HomeArkansasBaxter CountyCotter
Cotter, Arkansas: commercial real estate data.
Cotter is a Census city of 1,063 people across 2.45 square miles of land, in Baxter County. Median household income is $35,792, 70.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $270,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cotter
What Cotter is
- Census place typecity
- Land area2.45 sq mi
- Water area0 sq mi
- Population per square mile of land434 plus or minus 120
- County holding the largest share of its areaBaxter County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
How many people live in Cotter
- Population1,063 plus or minus 293
- Median age63.2
- Population under 18125 plus or minus 51
- Share under 1811.8 percent plus or minus 3.5
- Population 65 and over425 plus or minus 125
- Share 65 and over40.0 percent
- Households521 plus or minus 132
- Family households349 plus or minus 113
- Share of households that are families67.0 percent plus or minus 13.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
Income and work in Cotter
- Median household income$35,792 plus or minus $10,250
- Per capita income$24,774
- Civilian labor force344 plus or minus 92
- Employed340 plus or minus 92
- Unemployed4 plus or minus 6
- Unemployment rate1.2 percent plus or minus 1.7
- Adults 25 and over861 plus or minus 263
- Adults 25 and over with a high school diploma or higher91.9 percent plus or minus 35.3
- Adults 25 and over with a bachelor degree or higher16.1 percent plus or minus 3.3
- Adults 25 and over with a graduate degree2.6 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
Housing in Cotter
- Housing units656 plus or minus 133
- Occupied units521 plus or minus 132
- Vacant units135 plus or minus 61
- Vacancy rate20.6 percent plus or minus 8.3
- Owner occupied369 plus or minus 113
- Renter occupied152 plus or minus 53
- Ownership rate70.8 percent
- Median owner-occupied home value$193,100 plus or minus $127,316
- Median gross rent, monthly$800 plus or minus $210
- Annual rent as a share of median income26.8 percent plus or minus 10.4
- Single family units555 plus or minus 128
- Share single family84.6 percent
- Units in buildings of two or more82 plus or minus 47
- Share in buildings of two or more12.5 percent plus or minus 6.8
- Mobile homes19 plus or minus 24
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
How Cotter gets to work
- Workers 16 and over who commute320 plus or minus 91
- Commuting under 15 minutes119 plus or minus 52
- Share commuting under 15 minutes37.2 percent plus or minus 12.2
- Commuting 30 minutes or more47 plus or minus 33
- Share commuting 30 minutes or more14.7 percent plus or minus 9.4
- Drove alone84.3 percent
- Carpooled9.8 percent plus or minus 6.9
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.5
- Worked from home5.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
SBA loans in Cotter (7(a))
- Approvals2
- Gross approval$270,500
- Average approval$135,250
- Median approval$135,250
- Largest approval$220,500
- Jobs supported6
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term198 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Cotter, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cotter
Flood risk in Cotter
- NFIP communityCity of Cotter
- NFIP community number050011
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date12/03/10
The City of Cotter does not participate in the National Flood Insurance Program as community 050011 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Baxter County, not Cotter
Baxter County context, not Cotter figures
- Establishments in Baxter County1,125
- Covered employment, Baxter County16,171
- Average annual pay, Baxter County$45,036
- Housing units permitted, Baxter County49
Every figure in this section is published for Baxter County as a whole and is not a measurement of Cotter.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cotter questions, answered from the record.
How many people live in Cotter, Arkansas?
1,063, in 521 households. Cotter city covers 2.45 square miles of land, which is 434 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cotter in?
Baxter County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cotter?
$35,792. The median owner-occupied home is valued at $193,100. Median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cotter businesses?
2 7(a) approvals totaling $270,500 since FY2020, across 1 lenders, median approval $135,250. These count approvals to borrowers whose address is in Cotter, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cotter borrowers get paid back?
No rate is published for Cotter. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cotter in the National Flood Insurance Program?
No, it is listed but not participating. Cotter appears in the FEMA Community Status Book as Cotter, city of, community 050011, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cotter figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baxter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cotter.
Is zoning published for Cotter?
No. Nothing on this page presents parcel level zoning.
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