HomeArkansasCarroll CountyEureka Springs
Eureka Springs, Arkansas: commercial real estate data.
Eureka Springs is a Census city of 2,433 people across 6.76 square miles of land, in Carroll County. Median household income is $38,425, 62.8 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $4.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Eureka Springs
What Eureka Springs is
- Census place typecity
- Land area6.76 sq mi
- Water area0.14 sq mi
- Population per square mile of land360
- County holding the largest share of its areaCarroll County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka Springs
How many people live in Eureka Springs
- Population2,433
- Median age52.8
- Population under 18423 plus or minus 141
- Share under 1817.4 percent plus or minus 4.9
- Population 65 and over765
- Share 65 and over31.4 percent
- Households1,117
- Family households529 plus or minus 116
- Share of households that are families47.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka Springs
Income and work in Eureka Springs
- Median household income$38,425 plus or minus $7,947
- Per capita income$29,822
- Civilian labor force963 plus or minus 240
- Employed931 plus or minus 235
- Unemployed32 plus or minus 33
- Unemployment rate3.3 percent plus or minus 3.3
- Adults 25 and over1,888
- Adults 25 and over with a high school diploma or higher92.3 percent plus or minus 19.6
- Adults 25 and over with a bachelor degree or higher24.1 percent
- Adults 25 and over with a graduate degree5.9 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka Springs
Housing in Eureka Springs
- Housing units1,408
- Occupied units1,117
- Vacant units291 plus or minus 107
- Vacancy rate20.7 percent plus or minus 7.1
- Owner occupied701
- Renter occupied416 plus or minus 115
- Ownership rate62.8 percent
- Median owner-occupied home value$245,300
- Median gross rent, monthly$887
- Annual rent as a share of median income27.7 percent plus or minus 6.4
- Single family units1,082
- Share single family76.8 percent
- Units in buildings of two or more318 plus or minus 121
- Share in buildings of two or more22.6 percent plus or minus 8.1
- Mobile homes8 plus or minus 19
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka Springs
How Eureka Springs gets to work
- Workers 16 and over who commute719 plus or minus 223
- Commuting under 15 minutes392 plus or minus 138
- Share commuting under 15 minutes54.5 percent
- Commuting 30 minutes or more142 plus or minus 73
- Share commuting 30 minutes or more19.7 percent plus or minus 8.1
- Drove alone66.6 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked8.9 percent plus or minus 4.7
- Worked from home20.1 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka Springs
SBA loans in Eureka Springs (7(a))
- Approvals13
- Gross approval$4,481,200
- Average approval$344,708
- Median approval$350,000
- Largest approval$952,000
- Jobs supported103
- Jobs per approval7.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term123 months
- Share on real estate terms of 20 years or more38.5 percent
- Share to franchises7.7 percent
- Distinct lenders8
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Eureka Springs, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eureka Springs
SBA loans in Eureka Springs (504)
- Approvals8
- Gross approval$3,275,000
- Average approval$409,375
- Median approval$408,500
- Largest approval$670,000
- Jobs supported12
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Eureka Springs, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Eureka Springs
Flood risk in Eureka Springs
- NFIP communityCity of Eureka Springs
- NFIP community number050322
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/17/11
The City of Eureka Springs participates in the National Flood Insurance Program as community 050322 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carroll County, not Eureka Springs
Carroll County context, not Eureka Springs figures
- Establishments in Carroll County722
- Covered employment, Carroll County10,760
- Average annual pay, Carroll County$40,303
- Housing units permitted, Carroll County30
Every figure in this section is published for Carroll County as a whole and is not a measurement of Eureka Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Eureka Springs questions, answered from the record.
How many people live in Eureka Springs, Arkansas?
2,433, in 1,117 households. Eureka Springs city covers 6.76 square miles of land, which is 360 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eureka Springs in?
Carroll County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eureka Springs?
$38,425. The median owner-occupied home is valued at $245,300. Median gross rent is $887 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eureka Springs businesses?
13 7(a) approvals totaling $4.5 m since FY2020, across 8 lenders, median approval $350,000, plus 8 504 approvals worth $3.3 m since FY2010. These count approvals to borrowers whose address is in Eureka Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eureka Springs borrowers get paid back?
No rate is published for Eureka Springs. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Eureka Springs in the National Flood Insurance Program?
Yes. Eureka Springs appears in the FEMA Community Status Book as Eureka Springs, city of, community 050322, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Eureka Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eureka Springs.
Is zoning published for Eureka Springs?
No. Nothing on this page presents parcel level zoning.
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