HomeArkansasOuachita CountyStephens city
Stephens city, Arkansas: commercial real estate data.
Stephens city is a Census city of 1,099 people across 2.76 square miles of land, in Ouachita County. Median household income is $61,518, 75.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $4.0 m.
66 sourced place values · tier FULL · 7 sections
Stephens
What Stephens is
- Census place typecity
- Land area2.76 sq mi
- Water area0.01 sq mi
- Population per square mile of land399 plus or minus 155
- County holding the largest share of its areaOuachita County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
How many people live in Stephens
- Population1,099 plus or minus 428
- Median age37.8 plus or minus 19.3
- Population under 18329 plus or minus 133
- Share under 1829.9 percent
- Population 65 and over127 plus or minus 47
- Share 65 and over11.6 percent plus or minus 6.2
- Households343 plus or minus 127
- Family households255 plus or minus 110
- Share of households that are families74.3 percent plus or minus 16.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
Income and work in Stephens
- Median household income$61,518 plus or minus $38,297
- Per capita income$22,299 plus or minus $6,413
- Civilian labor force390 plus or minus 161
- Employed372 plus or minus 161
- Unemployed18 plus or minus 19
- Unemployment rate4.6 percent plus or minus 4.5
- Adults 25 and over637 plus or minus 221
- Adults 25 and over with a high school diploma or higher88.5 percent plus or minus 39.9
- Adults 25 and over with a bachelor degree or higher5.8 percent plus or minus 7.4
- Adults 25 and over with a graduate degree0.8 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
Housing in Stephens
- Housing units478 plus or minus 142
- Occupied units343 plus or minus 127
- Vacant units135 plus or minus 57
- Vacancy rate28.2 percent plus or minus 8.5
- Owner occupied260 plus or minus 117
- Renter occupied83 plus or minus 34
- Ownership rate75.8 percent plus or minus 19.4
- Median owner-occupied home value$70,700 plus or minus $19,936
- Median gross rent, monthly$446 plus or minus $265
- Annual rent as a share of median income8.7 percent plus or minus 7.5
- Single family units326 plus or minus 90
- Share single family68.2 percent plus or minus 27.7
- Units in buildings of two or more51 plus or minus 29
- Share in buildings of two or more10.7 percent plus or minus 5.1
- Mobile homes101 plus or minus 89
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
How Stephens gets to work
- Workers 16 and over who commute372 plus or minus 161
- Commuting under 15 minutes74 plus or minus 48
- Share commuting under 15 minutes19.9 percent plus or minus 9.6
- Commuting 30 minutes or more119 plus or minus 76
- Share commuting 30 minutes or more32.0 percent plus or minus 15.0
- Drove alone84.4 percent
- Carpooled11.3 percent plus or minus 14.5
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.8
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stephens
SBA 7(a) lending to Stephens borrowers
- Approvals1
- Gross approval$4,035,000
- Average approval$4,035,000
- Median approval$4,035,000
- Ninetieth percentile approval$4,035,000
- Largest approval$4,035,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ouachita County, not Stephens
Ouachita County context, not Stephens figures
These are Ouachita County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stephens measurements.
- Establishments in Ouachita County465
- Employment at those establishments, Ouachita County7,973
- Covered employment, Ouachita County7,057
- Average annual pay, Ouachita County$48,303
- Average weekly wage, Ouachita County$929
- Housing units permitted, Ouachita County0
- Of those, single family, Ouachita County0
- County product, 2024, Ouachita County$862,924,000
- County product change over the prior year, Ouachita County2.1 percent
- Average income of an arriving household, Ouachita County$42,769
Every figure in this section is published for Ouachita County as a whole and is not a measurement of Stephens. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Stephens questions, answered from the record.
How many people live in Stephens, Arkansas?
1,099, in 343 households. Stephens city covers 2.76 square miles of land, which is 399 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stephens in?
Ouachita County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stephens?
$61,518. The median owner-occupied home is valued at $70,700. Median gross rent is $446 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stephens businesses?
1 7(a) approvals totalling $4.0 m, across 1 lenders, median approval $4,035,000. These count approvals to borrowers whose address is in Stephens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stephens borrowers get paid back?
No rate is published for Stephens. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Stephens figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ouachita County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stephens.
Is zoning published for Stephens?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby