HomeArkansasFranklin CountyOzark city
Ozark city, Arkansas: commercial real estate data.
Ozark city is a Census city of 3,551 people across 7.93 square miles of land, in Franklin County. Median household income is $47,686, 55.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $4.5 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ozark
What Ozark is
- Census place typecity
- Land area7.93 sq mi
- Water area0.04 sq mi
- Population per square mile of land448
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
How many people live in Ozark
- Population3,551
- Median age35.9
- Population under 18627 plus or minus 207
- Share under 1817.7 percent plus or minus 5.8
- Population 65 and over642 plus or minus 186
- Share 65 and over18.1 percent plus or minus 5.2
- Households1,549
- Family households836
- Share of households that are families54.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
Income and work in Ozark
- Median household income$47,686 plus or minus $10,219
- Per capita income$24,470
- Civilian labor force1,504
- Employed1,309
- Unemployed195 plus or minus 155
- Unemployment rate13.0 percent plus or minus 10.2
- Adults 25 and over2,614
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher10.4 percent plus or minus 5.9
- Adults 25 and over with a graduate degree7.3 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
Housing in Ozark
- Housing units1,781
- Occupied units1,549
- Vacant units232 plus or minus 171
- Vacancy rate13.0 percent plus or minus 9.5
- Owner occupied862
- Renter occupied687 plus or minus 201
- Ownership rate55.6 percent
- Median owner-occupied home value$124,000
- Median gross rent, monthly$721
- Annual rent as a share of median income18.1 percent plus or minus 4.0
- Single family units1,314
- Share single family73.8 percent
- Units in buildings of two or more438 plus or minus 150
- Share in buildings of two or more24.6 percent plus or minus 8.0
- Mobile homes29 plus or minus 25
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
How Ozark gets to work
- Workers 16 and over who commute1,274
- Commuting under 15 minutes689 plus or minus 218
- Share commuting under 15 minutes54.1 percent plus or minus 15.5
- Commuting 30 minutes or more260 plus or minus 132
- Share commuting 30 minutes or more20.4 percent plus or minus 10.0
- Drove alone72.2 percent plus or minus 14.7
- Carpooled21.8 percent plus or minus 12.2
- Public transport0.0 percent
- Walked0.1 percent plus or minus 0.2
- Worked from home1.8 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
SBA loans in Ozark (7(a))
- Approvals2
- Gross approval$4,481,200
- Average approval$2,240,600
- Median approval$4,355,200
- Ninetieth percentile approval$4,355,200
- Largest approval$4,355,200
- Jobs supported10
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term243 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County, not Ozark
Franklin County context, not Ozark figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ozark measurements.
- Establishments in Franklin County309
- Employment at those establishments, Franklin County4,429
- Covered employment, Franklin County4,972
- Average annual pay, Franklin County$44,454
- Average weekly wage, Franklin County$855
- Housing units permitted, Franklin County16
- Of those, single family, Franklin County16
- County product, 2024, Franklin County$688,949,000
- County product change over the prior year, Franklin County18.9 percent
- Average income of an arriving household, Franklin County$46,978
Every figure in this section is published for Franklin County as a whole and is not a measurement of Ozark. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ozark questions, answered from the record.
How many people live in Ozark, Arkansas?
3,551, in 1,549 households. Ozark city covers 7.93 square miles of land, which is 448 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ozark in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ozark?
$47,686. The median owner-occupied home is valued at $124,000. Median gross rent is $721 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ozark businesses?
2 7(a) approvals totalling $4.5 m, across 2 lenders, median approval $4,355,200. These count approvals to borrowers whose address is in Ozark, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ozark borrowers get paid back?
No rate is published for Ozark. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ozark figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ozark.
Is zoning published for Ozark?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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