HomeArkansasClay CountyRector city
Rector city, Arkansas: commercial real estate data.
Rector city is a Census city of 1,750 people across 1.36 square miles of land, in Clay County. Median household income is $47,760, 66.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.4 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rector
What Rector is
- Census place typecity
- Land area1.36 sq mi
- Water area0 sq mi
- Population per square mile of land1,284
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rector
How many people live in Rector
- Population1,750
- Median age37.7
- Population under 18334 plus or minus 97
- Share under 1819.1 percent plus or minus 4.8
- Population 65 and over308 plus or minus 81
- Share 65 and over17.6 percent plus or minus 3.8
- Households811
- Family households483 plus or minus 101
- Share of households that are families59.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rector
Income and work in Rector
- Median household income$47,760 plus or minus $9,713
- Per capita income$25,848
- Civilian labor force778 plus or minus 191
- Employed746 plus or minus 165
- Unemployed32 plus or minus 46
- Unemployment rate4.1 percent plus or minus 5.8
- Adults 25 and over1,290
- Adults 25 and over with a high school diploma or higher80.1 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent plus or minus 5.2
- Adults 25 and over with a graduate degree6.5 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rector
Housing in Rector
- Housing units942
- Occupied units811
- Vacant units131 plus or minus 74
- Vacancy rate13.9 percent plus or minus 7.7
- Owner occupied539
- Renter occupied272 plus or minus 97
- Ownership rate66.5 percent
- Median owner-occupied home value$91,300 plus or minus $23,747
- Median gross rent, monthly$667 plus or minus $183
- Annual rent as a share of median income16.8 percent plus or minus 5.7
- Single family units759
- Share single family80.6 percent
- Units in buildings of two or more158 plus or minus 51
- Share in buildings of two or more16.8 percent plus or minus 5.1
- Mobile homes25 plus or minus 31
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rector
How Rector gets to work
- Workers 16 and over who commute650 plus or minus 148
- Commuting under 15 minutes133 plus or minus 65
- Share commuting under 15 minutes20.5 percent plus or minus 8.8
- Commuting 30 minutes or more246 plus or minus 102
- Share commuting 30 minutes or more37.8 percent plus or minus 13.2
- Drove alone76.9 percent plus or minus 23.8
- Carpooled5.5 percent plus or minus 4.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home12.3 percent plus or minus 9.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rector
SBA loans in Rector (7(a))
- Approvals3
- Gross approval$3,399,900
- Average approval$1,133,300
- Median approval$1,045,000
- Ninetieth percentile approval$1,334,000
- Largest approval$1,334,000
- Jobs supported10
- Jobs per approval3.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term239 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clay County, not Rector
Clay County context, not Rector figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rector measurements.
- Establishments in Clay County278
- Employment at those establishments, Clay County2,374
- Covered employment, Clay County3,120
- Average annual pay, Clay County$42,107
- Average weekly wage, Clay County$810
- Housing units permitted, Clay County10
- Of those, single family, Clay County10
- County product, 2024, Clay County$476,279,000
- County product change over the prior year, Clay County-2.0 percent
- Average income of an arriving household, Clay County$40,997
Every figure in this section is published for Clay County as a whole and is not a measurement of Rector. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rector questions, answered from the record.
How many people live in Rector, Arkansas?
1,750, in 811 households. Rector city covers 1.36 square miles of land, which is 1,284 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rector in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rector?
$47,760. The median owner-occupied home is valued at $91,300. Median gross rent is $667 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rector businesses?
3 7(a) approvals totalling $3.4 m, across 2 lenders, median approval $1,045,000. These count approvals to borrowers whose address is in Rector, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rector borrowers get paid back?
No rate is published for Rector. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Rector figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rector.
Is zoning published for Rector?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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