8 plus or minus 7.1
- Population under 18633 plus or minus 191
- Share under 1825.9 percent plus or minus 5.8
- Population 65 and over295 plus or minus 111
- Share 65 and over12.1 percent plus or minus 3.8
- Households1,024
- Family households559 plus or minus 144
- Share of households that are families54.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dry Ridge
Income and work in Dry Ridge
- Median household income$55,995
- Per capita income$31,835
- Civilian labor force1,273 plus or minus 292
- Employed1,185 plus or minus 268
- Unemployed88 plus or minus 81
- Unemployment rate6.9 percent plus or minus 6.2
- Adults 25 and over1,508 plus or minus 309
- Adults 25 and over with a high school diploma or higher77.8 percent
- Adults 25 and over with a bachelor degree or higher14.5 percent plus or minus 4.9
- Adults 25 and over with a graduate degree4.6 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dry Ridge
Housing in Dry Ridge
- Housing units1,095
- Occupied units1,024
- Vacant units71 plus or minus 57
- Vacancy rate6.5 percent plus or minus 5.1
- Owner occupied433 plus or minus 131
- Renter occupied591 plus or minus 167
- Ownership rate42.3 percent plus or minus 10.0
- Median owner-occupied home value$216,800
- Median gross rent, monthly$811
- Annual rent as a share of median income17.4 percent plus or minus 3.9
- Single family units566 plus or minus 154
- Share single family51.7 percent plus or minus 10.6
- Units in buildings of two or more499 plus or minus 159
- Share in buildings of two or more45.6 percent plus or minus 12.0
- Mobile homes30 plus or minus 39
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dry Ridge
How Dry Ridge gets to work
- Workers 16 and over who commute1,078 plus or minus 258
- Commuting under 15 minutes341 plus or minus 132
- Share commuting under 15 minutes31.6 percent plus or minus 9.6
- Commuting 30 minutes or more382 plus or minus 143
- Share commuting 30 minutes or more35.4 percent plus or minus 10.2
- Drove alone82.0 percent
- Carpooled4.6 percent plus or minus 3.4
- Public transport0.0 percent
- Walked7.6 percent plus or minus 8.5
- Worked from home5.6 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dry Ridge
SBA loans in Dry Ridge (7(a))
- Approvals10
- Gross approval$2,689,800
- Average approval$268,980
- Median approval$63,500
- Largest approval$1,205,000
- Jobs supported31
- Jobs per approval3.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Dry Ridge, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Dry Ridge
SBA loans in Dry Ridge (504)
- Approvals1
- Gross approval$270,000
- Average approval$270,000
- Median approval$270,000
- Largest approval$270,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Dry Ridge, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Dry Ridge
Flood risk in Dry Ridge
- NFIP communityCity of Dry Ridge
- NFIP community number210443
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date08/05/10
The City of Dry Ridge does not participate in the National Flood Insurance Program as community 210443 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grant County, not Dry Ridge
Grant County context, not Dry Ridge figures
- Establishments in Grant County386
- Covered employment, Grant County5,446
- Average annual pay, Grant County$52,144
- Housing units permitted, Grant County108
Every figure in this section is published for Grant County as a whole and is not a measurement of Dry Ridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Dry Ridge questions, answered from the record.
How many people live in Dry Ridge, Kentucky?
2,441, in 1,024 households. Dry Ridge city covers 5.16 square miles of land, which is 473 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Dry Ridge in?
Grant County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Dry Ridge?
$55,995. The median owner-occupied home is valued at $216,800. Median gross rent is $811 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Dry Ridge businesses?
10 7(a) approvals totaling $2.7 m since FY2020, across 5 lenders, median approval $63,500, plus 1 504 approvals worth $270,000 since FY2010. These count approvals to borrowers whose address is in Dry Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Dry Ridge borrowers get paid back?
No rate is published for Dry Ridge. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Dry Ridge in the National Flood Insurance Program?
No, it is listed but not participating. Dry Ridge appears in the FEMA Community Status Book as Dry Ridge, city of, community 210443, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Dry Ridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grant County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Dry Ridge.
Is zoning published for Dry Ridge?
No. Nothing on this page presents parcel level zoning.
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