HomeArkansasOuachita CountyStephens
Stephens, Arkansas: commercial real estate data.
Stephens is a Census city of 1,099 people across 2.76 square miles of land, in Ouachita County. Median household income is $61,518, 75.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $4.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stephens
What Stephens is
- Census place typecity
- Land area2.76 sq mi
- Water area0.01 sq mi
- Population per square mile of land399 plus or minus 155
- County holding the largest share of its areaOuachita County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
How many people live in Stephens
- Population1,099 plus or minus 428
- Median age37.8 plus or minus 19.3
- Population under 18329 plus or minus 133
- Share under 1829.9 percent
- Population 65 and over127 plus or minus 47
- Share 65 and over11.6 percent plus or minus 6.2
- Households343 plus or minus 127
- Family households255 plus or minus 110
- Share of households that are families74.3 percent plus or minus 16.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
Income and work in Stephens
- Median household income$61,518 plus or minus $38,297
- Per capita income$22,299 plus or minus $6,413
- Civilian labor force390 plus or minus 161
- Employed372 plus or minus 161
- Unemployed18 plus or minus 19
- Unemployment rate4.6 percent plus or minus 4.5
- Adults 25 and over637 plus or minus 221
- Adults 25 and over with a high school diploma or higher88.5 percent plus or minus 39.9
- Adults 25 and over with a bachelor degree or higher5.8 percent plus or minus 7.4
- Adults 25 and over with a graduate degree0.8 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
Housing in Stephens
- Housing units478 plus or minus 142
- Occupied units343 plus or minus 127
- Vacant units135 plus or minus 57
- Vacancy rate28.2 percent plus or minus 8.5
- Owner occupied260 plus or minus 117
- Renter occupied83 plus or minus 34
- Ownership rate75.8 percent plus or minus 19.4
- Median owner-occupied home value$70,700 plus or minus $19,936
- Median gross rent, monthly$446 plus or minus $265
- Annual rent as a share of median income8.7 percent plus or minus 7.5
- Single family units326 plus or minus 90
- Share single family68.2 percent plus or minus 27.7
- Units in buildings of two or more51 plus or minus 29
- Share in buildings of two or more10.7 percent plus or minus 5.1
- Mobile homes101 plus or minus 89
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
How Stephens gets to work
- Workers 16 and over who commute372 plus or minus 161
- Commuting under 15 minutes74 plus or minus 48
- Share commuting under 15 minutes19.9 percent plus or minus 9.6
- Commuting 30 minutes or more119 plus or minus 76
- Share commuting 30 minutes or more32.0 percent plus or minus 15.0
- Drove alone84.4 percent
- Carpooled11.3 percent plus or minus 14.5
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.8
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
SBA loans in Stephens (7(a))
- Approvals1
- Gross approval$4,035,000
- Average approval$4,035,000
- Median approval$4,035,000
- Largest approval$4,035,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Stephens, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stephens
Flood risk in Stephens
- NFIP communityCity of Stephens
- NFIP community number050369
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date12/17/10
The City of Stephens does not participate in the National Flood Insurance Program as community 050369 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ouachita County, not Stephens
Ouachita County context, not Stephens figures
- Establishments in Ouachita County465
- Covered employment, Ouachita County7,057
- Average annual pay, Ouachita County$48,303
- Housing units permitted, Ouachita County0
Every figure in this section is published for Ouachita County as a whole and is not a measurement of Stephens.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Stephens questions, answered from the record.
How many people live in Stephens, Arkansas?
1,099, in 343 households. Stephens city covers 2.76 square miles of land, which is 399 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stephens in?
Ouachita County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stephens?
$61,518. The median owner-occupied home is valued at $70,700. Median gross rent is $446 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stephens businesses?
1 7(a) approvals totaling $4.0 m since FY2020, across 1 lenders, median approval $4,035,000. These count approvals to borrowers whose address is in Stephens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stephens borrowers get paid back?
No rate is published for Stephens. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Stephens in the National Flood Insurance Program?
No, it is listed but not participating. Stephens appears in the FEMA Community Status Book as Stephens, city of, community 050369, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Stephens figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ouachita County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stephens.
Is zoning published for Stephens?
No. Nothing on this page presents parcel level zoning.
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