Cross County, Arkansas: commercial real estate data.
Cross County, Arkansas had an estimated 16,194 residents on July 1, 2024, down 3.8 percent since the 2020 census base of 16,834, across 616 square miles. County output reached $587.8 m in 2024, 369 establishments operate here, and the SBA record carries 7 7(a) approvals worth $3.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cross County
How many people live in Cross County
- Population, American Community Survey 2020-202416,543
- Households6,483
- Average household size2.55
- Median household income$50,863
- Median age40.9
- Median gross rent$764 per month
- Median owner-occupied home value$117,500
- Home value to household income2.3 times
- Annual rent as a share of median income18.0 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over11,496
- Population under 183,925
- Share under 1823.7 percent
- Population 65 and over3,123
- Share 65 and over18.9 percent
- Working age population, 18 to 649,495
- Civilian labor force7,770
- Unemployment rate10.7 percent
- Labor force participation, adults 18 and over61.6 percent
- Rank by population among Arkansas counties45th of 75
- Rank by population among US county-equivalents, Puerto Rico included2068th of 3,222
Cross County is the 45th largest of 75 Arkansas counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.7 percent against 18.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cross County
Is Cross County's population growing?
- Population, July 1, 202416,194
- Census 2020 base population16,834
- Population change since the 2020 census base-3.80 percent
- Population change, 2023 to 2024-259
- Births, 2024183
- Deaths, 2024279
- Natural change, 2024-96
- Net domestic migration, 2024-227
- Net international migration, 202465
- Total net migration, 2024-162
- Cumulative net domestic migration, 2021 to 2024-412
- Rank by growth among US county-equivalents2872nd of 3,144
The county has lost 3.80 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cross County
Where are people moving to Cross County from?
- Tax returns filed by households arriving327
- People arriving, from those returns666
- Tax returns filed by households leaving328
- Net household movement-1
- Adjusted gross income arriving$12.9 m
- Net adjusted gross income movement$-1.5 m
- Average income of an arriving household$39,498
- Average income of a leaving household$43,887
- Largest single originSt. Francis County (78 households)
- Largest single destinationCraighead County (66 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| St. Francis County | 78 | 167 | $2.9 m |
| Craighead County | 40 | 86 | $1.5 m |
| Crittenden County | 29 | 61 | $1.1 m |
| Poinsett County | 24 | 56 | $795,000 |
Households arriving report $4,389 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is St. Francis County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cross County
What is the Cross County economy?
- County GDP, 2024$587.8 m
- County GDP, 2023$611.6 m
- GDP change, 2023 to 2024-3.9 percent
- GDP change over five years22.8 percent
- Rank by GDP among the Arkansas areas BEA publishes50th of 75
- Rank by GDP among the US county areas BEA publishes2292nd of 3,127
- GDP per resident$35,530
Output grew -3.9 percent in the latest year and 22.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cross County
Employment by industry in Cross County
- Covered employment, annual average4,761
- Establishments reporting453
- Average annual pay$41,359
- Average weekly wage$795
- Retail trade, employment752
- Retail trade, average annual pay$36,056
- Accommodation and food services, employment351
- Accommodation and food services, average annual pay$18,241
- Manufacturing, employment280
- Manufacturing, average annual pay$36,815
- Wholesale trade, employment250
- Wholesale trade, average annual pay$65,987
- Agriculture, forestry, fishing and hunting, employment234
- Finance and insurance, employment134
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 752 | 60 | $36,056 |
| Accommodation and food services | 351 | 29 | $18,241 |
| Manufacturing | 280 | 11 | $36,815 |
| Wholesale trade | 250 | 27 | $65,987 |
| Agriculture, forestry, fishing and hunting | 234 | 44 | $45,411 |
| Finance and insurance | 134 | 27 | $53,758 |
| Real estate and rental and leasing | 108 | 21 | $35,334 |
| Transportation and warehousing | 94 | 27 | $51,610 |
Retail trade is the largest private sector at 752 jobs, 15.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cross County
How many businesses are in Cross County?
- Establishments, all industries369
- Employment at those establishments3,646
- Annual payroll$134.8 m
- Establishments per 1,000 residents22.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Cross County
Building permits in Cross County
- Housing units authorized by permit, 202418
- Declared construction value permitted$1.1 m
- Single family units authorized18
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$61,574
- Units authorized per 1,000 households2.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Cross County
SBA loans in Cross County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$3.5 m
- Average 7(a) approval$499,457
- Median 7(a) approval$350,000
- Largest single approval$1,396,000
- Jobs reported supported, 7(a)62
- Jobs per approval8.9
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.6 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$1.7 m
- Average 504 approval$1,725,000
- Median 504 approval$1,725,000
- Distinct CDCs active1
- 504 jobs per approval3.0
- 504 jobs per million dollars approved1.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$5.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cross County
SBA loan default and charge-off rates in Cross County
Do SBA loans in Cross County get paid back?
- Loans with a final outcome recorded1
- Paid in full0
- Charged off1
- Status: Charged off1
- Status: Exempt from disclosure4
- Status: Cancelled2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cross County
How large is Cross County?
- Land area616 sq mi
- Rank by land area among Arkansas counties49th of 75
- Width, east to west30.5 mi
- Height, north to south20.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land27
- Establishments per square mile0.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cross County
Flood risk in Cross County
- Participation of the county's own NFIP community Cross County, unincorporated areasParticipating, community 050056
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Cross County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Cross County (community 050056), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Cross County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Cross County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cross County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202416,543
- Households6,483
- Average household size2.55
- Median household income$50,863
- Median age40.9
Common questions
Cross County questions, answered from the record.
How many people live in Cross County, Arkansas?
The Census Bureau estimates 16,194 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 16,543, in 6,483 households, ranking 45th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cross County's population growing?
The population has fallen 3.80 percent since the 2020 census base of 16,834, to 16,194 on July 1, 2024. In 2024 there were 183 births against 279 deaths, with net migration of -162. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cross County?
$50,863. The median owner-occupied home is valued at $117,500, which is 2.3 times income, and median gross rent is $764 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Cross County?
369 establishments, employing 3,646 people with an annual payroll of $134.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Cross County?
Retail trade is the largest private sector at 752 jobs, 15.8 percent of covered employment. Covered employment averages 4,761 jobs at an average annual pay of $41,359, or $795 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cross County?
7 7(a) approvals totaling $3.5 m since FY2020, across 7 lenders, with a median approval of $350,000, plus 1 504 approvals worth $1.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Cross County?
18 housing units were authorized by permit in 2024, with a declared construction value of $1.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cross County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cross County come from?
The largest single origin is St. Francis County, with 78 households. Arriving households report an average income of $39,498 against $43,887 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cross County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cross County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Cross County
Cities and places in Cross.
6 Census places lie wholly or partly in Cross County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Wynne | city | 8,120 | 7 | Wholly in this county |
| Parkin | city | 694 | None recorded | Wholly in this county |
| Cherry Valley | city | 543 | None recorded | Wholly in this county |
| Vanndale | CDP | 356 | None recorded | Wholly in this county |
| Hickory Ridge | city | 259 | None recorded | Wholly in this county |
| Fair Oaks | CDP | 23 | None recorded | Wholly in this county |
Nearby