Saline County, Arkansas: commercial real estate data.
Saline County, Arkansas had an estimated 131,252 residents on July 1, 2024, up 6.3 percent since the 2020 census base of 123,422, across 724 square miles. County output reached $4.03 bn in 2024, 2,389 establishments operate here, and the SBA record carries 89 7(a) approvals worth $28.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Saline County
How many people live in Saline County
- Population, American Community Survey 2020-2024127,479
- Households50,203
- Average household size2.54
- Median household income$79,046
- Median age40.5
- Median gross rent$1,033 per month
- Median owner-occupied home value$221,200
- Home value to household income2.8 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree9.2 percent
- Adults 25 and over88,552
- Population under 1829,643
- Share under 1823.3 percent
- Population 65 and over23,444
- Share 65 and over18.4 percent
- Working age population, 18 to 6474,392
- Civilian labor force63,121
- Unemployment rate3.9 percent
- Labor force participation, adults 18 and over64.5 percent
- Rank by population among Arkansas counties6th of 75
- Rank by population among US county-equivalents, Puerto Rico included514th of 3,222
Saline County is the 6th largest of 75 Arkansas counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 18.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Saline County
Is Saline County's population growing?
- Population, July 1, 2024131,252
- Census 2020 base population123,422
- Population change since the 2020 census base6.34 percent
- Population change, 2023 to 20241,686
- Births, 20241,400
- Deaths, 20241,349
- Natural change, 202451
- Net domestic migration, 20241,483
- Net international migration, 2024154
- Total net migration, 20241,637
- Cumulative net domestic migration, 2021 to 20247,232
- Rank by growth among US county-equivalents364th of 3,144
The county has grown 6.34 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Saline County
Where are people moving to Saline County from?
- Tax returns filed by households arriving4,255
- People arriving, from those returns8,245
- Tax returns filed by households leaving3,258
- Net household movement997
- Adjusted gross income arriving$283.1 m
- Net adjusted gross income movement$87.1 m
- Average income of an arriving household$66,525
- Average income of a leaving household$60,134
- Largest single originPulaski County (1,554 households)
- Largest single destinationPulaski County (1,081 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Pulaski County | 1,554 | 2,996 | $91.9 m |
| Garland County | 331 | 591 | $23.4 m |
| Hot Spring County | 127 | 254 | $5.4 m |
| Faulkner County | 116 | 191 | $8.0 m |
| Grant County | 101 | 196 | $4.6 m |
| Jefferson County | 88 | 182 | $4.9 m |
| Lonoke County | 77 | 158 | $3.9 m |
| White County | 43 | 86 | $3.1 m |
Households arriving report $6,391 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Pulaski County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Saline County
What is the Saline County economy?
- County GDP, 2024$4.03 bn
- County GDP, 2023$3.89 bn
- GDP change, 2023 to 20243.7 percent
- GDP change over five years36.1 percent
- Rank by GDP among the Arkansas areas BEA publishes10th of 75
- Rank by GDP among the US county areas BEA publishes802nd of 3,127
- GDP per resident$31,606
Output grew 3.7 percent in the latest year and 36.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Saline County
Employment by industry in Saline County
- Covered employment, annual average27,501
- Establishments reporting2,457
- Average annual pay$47,454
- Average weekly wage$913
- Health care and social assistance, employment5,009
- Health care and social assistance, average annual pay$51,554
- Retail trade, employment4,729
- Retail trade, average annual pay$36,781
- Accommodation and food services, employment3,670
- Accommodation and food services, average annual pay$21,168
- Construction, employment2,699
- Construction, average annual pay$60,556
- Manufacturing, employment1,471
- Administrative and support and waste management services, employment1,183
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 5,009 | 341 | $51,554 |
| Retail trade | 4,729 | 305 | $36,781 |
| Accommodation and food services | 3,670 | 201 | $21,168 |
| Construction | 2,699 | 341 | $60,556 |
| Manufacturing | 1,471 | 81 | $61,549 |
| Administrative and support and waste management services | 1,183 | 148 | $49,787 |
| Other services, except public administration | 906 | 188 | $42,067 |
| Professional, scientific and technical services | 843 | 224 | $72,592 |
Health care and social assistance is the largest private sector at 5,009 jobs, 18.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Saline County
How many businesses are in Saline County?
- Establishments, all industries2,389
- Employment at those establishments25,592
- Annual payroll$1.03 bn
- Establishments per 1,000 residents18.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Saline County
Building permits in Saline County
- Housing units authorized by permit, 2024509
- Declared construction value permitted$129.7 m
- Single family units authorized491
- Multifamily units authorized18
- Multifamily share of units3.5 percent
- Average declared value per unit$254,819
- Units authorized per 1,000 households10.1
Single-family homes are 96.5 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Saline County
SBA loans in Saline County (7(a) and 504)
- 7(a) approvals recorded89
- 7(a) gross approval dollars$28.8 m
- Average 7(a) approval$323,676
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$983,400
- Largest single approval$2,623,800
- Jobs reported supported, 7(a)705
- Jobs per approval7.9
- Distinct 7(a) lenders active28
- Distinct industries receiving approvals57
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.9 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter80
- Franchise loans11
- Franchise share of approvals12.4 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (7)
- Most active lenderArvest Bank (15)
- 504 approvals recorded11
- 504 gross approval dollars$4.9 m
- Average 504 approval$442,455
- Median 504 approval$335,000
- Distinct CDCs active2
- 504 jobs per approval11.4
- 504 jobs per million dollars approved25.7
- Most active CDCRural Missouri, Inc. (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$33.7 m
The average approval of $323,676 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 7.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saline County
SBA loan default and charge-off rates in Saline County
Do SBA loans in Saline County get paid back?
- Loans with a final outcome recorded26
- Paid in full22
- Charged off4
- Status: Exempt from disclosure47
- Status: Paid in full22
- Status: Cancelled14
- Status: Charged off4
- Status: Committed, not yet disbursed2
Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
SBA lending by place in Saline County
- Borrower cities with recorded lending11
- Benton, approvals44
- Bryant, approvals20
- Alexander, approvals6
- Mabelvale, approvals4
- Little Rock, approvals4
- Hensley, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Benton | 44 | $13,335,200 |
| Bryant | 20 | $4,597,600 |
| Alexander | 6 | $1,115,900 |
| Mabelvale | 4 | $3,332,100 |
| Little Rock | 4 | $225,000 |
| Hensley | 3 | $1,561,000 |
| Bauxite | 3 | $1,539,300 |
| Paron | 2 | $2,838,000 |
| 3 other borrower cities | 3 | $263,100 |
Benton accounts for 44 approvals against 20 in Bryant. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
How large is Saline County?
- Land area724 sq mi
- Rank by land area among Arkansas counties26th of 75
- Width, east to west47.3 mi
- Height, north to south30.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land176
- Establishments per square mile3.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Saline County
Flood risk in Saline County
- Participation of the county's own NFIP community Saline County, unincorporated areasParticipating, community 050191
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class2
- Radon levels in Saline County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Saline County (community 050191), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Saline County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Saline County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Saline County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024127,479
- Households50,203
- Average household size2.54
- Median household income$79,046
- Median age40.5
Common questions
Saline County questions, answered from the record.
How many people live in Saline County, Arkansas?
The Census Bureau estimates 131,252 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 127,479, in 50,203 households, ranking 6th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Saline County's population growing?
The population has grown 6.34 percent since the 2020 census base of 123,422, to 131,252 on July 1, 2024. In 2024 there were 1,400 births against 1,349 deaths, with net migration of 1,637. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Saline County?
$79,046. The median owner-occupied home is valued at $221,200, which is 2.8 times income, and median gross rent is $1,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Saline County?
2,389 establishments, employing 25,592 people with an annual payroll of $1.03 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Saline County?
Health care and social assistance is the largest private sector at 5,009 jobs, 18.2 percent of covered employment. Covered employment averages 27,501 jobs at an average annual pay of $47,454, or $913 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Saline County?
89 7(a) approvals totaling $28.8 m since FY2020, across 28 lenders, with a median approval of $150,000, plus 11 504 approvals worth $4.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Saline County?
509 housing units were authorized by permit in 2024, with a declared construction value of $129.7 m. Multifamily was 3.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Saline County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Saline County come from?
The largest single origin is Pulaski County, with 1,554 households. Arriving households report an average income of $66,525 against $60,134 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Saline County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Saline County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Saline County
Cities and places in Saline.
12 Census places lie wholly or partly in Saline County. All 12 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Benton | city | 36,595 | 44 | Wholly in this county |
| Bryant | city | 21,504 | 20 | Wholly in this county |
| Hot Springs Village | CDP | 16,327 | None recorded | 44.0 percent here, 56.0 percent Garland County |
| East End | CDP | 6,912 | None recorded | Wholly in this county |
| Shannon Hills | city | 4,641 | None recorded | Wholly in this county |
| Haskell | city | 4,100 | None recorded | Wholly in this county |
| Alexander | city | 3,587 | 6 | 93.7 percent here, 6.3 percent Pulaski County |
| Salem | CDP | 2,642 | None recorded | Wholly in this county |
| Avilla | CDP | 1,833 | None recorded | Wholly in this county |
| Sardis | CDP | 890 | None recorded | Wholly in this county |
| Bauxite | town | 846 | 3 | Wholly in this county |
| Traskwood | city | 552 | 1 | Wholly in this county |
A further 15 of the county's 89 SBA 7(a) approvals are to borrowers in cities that match no Census place in Saline County, the largest being Mabelvale (4), Little Rock (4), Hensley (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby