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HomeDelawareNew Castle CountyWilmington

Wilmington, Delaware: commercial real estate data.

Wilmington is a Census city of 71,727 people across 10.90 square miles of land, in New Castle County. Median household income is $58,671, 48.0 percent of occupied homes are owned, and the SBA record carries 336 7(a) approvals to borrowers here worth $140.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Wilmington

What Wilmington is

  • Census place typecity
  • Land area10.9 sq mi
  • Water area6.29 sq mi
  • Population per square mile of land6,583
  • County holding the largest share of its areaNew Castle County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wilmington

How many people live in Wilmington

  • Population71,727
  • Median age37.0
  • Population under 1815,058
  • Share under 1821.0 percent
  • Population 65 and over11,083
  • Share 65 and over15.5 percent
  • Households31,655
  • Family households15,028
  • Share of households that are families47.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wilmington

Income and work in Wilmington

  • Median household income$58,671
  • Per capita income$40,332
  • Civilian labor force38,612
  • Employed35,788
  • Unemployed2,824 plus or minus 571
  • Unemployment rate7.3 percent plus or minus 1.5
  • Adults 25 and over50,535
  • Adults 25 and over with a high school diploma or higher88.0 percent
  • Adults 25 and over with a bachelor degree or higher33.1 percent
  • Adults 25 and over with a graduate degree15.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wilmington

Housing in Wilmington

  • Housing units35,514
  • Occupied units31,655
  • Vacant units3,859
  • Vacancy rate10.9 percent
  • Owner occupied15,205
  • Renter occupied16,450
  • Ownership rate48.0 percent
  • Median owner-occupied home value$231,400
  • Median gross rent, monthly$1,224
  • Annual rent as a share of median income25.0 percent
  • Single family units22,459
  • Share single family63.2 percent
  • Units in buildings of two or more13,012
  • Share in buildings of two or more36.6 percent
  • Mobile homes31 plus or minus 29
  • Median year structure built1946

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wilmington

How Wilmington gets to work

  • Workers 16 and over who commute29,267
  • Commuting under 15 minutes9,018
  • Share commuting under 15 minutes30.8 percent
  • Commuting 30 minutes or more8,174
  • Share commuting 30 minutes or more27.9 percent
  • Drove alone61.3 percent
  • Carpooled7.1 percent plus or minus 1.4
  • Public transport7.7 percent
  • Walked5.1 percent
  • Worked from home16.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wilmington

SBA loans in Wilmington (7(a))

  • Approvals336
  • Gross approval$140,626,000
  • Average approval$418,530
  • Median approval$150,000
  • Ninetieth percentile approval$1,013,000
  • Largest approval$5,000,000
  • Jobs supported3,310
  • Jobs per approval9.9
  • Loans with a final outcome55
  • Paid in full43
  • Charged off12
  • Charge-off rate over resolved loans21.8 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more8.0 percent
  • Share to franchises8.0 percent
  • Distinct lenders51
  • Distinct industries by NAICS141

Counted by borrower city: approvals to borrowers whose address is in Wilmington, in any county, FY2020 to FY2026.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Wilmington

SBA loans in Wilmington (504)

  • Approvals26
  • Gross approval$23,176,000
  • Average approval$891,385
  • Median approval$384,500
  • Largest approval$5,000,000
  • Jobs supported324
  • Loans with a final outcome8
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Wilmington, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Wilmington

Flood risk in Wilmington

  • NFIP communityCity of Wilmington
  • NFIP community number100028
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date01/22/20

The City of Wilmington participates in the National Flood Insurance Program as community 100028 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

New Castle County, not Wilmington

New Castle County context, not Wilmington figures

  • Establishments in New Castle County17,855
  • Covered employment, New Castle County303,806
  • Average annual pay, New Castle County$80,334
  • Housing units permitted, New Castle County1,586

Every figure in this section is published for New Castle County as a whole and is not a measurement of Wilmington.

All New Castle County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Wilmington questions, answered from the record.

How many people live in Wilmington, Delaware?

71,727, in 31,655 households. Wilmington city covers 10.90 square miles of land, which is 6,583 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Wilmington in?

New Castle County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Wilmington?

$58,671. The median owner-occupied home is valued at $231,400. Median gross rent is $1,224 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Wilmington businesses?

336 7(a) approvals totaling $140.6 m since FY2020, across 51 lenders, median approval $150,000, plus 26 504 approvals worth $23.2 m since FY2010. These count approvals to borrowers whose address is in Wilmington, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Wilmington borrowers get paid back?

Of the 55 loans that have reached a final outcome, 43 were paid in full and 12 charged off, a charge off rate of 21.8 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Wilmington in the National Flood Insurance Program?

Yes. Wilmington appears in the FEMA Community Status Book as Wilmington, city of, community 100028, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Wilmington figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for New Castle County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wilmington.

Is zoning published for Wilmington?

No. Nothing on this page presents parcel level zoning.