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Kuttawa, Kentucky: commercial real estate data.

Kuttawa is a Census city of 588 people across 2.19 square miles of land, in Lyon County. Median household income is $78,214, 82.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $4.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Kuttawa

What Kuttawa is

  • Census place typecity
  • Land area2.19 sq mi
  • Water area0.83 sq mi
  • Population per square mile of land269 plus or minus 74
  • County holding the largest share of its areaLyon County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kuttawa

How many people live in Kuttawa

  • Population588 plus or minus 161
  • Median age64.8
  • Population under 1848 plus or minus 40
  • Share under 188.2 percent plus or minus 6.4
  • Population 65 and over291 plus or minus 68
  • Share 65 and over49.5 percent plus or minus 17.8
  • Households238 plus or minus 55
  • Family households143 plus or minus 41
  • Share of households that are families60.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kuttawa

Income and work in Kuttawa

  • Median household income$78,214 plus or minus $22,118
  • Per capita income$41,125 plus or minus $8,440
  • Civilian labor force188 plus or minus 86
  • Employed187 plus or minus 86
  • Unemployed1 plus or minus 3
  • Unemployment rate0.5 percent plus or minus 1.6
  • Adults 25 and over514 plus or minus 139
  • Adults 25 and over with a high school diploma or higher93.6 percent plus or minus 34.5
  • Adults 25 and over with a bachelor degree or higher27.4 percent
  • Adults 25 and over with a graduate degree11.7 percent plus or minus 4.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kuttawa

Housing in Kuttawa

  • Housing units413 plus or minus 97
  • Occupied units238 plus or minus 55
  • Vacant units175 plus or minus 72
  • Vacancy rate42.4 percent plus or minus 14.3
  • Owner occupied197 plus or minus 47
  • Renter occupied41 plus or minus 24
  • Ownership rate82.8 percent
  • Median owner-occupied home value$292,200
  • Single family units300 plus or minus 72
  • Share single family72.6 percent
  • Units in buildings of two or more108 plus or minus 43
  • Share in buildings of two or more26.2 percent plus or minus 8.4
  • Mobile homes5 plus or minus 12
  • Median year structure built1988

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kuttawa

How Kuttawa gets to work

  • Workers 16 and over who commute179 plus or minus 84
  • Commuting under 15 minutes75 plus or minus 39
  • Share commuting under 15 minutes41.9 percent plus or minus 9.0
  • Commuting 30 minutes or more66 plus or minus 33
  • Share commuting 30 minutes or more36.9 percent
  • Drove alone80.0 percent
  • Carpooled7.0 percent plus or minus 6.2
  • Public transport0.0 percent
  • Walked9.7 percent plus or minus 11.0
  • Worked from home3.2 percent plus or minus 4.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kuttawa

SBA loans in Kuttawa (7(a))

  • Approvals2
  • Gross approval$4,300,000
  • Average approval$2,150,000
  • Median approval$2,150,000
  • Largest approval$4,000,000
  • Jobs supported34
  • Jobs per approval17.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term210 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Kuttawa, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kuttawa

Flood risk in Kuttawa

  • NFIP communityCity of Kuttawa
  • NFIP community number210464
  • Participating in the NFIPNo
  • Community Rating System classNone
  • Currently effective map date04/18/18

The City of Kuttawa does not participate in the National Flood Insurance Program as community 210464 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Lyon County, not Kuttawa

Lyon County context, not Kuttawa figures

  • Establishments in Lyon County171
  • Covered employment, Lyon County2,673
  • Average annual pay, Lyon County$46,303
  • Housing units permitted, Lyon County3

Every figure in this section is published for Lyon County as a whole and is not a measurement of Kuttawa.

All Lyon County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Kuttawa questions, answered from the record.

How many people live in Kuttawa, Kentucky?

588, in 238 households. Kuttawa city covers 2.19 square miles of land, which is 269 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Kuttawa in?

Lyon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Kuttawa?

$78,214. The median owner-occupied home is valued at $292,200. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Kuttawa businesses?

2 7(a) approvals totaling $4.3 m since FY2020, across 1 lenders, median approval $2,150,000. These count approvals to borrowers whose address is in Kuttawa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Kuttawa borrowers get paid back?

No rate is published for Kuttawa. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Kuttawa in the National Flood Insurance Program?

No, it is listed but not participating. Kuttawa appears in the FEMA Community Status Book as Kuttawa, city of, community 210464, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Kuttawa figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lyon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kuttawa.

Is zoning published for Kuttawa?

No. Nothing on this page presents parcel level zoning.