Lonoke County, Arkansas: commercial real estate data.
Lonoke County, Arkansas had an estimated 76,389 residents on July 1, 2024, up 3.2 percent since the 2020 census base of 74,025, across 771 square miles. County output reached $2.12 bn in 2024, 1,175 establishments operate here, and the SBA record carries 28 7(a) approvals worth $8.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lonoke County
How many people live in Lonoke County
- Population, American Community Survey 2020-202475,272
- Households28,554
- Average household size2.64
- Median household income$72,828
- Median age37.8
- Median gross rent$1,025 per month
- Median owner-occupied home value$193,600
- Home value to household income2.7 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over50,693
- Population under 1818,587
- Share under 1824.7 percent
- Population 65 and over11,028
- Share 65 and over14.7 percent
- Working age population, 18 to 6445,657
- Civilian labor force35,798
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over63.2 percent
- Rank by population among Arkansas counties10th of 75
- Rank by population among US county-equivalents, Puerto Rico included751st of 3,222
Lonoke County is the 10th largest of 75 Arkansas counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.7 percent against 14.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lonoke County
Is Lonoke County's population growing?
- Population, July 1, 202476,389
- Census 2020 base population74,025
- Population change since the 2020 census base3.19 percent
- Population change, 2023 to 2024465
- Births, 2024858
- Deaths, 2024779
- Natural change, 202479
- Net domestic migration, 2024314
- Net international migration, 202469
- Total net migration, 2024383
- Cumulative net domestic migration, 2021 to 20241,981
- Rank by growth among US county-equivalents828th of 3,144
The county has grown 3.19 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lonoke County
Where are people moving to Lonoke County from?
- Tax returns filed by households arriving2,621
- People arriving, from those returns5,365
- Tax returns filed by households leaving2,414
- Net household movement207
- Adjusted gross income arriving$137.2 m
- Net adjusted gross income movement$15.9 m
- Average income of an arriving household$52,346
- Average income of a leaving household$50,233
- Largest single originPulaski County (825 households)
- Largest single destinationPulaski County (684 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Pulaski County | 825 | 1,631 | $40.5 m |
| White County | 229 | 460 | $10.6 m |
| Faulkner County | 132 | 216 | $5.6 m |
| Saline County | 89 | 171 | $4.8 m |
| Foreign - APO/FPO ZIPs | 43 | 118 | $2.4 m |
| Prairie County | 35 | 80 | $1.7 m |
| Jefferson County | 32 | 58 | $1.3 m |
| Craighead County | 29 | 56 | $1.4 m |
Households arriving report $2,113 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Pulaski County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lonoke County
What is the Lonoke County economy?
- County GDP, 2024$2.12 bn
- County GDP, 2023$2.04 bn
- GDP change, 2023 to 20243.8 percent
- GDP change over five years43.0 percent
- Rank by GDP among the Arkansas areas BEA publishes18th of 75
- Rank by GDP among the US county areas BEA publishes1227th of 3,127
- GDP per resident$28,108
Output grew 3.8 percent in the latest year and 43.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lonoke County
Employment by industry in Lonoke County
- Covered employment, annual average15,597
- Establishments reporting1,416
- Average annual pay$43,054
- Average weekly wage$828
- Retail trade, employment2,326
- Retail trade, average annual pay$30,766
- Health care and social assistance, employment2,193
- Health care and social assistance, average annual pay$39,179
- Accommodation and food services, employment2,119
- Accommodation and food services, average annual pay$19,832
- Manufacturing, employment1,352
- Manufacturing, average annual pay$63,964
- Construction, employment1,080
- Finance and insurance, employment580
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 2,326 | 169 | $30,766 |
| Health care and social assistance | 2,193 | 184 | $39,179 |
| Accommodation and food services | 2,119 | 107 | $19,832 |
| Manufacturing | 1,352 | 34 | $63,964 |
| Construction | 1,080 | 177 | $60,188 |
| Finance and insurance | 580 | 107 | $70,691 |
| Wholesale trade | 465 | 75 | $65,552 |
| Administrative and support and waste management services | 442 | 67 | $37,167 |
Retail trade is the largest private sector at 2,326 jobs, 14.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lonoke County
How many businesses are in Lonoke County?
- Establishments, all industries1,175
- Employment at those establishments12,365
- Annual payroll$501.3 m
- Establishments per 1,000 residents15.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lonoke County
Building permits in Lonoke County
- Housing units authorized by permit, 2024193
- Declared construction value permitted$39.9 m
- Single family units authorized175
- Multifamily units authorized18
- Multifamily share of units9.3 percent
- Average declared value per unit$206,538
- Units authorized per 1,000 households6.8
Single-family homes are 90.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lonoke County
SBA loans in Lonoke County (7(a) and 504)
- 7(a) approvals recorded28
- 7(a) gross approval dollars$8.1 m
- Average 7(a) approval$288,886
- Median 7(a) approval$119,000
- 10th percentile approval$18,470
- 90th percentile approval$1,081,020
- Largest single approval$1,461,700
- Jobs reported supported, 7(a)100
- Jobs per approval3.6
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals24
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.4 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter21
- Franchise loans2
- Franchise share of approvals7.1 percent
- Most active lenderU.S. Bank, National Association (6)
- 504 approvals recorded2
- 504 gross approval dollars$603,000
- Average 504 approval$301,500
- Median 504 approval$301,500
- Distinct CDCs active2
- 504 jobs per approval3.0
- 504 jobs per million dollars approved10.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.7 m
The average approval of $288,886 sits well above the median of $119,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 21.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lonoke County
SBA loan default and charge-off rates in Lonoke County
Do SBA loans in Lonoke County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure21
- Status: Cancelled2
- Status: Committed, not yet disbursed2
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lonoke County
SBA lending by place in Lonoke County
- Borrower cities with recorded lending6
- Cabot, approvals13
- Austin, approvals5
- Ward, approvals4
- England, approvals4
- Jacksonville, approvals1
- Carlisle, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cabot | 13 | $2,374,900 |
| Austin | 5 | $1,234,800 |
| Ward | 4 | $1,459,400 |
| England | 4 | $285,600 |
| Jacksonville | 1 | $1,461,700 |
| Carlisle | 1 | $1,272,400 |
Cabot accounts for 13 approvals against 5 in Austin. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lonoke County
How large is Lonoke County?
- Land area771 sq mi
- Rank by land area among Arkansas counties18th of 75
- Width, east to west27.4 mi
- Height, north to south41 mi
- Geographies sharing a boundary6
- Residents per square mile of land98
- Establishments per square mile1.52
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lonoke County
Flood risk in Lonoke County
- Participation of the county's own NFIP community Lonoke County, unincorporated areasParticipating, community 050448
- Communities in the county in the NFIP Community Status Book11
- Of those, participating in the NFIP9
- NFIP participation rate81.8 percent
- Communities carrying a CRS class0
- Radon levels in Lonoke County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Lonoke County (community 050448), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lonoke County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 81.8 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lonoke County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lonoke County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202475,272
- Households28,554
- Average household size2.64
- Median household income$72,828
- Median age37.8
Common questions
Lonoke County questions, answered from the record.
How many people live in Lonoke County, Arkansas?
The Census Bureau estimates 76,389 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 75,272, in 28,554 households, ranking 10th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lonoke County's population growing?
The population has grown 3.19 percent since the 2020 census base of 74,025, to 76,389 on July 1, 2024. In 2024 there were 858 births against 779 deaths, with net migration of 383. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lonoke County?
$72,828. The median owner-occupied home is valued at $193,600, which is 2.7 times income, and median gross rent is $1,025 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lonoke County?
1,175 establishments, employing 12,365 people with an annual payroll of $501.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lonoke County?
Retail trade is the largest private sector at 2,326 jobs, 14.9 percent of covered employment. Covered employment averages 15,597 jobs at an average annual pay of $43,054, or $828 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lonoke County?
28 7(a) approvals totaling $8.1 m since FY2020, across 18 lenders, with a median approval of $119,000, plus 2 504 approvals worth $603,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lonoke County?
193 housing units were authorized by permit in 2024, with a declared construction value of $39.9 m. Multifamily was 9.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lonoke County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lonoke County come from?
The largest single origin is Pulaski County, with 825 households. Arriving households report an average income of $52,346 against $50,233 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lonoke County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lonoke County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lonoke County
Cities and places in Lonoke.
11 Census places lie wholly or partly in Lonoke County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cabot | city | 26,960 | 13 | Wholly in this county |
| Ward | city | 6,573 | 4 | Wholly in this county |
| Lonoke | city | 4,267 | None recorded | Wholly in this county |
| Austin | city | 3,915 | 5 | Wholly in this county |
| England | city | 2,294 | 4 | Wholly in this county |
| Carlisle | city | 2,227 | 1 | Wholly in this county |
| Keo | town | 322 | None recorded | Wholly in this county |
| Humnoke | city | 122 | None recorded | Wholly in this county |
| Allport | town | 102 | None recorded | Wholly in this county |
| Coy | town | 60 | None recorded | Wholly in this county |
| Scott | CDP | 46 | None recorded | 50.9 percent here, 49.1 percent Pulaski County |
A further 1 of the county's 28 SBA 7(a) approvals are to borrowers in cities that match no Census place in Lonoke County, the largest being Jacksonville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby