Lyon County, Kentucky: commercial real estate data.
Lyon County, Kentucky had an estimated 9,078 residents on July 1, 2024, up 4.5 percent since the 2020 census base of 8,684, across 214 square miles. County output reached $332.3 m in 2024, 171 establishments operate here, and the SBA record carries 2 7(a) approvals worth $4.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lyon County
How many people live in Lyon County
- Population, American Community Survey 2020-20248,900
- Households3,419
- Average household size2.60
- Median household income$65,066
- Median age47.1
- Median gross rent$747 per month
- Median owner-occupied home value$189,500
- Home value to household income2.9 times
- Annual rent as a share of median income13.8 percent
- Adults 25 and over with a bachelor degree or higher16.6 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over7,088
- Population under 181,207
- Share under 1813.6 percent
- Population 65 and over2,193
- Share 65 and over24.6 percent
- Working age population, 18 to 645,500
- Civilian labor force3,354
- Unemployment rate2.9 percent
- Labor force participation, adults 18 and over43.6 percent
- Rank by population among Kentucky counties105th of 120
- Rank by population among US county-equivalents, Puerto Rico included2568th of 3,222
Lyon County is the 105th largest of 120 Kentucky counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 24.6 percent against 13.6 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lyon County
Is Lyon County's population growing?
- Population, July 1, 20249,078
- Census 2020 base population8,684
- Population change since the 2020 census base4.54 percent
- Population change, 2023 to 2024-112
- Births, 202447
- Deaths, 2024124
- Natural change, 2024-77
- Net domestic migration, 2024-37
- Net international migration, 20244
- Total net migration, 2024-33
- Cumulative net domestic migration, 2021 to 2024661
- Rank by growth among US county-equivalents609th of 3,144
The county has grown 4.54 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lyon County
Where are people moving to Lyon County from?
- Tax returns filed by households arriving279
- People arriving, from those returns520
- Tax returns filed by households leaving264
- Net household movement15
- Adjusted gross income arriving$19.4 m
- Net adjusted gross income movement$6.0 m
- Average income of an arriving household$69,599
- Average income of a leaving household$50,712
- Largest single originCaldwell County (42 households)
- Largest single destinationCaldwell County (36 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Caldwell County | 42 | 94 | $1.7 m |
Households arriving report $18,887 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Caldwell County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lyon County
What is the Lyon County economy?
- County GDP, 2024$332.3 m
- County GDP, 2023$313.2 m
- GDP change, 2023 to 20246.1 percent
- GDP change over five years37.2 percent
- Rank by GDP among the Kentucky areas BEA publishes93rd of 120
- Rank by GDP among the US county areas BEA publishes2651st of 3,127
- GDP per resident$37,342
Output grew 6.1 percent in the latest year and 37.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lyon County
Employment by industry in Lyon County
- Covered employment, annual average2,673
- Establishments reporting283
- Average annual pay$46,303
- Average weekly wage$890
- Accommodation and food services, employment384
- Accommodation and food services, average annual pay$22,218
- Administrative and support and waste management services, employment227
- Administrative and support and waste management services, average annual pay$24,099
- Retail trade, employment222
- Retail trade, average annual pay$32,272
- Professional, scientific and technical services, employment159
- Professional, scientific and technical services, average annual pay$64,560
- Arts, entertainment and recreation, employment123
- Construction, employment115
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 384 | 29 | $22,218 |
| Administrative and support and waste management services | 227 | 23 | $24,099 |
| Retail trade | 222 | 24 | $32,272 |
| Professional, scientific and technical services | 159 | 37 | $64,560 |
| Arts, entertainment and recreation | 123 | 6 | $21,727 |
| Construction | 115 | 26 | $60,188 |
| Transportation and warehousing | 85 | 7 | $54,259 |
| Finance and insurance | 25 | 8 | $52,353 |
Accommodation and food services is the largest private sector at 384 jobs, 14.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lyon County
How many businesses are in Lyon County?
- Establishments, all industries171
- Employment at those establishments1,596
- Annual payroll$60.4 m
- Establishments per 1,000 residents19.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lyon County
Building permits in Lyon County
- Housing units authorized by permit, 20243
- Declared construction value permitted$530,000
- Single family units authorized3
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$176,667
- Units authorized per 1,000 households0.9
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lyon County
SBA loans in Lyon County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$4.3 m
- Average 7(a) approval$2,150,000
- Median 7(a) approval$2,150,000
- Largest single approval$4,000,000
- Jobs reported supported, 7(a)34
- Jobs per approval17.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term210 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lyon County
SBA loan default and charge-off rates in Lyon County
Do SBA loans in Lyon County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lyon County
How large is Lyon County?
- Land area214 sq mi
- Rank by land area among Kentucky counties95th of 120
- Width, east to west20.1 mi
- Height, north to south21.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land42
- Establishments per square mile0.80
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lyon County
Flood risk in Lyon County
- Participation of the county's own NFIP community Lyon County, unincorporated areasParticipating, community 210314
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP1
- NFIP participation rate33.3 percent
- Communities carrying a CRS class0
- Radon levels in Lyon County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Lyon County (community 210314), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lyon County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 33.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lyon County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lyon County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20248,900
- Households3,419
- Average household size2.60
- Median household income$65,066
- Median age47.1
Common questions
Lyon County questions, answered from the record.
How many people live in Lyon County, Kentucky?
The Census Bureau estimates 9,078 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,900, in 3,419 households, ranking 105th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lyon County's population growing?
The population has grown 4.54 percent since the 2020 census base of 8,684, to 9,078 on July 1, 2024. In 2024 there were 47 births against 124 deaths, with net migration of -33. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lyon County?
$65,066. The median owner-occupied home is valued at $189,500, which is 2.9 times income, and median gross rent is $747 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lyon County?
171 establishments, employing 1,596 people with an annual payroll of $60.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lyon County?
Accommodation and food services is the largest private sector at 384 jobs, 14.4 percent of covered employment. Covered employment averages 2,673 jobs at an average annual pay of $46,303, or $890 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lyon County?
2 7(a) approvals totaling $4.3 m since FY2020, across 1 lenders, with a median approval of $2,150,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lyon County?
3 housing units were authorized by permit in 2024, with a declared construction value of $530,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lyon County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lyon County come from?
The largest single origin is Caldwell County, with 42 households. Arriving households report an average income of $69,599 against $50,712 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lyon County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lyon County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lyon County
Cities and places in Lyon.
2 Census places lie wholly or partly in Lyon County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Eddyville | city | 2,897 | None recorded | Wholly in this county |
| Kuttawa | city | 588 | 2 | Wholly in this county |
Nearby