Hancock County, Kentucky: commercial real estate data.
Hancock County, Kentucky had an estimated 9,013 residents on July 1, 2024, down 0.9 percent since the 2020 census base of 9,096, across 188 square miles. County output reached $899.7 m in 2024, 136 establishments operate here, and the SBA record carries 1 7(a) approvals worth $70,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hancock County
How many people live in Hancock County
- Population, American Community Survey 2020-20249,034
- Households3,638
- Average household size2.48
- Median household income$65,464
- Median age41.8
- Median gross rent$740 per month
- Median owner-occupied home value$141,200
- Home value to household income2.2 times
- Annual rent as a share of median income13.6 percent
- Adults 25 and over with a bachelor degree or higher17.3 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over6,190
- Population under 182,157
- Share under 1823.9 percent
- Population 65 and over1,657
- Share 65 and over18.3 percent
- Working age population, 18 to 645,220
- Civilian labor force4,134
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over60.1 percent
- Rank by population among Kentucky counties102nd of 120
- Rank by population among US county-equivalents, Puerto Rico included2558th of 3,222
Hancock County is the 102nd largest of 120 Kentucky counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.9 percent against 18.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hancock County
Is Hancock County's population growing?
- Population, July 1, 20249,013
- Census 2020 base population9,096
- Population change since the 2020 census base-0.91 percent
- Population change, 2023 to 202477
- Births, 202495
- Deaths, 2024112
- Natural change, 2024-17
- Net domestic migration, 202496
- Net international migration, 20240
- Total net migration, 202496
- Cumulative net domestic migration, 2021 to 2024-9
- Rank by growth among US county-equivalents2160th of 3,144
The county has lost 0.91 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hancock County
Where are people moving to Hancock County from?
- Tax returns filed by households arriving207
- People arriving, from those returns402
- Tax returns filed by households leaving197
- Net household movement10
- Adjusted gross income arriving$9.5 m
- Net adjusted gross income movement$606,000
- Average income of an arriving household$45,932
- Average income of a leaving household$45,188
- Largest single originDaviess County (96 households)
- Largest single destinationDaviess County (112 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Daviess County | 96 | 197 | $4.3 m |
| Perry County | 29 | 59 | $1.4 m |
Households arriving report $744 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Daviess County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hancock County
What is the Hancock County economy?
- County GDP, 2024$899.7 m
- County GDP, 2023$939.1 m
- GDP change, 2023 to 2024-4.2 percent
- GDP change over five years27.7 percent
- Rank by GDP among the Kentucky areas BEA publishes53rd of 120
- Rank by GDP among the US county areas BEA publishes1930th of 3,127
- GDP per resident$99,587
Output grew -4.2 percent in the latest year and 27.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hancock County
Employment by industry in Hancock County
- Covered employment, annual average3,621
- Establishments reporting234
- Average annual pay$80,392
- Average weekly wage$1,546
- Manufacturing, employment2,353
- Manufacturing, average annual pay$99,703
- Construction, employment152
- Construction, average annual pay$71,751
- Retail trade, employment108
- Retail trade, average annual pay$29,164
- Administrative and support and waste management services, employment66
- Administrative and support and waste management services, average annual pay$49,806
- Finance and insurance, employment51
- Professional, scientific and technical services, employment21
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,353 | 19 | $99,703 |
| Construction | 152 | 26 | $71,751 |
| Retail trade | 108 | 19 | $29,164 |
| Administrative and support and waste management services | 66 | 16 | $49,806 |
| Finance and insurance | 51 | 12 | $46,196 |
| Professional, scientific and technical services | 21 | 21 | $77,775 |
| Agriculture, forestry, fishing and hunting | 16 | 6 | $43,784 |
| Real estate and rental and leasing | 7 | 4 | $27,396 |
Manufacturing is the largest private sector at 2,353 jobs, 65.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hancock County
How many businesses are in Hancock County?
- Establishments, all industries136
- Employment at those establishments3,372
- Annual payroll$264.0 m
- Establishments per 1,000 residents15.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Hancock County
Building permits in Hancock County
- Housing units authorized by permit, 20249
- Declared construction value permitted$1.6 m
- Single family units authorized7
- Multifamily units authorized2
- Multifamily share of units22.2 percent
- Average declared value per unit$176,073
- Units authorized per 1,000 households2.5
Single-family homes are 77.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Hancock County
SBA loans in Hancock County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$70,000
- Average 7(a) approval$70,000
- Median 7(a) approval$70,000
- Largest single approval$70,000
- Jobs reported supported, 7(a)8
- Jobs per approval8.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hancock County
SBA loan default and charge-off rates in Hancock County
Do SBA loans in Hancock County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hancock County
How large is Hancock County?
- Land area188 sq mi
- Rank by land area among Kentucky counties108th of 120
- Width, east to west18.6 mi
- Height, north to south23.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land48
- Establishments per square mile0.72
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hancock County
Flood risk in Hancock County
- Participation of the county's own NFIP community Hancock County, unincorporated areasParticipating, community 210256
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Hancock County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Hancock County (community 210256), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Hancock County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Hancock County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hancock County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,034
- Households3,638
- Average household size2.48
- Median household income$65,464
- Median age41.8
Common questions
Hancock County questions, answered from the record.
How many people live in Hancock County, Kentucky?
The Census Bureau estimates 9,013 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,034, in 3,638 households, ranking 102nd of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hancock County's population growing?
The population has fallen 0.91 percent since the 2020 census base of 9,096, to 9,013 on July 1, 2024. In 2024 there were 95 births against 112 deaths, with net migration of 96. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hancock County?
$65,464. The median owner-occupied home is valued at $141,200, which is 2.2 times income, and median gross rent is $740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Hancock County?
136 establishments, employing 3,372 people with an annual payroll of $264.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Hancock County?
Manufacturing is the largest private sector at 2,353 jobs, 65.0 percent of covered employment. Covered employment averages 3,621 jobs at an average annual pay of $80,392, or $1,546 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hancock County?
1 7(a) approvals totaling $70,000 since FY2020, across 1 lenders, with a median approval of $70,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Hancock County?
9 housing units were authorized by permit in 2024, with a declared construction value of $1.6 m. Multifamily was 22.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hancock County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hancock County come from?
The largest single origin is Daviess County, with 96 households. Arriving households report an average income of $45,932 against $45,188 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hancock County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hancock County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Hancock County
Cities and places in Hancock.
2 Census places lie wholly or partly in Hancock County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lewisport | city | 2,057 | None recorded | Wholly in this county |
| Hawesville | city | 1,188 | 1 | Wholly in this county |
Nearby