Montgomery County, Arkansas: commercial real estate data.
Montgomery County, Arkansas had an estimated 8,510 residents on July 1, 2024, up 0.4 percent since the 2020 census base of 8,480, across 780 square miles. County output reached $209.0 m in 2024, 134 establishments operate here, and the SBA record carries 3 7(a) approvals worth $91,400 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montgomery County
How many people live in Montgomery County
- Population, American Community Survey 2020-20248,553
- Households3,715
- Average household size2.30
- Median household income$48,906
- Median age50.8
- Median gross rent$636 per month
- Median owner-occupied home value$151,900
- Home value to household income3.1 times
- Annual rent as a share of median income15.6 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over6,437
- Population under 181,601
- Share under 1818.7 percent
- Population 65 and over2,331
- Share 65 and over27.3 percent
- Working age population, 18 to 644,621
- Civilian labor force3,234
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over46.5 percent
- Rank by population among Arkansas counties64th of 75
- Rank by population among US county-equivalents, Puerto Rico included2607th of 3,222
Montgomery County is the 64th largest of 75 Arkansas counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 27.3 percent against 18.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Montgomery County
Is Montgomery County's population growing?
- Population, July 1, 20248,510
- Census 2020 base population8,480
- Population change since the 2020 census base0.35 percent
- Population change, 2023 to 2024-95
- Births, 202472
- Deaths, 2024136
- Natural change, 2024-64
- Net domestic migration, 2024-30
- Net international migration, 20240
- Total net migration, 2024-30
- Cumulative net domestic migration, 2021 to 2024385
- Rank by growth among US county-equivalents1701st of 3,144
The county has grown 0.35 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Montgomery County
Where are people moving to Montgomery County from?
- Tax returns filed by households arriving295
- People arriving, from those returns596
- Tax returns filed by households leaving192
- Net household movement103
- Adjusted gross income arriving$16.9 m
- Net adjusted gross income movement$9.7 m
- Average income of an arriving household$57,407
- Average income of a leaving household$37,901
- Largest single originGarland County (47 households)
- Largest single destinationGarland County (50 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Garland County | 47 | 84 | $1.6 m |
| Pike County | 25 | 52 | $667,000 |
Households arriving report $19,506 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Garland County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Montgomery County
What is the Montgomery County economy?
- County GDP, 2024$209.0 m
- County GDP, 2023$195.9 m
- GDP change, 2023 to 20246.7 percent
- GDP change over five years43.9 percent
- Rank by GDP among the Arkansas areas BEA publishes74th of 75
- Rank by GDP among the US county areas BEA publishes2889th of 3,127
- GDP per resident$24,436
Output grew 6.7 percent in the latest year and 43.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Montgomery County
Employment by industry in Montgomery County
- Covered employment, annual average1,276
- Establishments reporting185
- Average annual pay$36,741
- Average weekly wage$707
- Retail trade, employment172
- Retail trade, average annual pay$25,766
- Construction, employment71
- Construction, average annual pay$38,125
- Manufacturing, employment55
- Manufacturing, average annual pay$44,660
- Health care and social assistance, employment45
- Health care and social assistance, average annual pay$38,831
- Wholesale trade, employment37
- Other services, except public administration, employment34
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 172 | 21 | $25,766 |
| Construction | 71 | 27 | $38,125 |
| Manufacturing | 55 | 8 | $44,660 |
| Health care and social assistance | 45 | 14 | $38,831 |
| Wholesale trade | 37 | 5 | $50,486 |
| Other services, except public administration | 34 | 15 | $26,718 |
| Finance and insurance | 32 | 5 | $48,514 |
| Real estate and rental and leasing | 15 | 8 | $23,879 |
Retail trade is the largest private sector at 172 jobs, 13.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Montgomery County
How many businesses are in Montgomery County?
- Establishments, all industries134
- Employment at those establishments934
- Annual payroll$38.2 m
- Establishments per 1,000 residents15.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Montgomery County
SBA loans in Montgomery County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$91,400
- Average 7(a) approval$30,467
- Median 7(a) approval$40,700
- Largest single approval$41,700
- Jobs reported supported, 7(a)6
- Jobs per approval2.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term60 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery County
SBA loan default and charge-off rates in Montgomery County
Do SBA loans in Montgomery County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure1
- Status: Paid in full2
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery County
SBA lending by place in Montgomery County
- Borrower cities with recorded lending2
- Mount Ida, approvals2
- Caddo Gap, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Mount Ida | 2 | $50,700 |
| Caddo Gap | 1 | $40,700 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery County
How large is Montgomery County?
- Land area780 sq mi
- Rank by land area among Arkansas counties17th of 75
- Width, east to west30.8 mi
- Height, north to south28 mi
- Geographies sharing a boundary7
- Residents per square mile of land11
- Establishments per square mile0.17
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Montgomery County
Flood risk in Montgomery County
- Participation of the county's own NFIP community Montgomery County, unincorporated areasParticipating, community 050453
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Montgomery County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Montgomery County (community 050453), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Montgomery County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Montgomery County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Montgomery County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20248,553
- Households3,715
- Average household size2.30
- Median household income$48,906
- Median age50.8
Common questions
Montgomery County questions, answered from the record.
How many people live in Montgomery County, Arkansas?
The Census Bureau estimates 8,510 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,553, in 3,715 households, ranking 64th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Montgomery County's population growing?
The population has grown 0.35 percent since the 2020 census base of 8,480, to 8,510 on July 1, 2024. In 2024 there were 72 births against 136 deaths, with net migration of -30. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Montgomery County?
$48,906. The median owner-occupied home is valued at $151,900, which is 3.1 times income, and median gross rent is $636 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Montgomery County?
134 establishments, employing 934 people with an annual payroll of $38.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Montgomery County?
Retail trade is the largest private sector at 172 jobs, 13.5 percent of covered employment. Covered employment averages 1,276 jobs at an average annual pay of $36,741, or $707 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Montgomery County?
3 7(a) approvals totaling $91,400 since FY2020, across 2 lenders, with a median approval of $40,700. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Montgomery County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Montgomery County come from?
The largest single origin is Garland County, with 47 households. Arriving households report an average income of $57,407 against $37,901 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Montgomery County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Montgomery County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Montgomery County
Cities and places in Montgomery.
7 Census places lie wholly or partly in Montgomery County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Glenwood | city | 1,841 | None recorded | 3.4 percent here, 96.6 percent Pike County |
| Mount Ida | city | 1,376 | 2 | Wholly in this county |
| Oden | town | 347 | None recorded | Wholly in this county |
| Norman | town | 339 | None recorded | Wholly in this county |
| Black Springs | town | 101 | None recorded | Wholly in this county |
| Pencil Bluff | CDP | 51 | None recorded | Wholly in this county |
| Caddo Gap | CDP | 27 | 1 | Wholly in this county |
Nearby