HomeArkansasDrew CountyMonticello
Monticello, Arkansas: commercial real estate data.
Monticello is a Census city of 8,257 people across 10.73 square miles of land, in Drew County. Median household income is $27,238, 46.0 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $6.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Monticello
What Monticello is
- Census place typecity
- Land area10.73 sq mi
- Water area0.01 sq mi
- Population per square mile of land770
- County holding the largest share of its areaDrew County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How many people live in Monticello
- Population8,257
- Median age35.3
- Population under 181,684
- Share under 1820.4 percent
- Population 65 and over1,405 plus or minus 309
- Share 65 and over17.0 percent plus or minus 3.7
- Households3,688
- Family households1,791
- Share of households that are families48.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Income and work in Monticello
- Median household income$27,238 plus or minus $5,761
- Per capita income$25,624
- Civilian labor force3,307
- Employed2,988
- Unemployed319 plus or minus 184
- Unemployment rate9.6 percent plus or minus 5.5
- Adults 25 and over4,990
- Adults 25 and over with a high school diploma or higher91.7 percent
- Adults 25 and over with a bachelor degree or higher31.1 percent plus or minus 6.4
- Adults 25 and over with a graduate degree13.8 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Housing in Monticello
- Housing units4,143
- Occupied units3,688
- Vacant units455 plus or minus 205
- Vacancy rate11.0 percent plus or minus 4.9
- Owner occupied1,698
- Renter occupied1,990
- Ownership rate46.0 percent
- Median owner-occupied home value$137,500 plus or minus $28,318
- Median gross rent, monthly$707
- Annual rent as a share of median income31.1 percent plus or minus 7.0
- Single family units2,343
- Share single family56.6 percent
- Units in buildings of two or more1,437 plus or minus 370
- Share in buildings of two or more34.7 percent plus or minus 8.7
- Mobile homes363 plus or minus 134
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How Monticello gets to work
- Workers 16 and over who commute2,773
- Commuting under 15 minutes1,678 plus or minus 392
- Share commuting under 15 minutes60.5 percent
- Commuting 30 minutes or more467 plus or minus 202
- Share commuting 30 minutes or more16.8 percent plus or minus 6.7
- Drove alone81.3 percent
- Carpooled8.5 percent plus or minus 5.3
- Public transport0.0 percent
- Walked2.5 percent plus or minus 1.7
- Worked from home6.6 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
SBA loans in Monticello (7(a))
- Approvals15
- Gross approval$6,324,600
- Average approval$421,640
- Median approval$307,700
- Largest approval$1,530,000
- Jobs supported99
- Jobs per approval6.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Monticello, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monticello
SBA loans in Monticello (504)
- Approvals2
- Gross approval$2,318,000
- Average approval$1,159,000
- Median approval$1,159,000
- Largest approval$1,551,000
- Jobs supported12
- Loans with a final outcome2
- Charged off0
- Median term180 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Monticello, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monticello
Flood risk in Monticello
- NFIP communityCity of Monticello
- NFIP community number050074
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/11
The City of Monticello participates in the National Flood Insurance Program as community 050074 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Drew County, not Monticello
Drew County context, not Monticello figures
- Establishments in Drew County423
- Covered employment, Drew County6,337
- Average annual pay, Drew County$44,295
- Housing units permitted, Drew County13
Every figure in this section is published for Drew County as a whole and is not a measurement of Monticello.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Monticello questions, answered from the record.
How many people live in Monticello, Arkansas?
8,257, in 3,688 households. Monticello city covers 10.73 square miles of land, which is 770 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monticello in?
Drew County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monticello?
$27,238. The median owner-occupied home is valued at $137,500. Median gross rent is $707 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monticello businesses?
15 7(a) approvals totaling $6.3 m since FY2020, across 7 lenders, median approval $307,700, plus 2 504 approvals worth $2.3 m since FY2010. These count approvals to borrowers whose address is in Monticello, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monticello borrowers get paid back?
No rate is published for Monticello. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Monticello in the National Flood Insurance Program?
Yes. Monticello appears in the FEMA Community Status Book as Monticello, city of, community 050074, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monticello figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Drew County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monticello.
Is zoning published for Monticello?
No. Nothing on this page presents parcel level zoning.
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