HomeArkansasSebastian CountyFort Smith city
Fort Smith city, Arkansas: commercial real estate data.
Fort Smith city is a Census city of 89,805 people across 64.19 square miles of land, in Sebastian County. Median household income is $54,816, 53.4 percent of occupied homes are owned, and the SBA record carries 66 7(a) approvals to borrowers here worth $49.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fort Smith
What Fort Smith is
- Census place typecity
- Land area64.19 sq mi
- Water area4.24 sq mi
- Population per square mile of land1,399
- County holding the largest share of its areaSebastian County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Smith
How many people live in Fort Smith
- Population89,805
- Median age36.5
- Population under 1821,353
- Share under 1823.8 percent
- Population 65 and over14,381
- Share 65 and over16.0 percent
- Households36,775
- Family households22,820
- Share of households that are families62.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Smith
Income and work in Fort Smith
- Median household income$54,816
- Per capita income$34,413
- Civilian labor force43,931
- Employed41,059
- Unemployed2,872
- Unemployment rate6.5 percent
- Adults 25 and over60,043
- Adults 25 and over with a high school diploma or higher83.7 percent
- Adults 25 and over with a bachelor degree or higher23.9 percent
- Adults 25 and over with a graduate degree9.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Smith
Housing in Fort Smith
- Housing units40,475
- Occupied units36,775
- Vacant units3,700
- Vacancy rate9.1 percent
- Owner occupied19,624
- Renter occupied17,151
- Ownership rate53.4 percent
- Median owner-occupied home value$178,100
- Median gross rent, monthly$884
- Annual rent as a share of median income19.4 percent
- Single family units28,180
- Share single family69.6 percent
- Units in buildings of two or more12,115
- Share in buildings of two or more29.9 percent
- Mobile homes180 plus or minus 117
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Smith
How Fort Smith gets to work
- Workers 16 and over who commute37,513
- Commuting under 15 minutes17,681
- Share commuting under 15 minutes47.1 percent
- Commuting 30 minutes or more4,256
- Share commuting 30 minutes or more11.3 percent
- Drove alone77.4 percent
- Carpooled11.5 percent
- Public transport0.1 percent plus or minus 0.1
- Walked1.2 percent plus or minus 0.5
- Worked from home7.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Smith
SBA loans in Fort Smith (7(a))
- Approvals66
- Gross approval$49,213,600
- Average approval$745,661
- Median approval$246,000
- Ninetieth percentile approval$2,500,000
- Largest approval$4,000,000
- Jobs supported747
- Jobs per approval11.3
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.7 percent
- Share to franchises21.2 percent
- Distinct lenders29
- Distinct industries by NAICS42
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fort Smith
SBA loans in Fort Smith (504)
- Approvals8
- Gross approval$8,884,000
- Average approval$1,110,500
- Median approval$960,000
- Largest approval$2,662,000
- Jobs supported72
- Loans with a final outcome1
- Charged off1
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sebastian County, not Fort Smith
Sebastian County context, not Fort Smith figures
These are Sebastian County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fort Smith measurements.
- Establishments in Sebastian County3,398
- Employment at those establishments, Sebastian County60,727
- Covered employment, Sebastian County67,665
- Average annual pay, Sebastian County$55,173
- Average weekly wage, Sebastian County$1,061
- Housing units permitted, Sebastian County385
- Of those, single family, Sebastian County234
- County product, 2024, Sebastian County$9,255,242,000
- County product change over the prior year, Sebastian County3.6 percent
- Average income of an arriving household, Sebastian County$47,340
Every figure in this section is published for Sebastian County as a whole and is not a measurement of Fort Smith. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fort Smith questions, answered from the record.
How many people live in Fort Smith, Arkansas?
89,805, in 36,775 households. Fort Smith city covers 64.19 square miles of land, which is 1,399 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fort Smith in?
Sebastian County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fort Smith?
$54,816. The median owner-occupied home is valued at $178,100. Median gross rent is $884 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fort Smith businesses?
66 7(a) approvals totalling $49.2 m, across 29 lenders, median approval $246,000, plus 8 504 approvals worth $8.9 m. These count approvals to borrowers whose address is in Fort Smith, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fort Smith borrowers get paid back?
No rate is published for Fort Smith. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Fort Smith figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sebastian County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fort Smith.
Is zoning published for Fort Smith?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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