HomeArkansasBaxter CountyCotter city
Cotter city, Arkansas: commercial real estate data.
Cotter city is a Census city of 1,063 people across 2.45 square miles of land, in Baxter County. Median household income is $35,792, 70.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $270,500.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cotter
What Cotter is
- Census place typecity
- Land area2.45 sq mi
- Water area0 sq mi
- Population per square mile of land434 plus or minus 120
- County holding the largest share of its areaBaxter County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
How many people live in Cotter
- Population1,063 plus or minus 293
- Median age63.2
- Population under 18125 plus or minus 51
- Share under 1811.8 percent plus or minus 3.5
- Population 65 and over425 plus or minus 125
- Share 65 and over40.0 percent
- Households521 plus or minus 132
- Family households349 plus or minus 113
- Share of households that are families67.0 percent plus or minus 13.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
Income and work in Cotter
- Median household income$35,792 plus or minus $10,250
- Per capita income$24,774
- Civilian labor force344 plus or minus 92
- Employed340 plus or minus 92
- Unemployed4 plus or minus 6
- Unemployment rate1.2 percent plus or minus 1.7
- Adults 25 and over861 plus or minus 263
- Adults 25 and over with a high school diploma or higher91.9 percent plus or minus 35.3
- Adults 25 and over with a bachelor degree or higher16.1 percent plus or minus 3.3
- Adults 25 and over with a graduate degree2.6 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
Housing in Cotter
- Housing units656 plus or minus 133
- Occupied units521 plus or minus 132
- Vacant units135 plus or minus 61
- Vacancy rate20.6 percent plus or minus 8.3
- Owner occupied369 plus or minus 113
- Renter occupied152 plus or minus 53
- Ownership rate70.8 percent
- Median owner-occupied home value$193,100 plus or minus $127,316
- Median gross rent, monthly$800 plus or minus $210
- Annual rent as a share of median income26.8 percent plus or minus 10.4
- Single family units555 plus or minus 128
- Share single family84.6 percent
- Units in buildings of two or more82 plus or minus 47
- Share in buildings of two or more12.5 percent plus or minus 6.8
- Mobile homes19 plus or minus 24
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
How Cotter gets to work
- Workers 16 and over who commute320 plus or minus 91
- Commuting under 15 minutes119 plus or minus 52
- Share commuting under 15 minutes37.2 percent plus or minus 12.2
- Commuting 30 minutes or more47 plus or minus 33
- Share commuting 30 minutes or more14.7 percent plus or minus 9.4
- Drove alone84.3 percent
- Carpooled9.8 percent plus or minus 6.9
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.5
- Worked from home5.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotter
SBA loans in Cotter (7(a))
- Approvals2
- Gross approval$270,500
- Average approval$135,250
- Median approval$220,500
- Ninetieth percentile approval$220,500
- Largest approval$220,500
- Jobs supported6
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baxter County, not Cotter
Baxter County context, not Cotter figures
These are Baxter County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cotter measurements.
- Establishments in Baxter County1,125
- Employment at those establishments, Baxter County14,397
- Covered employment, Baxter County16,171
- Average annual pay, Baxter County$45,036
- Average weekly wage, Baxter County$866
- Housing units permitted, Baxter County49
- Of those, single family, Baxter County39
- County product, 2024, Baxter County$2,326,281,000
- County product change over the prior year, Baxter County5.1 percent
- Average income of an arriving household, Baxter County$64,528
Every figure in this section is published for Baxter County as a whole and is not a measurement of Cotter. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cotter questions, answered from the record.
How many people live in Cotter, Arkansas?
1,063, in 521 households. Cotter city covers 2.45 square miles of land, which is 434 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cotter in?
Baxter County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cotter?
$35,792. The median owner-occupied home is valued at $193,100. Median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cotter businesses?
2 7(a) approvals totalling $270,500, across 1 lenders, median approval $220,500. These count approvals to borrowers whose address is in Cotter, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cotter borrowers get paid back?
No rate is published for Cotter. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cotter figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baxter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cotter.
Is zoning published for Cotter?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby