HomeDelawareKent CountyClayton
Clayton, Delaware: commercial real estate data.
Clayton is a Census town of 4,222 people across 1.95 square miles of land, lying across Kent County and New Castle County. Median household income is $107,307, 89.5 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clayton
What Clayton is
- Census place typetown
- Land area1.95 sq mi
- Water area0 sq mi
- Population per square mile of land2,168
- County holding the largest share of its areaKent County, 89.6 percent
- Counties this place lies inKent County 89.6 percent, New Castle County 10.4 percent
Clayton crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How many people live in Clayton
- Population4,222
- Median age37.1
- Population under 181,245
- Share under 1829.5 percent
- Population 65 and over400 plus or minus 155
- Share 65 and over9.5 percent plus or minus 3.7
- Households1,195
- Family households947
- Share of households that are families79.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Income and work in Clayton
- Median household income$107,307
- Per capita income$35,288
- Civilian labor force2,180
- Employed2,151
- Unemployed29 plus or minus 30
- Unemployment rate1.3 percent plus or minus 1.4
- Adults 25 and over2,806
- Adults 25 and over with a high school diploma or higher86.8 percent
- Adults 25 and over with a bachelor degree or higher32.1 percent plus or minus 8.2
- Adults 25 and over with a graduate degree12.7 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Housing in Clayton
- Housing units1,195
- Occupied units1,195
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied1,070
- Renter occupied125 plus or minus 82
- Ownership rate89.5 percent
- Median owner-occupied home value$361,300
- Median gross rent, monthly$1,621
- Annual rent as a share of median income18.1 percent
- Single family units1,142
- Share single family95.6 percent
- Units in buildings of two or more20 plus or minus 34
- Share in buildings of two or more1.7 percent plus or minus 2.8
- Mobile homes33 plus or minus 24
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How Clayton gets to work
- Workers 16 and over who commute1,846
- Commuting under 15 minutes222 plus or minus 135
- Share commuting under 15 minutes12.0 percent plus or minus 7.1
- Commuting 30 minutes or more1,086 plus or minus 272
- Share commuting 30 minutes or more58.8 percent plus or minus 12.3
- Drove alone68.4 percent
- Carpooled19.5 percent plus or minus 12.5
- Public transport0.8 percent plus or minus 1.4
- Walked0.0 percent
- Worked from home11.3 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
SBA loans in Clayton (7(a))
- Approvals15
- Gross approval$3,658,700
- Average approval$243,913
- Median approval$100,000
- Largest approval$1,790,000
- Jobs supported52
- Jobs per approval3.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises26.7 percent
- Distinct lenders9
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Clayton, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clayton
SBA loans in Clayton (504)
- Approvals2
- Gross approval$1,258,000
- Average approval$629,000
- Median approval$629,000
- Largest approval$835,000
- Jobs supported7
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Clayton, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clayton
Flood risk in Clayton
- NFIP communityTown of Clayton
- NFIP community number100005
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/07/14
The Town of Clayton participates in the National Flood Insurance Program as community 100005 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kent County, not Clayton
Kent County context, not Clayton figures
- Establishments in Kent County4,971
- Covered employment, Kent County71,071
- Average annual pay, Kent County$57,464
- Housing units permitted, Kent County1,201
Every figure in this section is published for Kent County as a whole and is not a measurement of Clayton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clayton questions, answered from the record.
How many people live in Clayton, Delaware?
4,222, in 1,195 households. Clayton town covers 1.95 square miles of land, which is 2,168 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clayton in?
Clayton lies in more than one. By area it is 89.6 percent in Kent County, 10.4 percent in New Castle County. This page sits under Kent County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Clayton?
$107,307. The median owner-occupied home is valued at $361,300. Median gross rent is $1,621 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clayton businesses?
15 7(a) approvals totaling $3.7 m since FY2020, across 9 lenders, median approval $100,000, plus 2 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Clayton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clayton borrowers get paid back?
No rate is published for Clayton. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clayton in the National Flood Insurance Program?
Yes. Clayton appears in the FEMA Community Status Book as Clayton, town of, community 100005, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clayton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kent County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clayton.
Is zoning published for Clayton?
No. Nothing on this page presents parcel level zoning.