HomeDelawareSussex CountyMilford
Milford, Delaware: commercial real estate data.
Milford is a Census city of 12,803 people across 9.86 square miles of land, lying across Sussex County and Kent County. Median household income is $59,464, 51.3 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $10.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Milford
What Milford is
- Census place typecity
- Land area9.86 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,299
- County holding the largest share of its areaSussex County, 59.9 percent
- Counties this place lies inSussex County 59.9 percent, Kent County 40.1 percent
Milford crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
How many people live in Milford
- Population12,803
- Median age41.9
- Population under 182,942
- Share under 1823.0 percent
- Population 65 and over2,948
- Share 65 and over23.0 percent
- Households5,560
- Family households2,900
- Share of households that are families52.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
Income and work in Milford
- Median household income$59,464
- Per capita income$34,975
- Civilian labor force6,056
- Employed5,745
- Unemployed311 plus or minus 203
- Unemployment rate5.1 percent plus or minus 3.3
- Adults 25 and over9,089
- Adults 25 and over with a high school diploma or higher90.0 percent
- Adults 25 and over with a bachelor degree or higher27.6 percent
- Adults 25 and over with a graduate degree9.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
Housing in Milford
- Housing units5,911
- Occupied units5,560
- Vacant units351 plus or minus 165
- Vacancy rate5.9 percent plus or minus 2.8
- Owner occupied2,855
- Renter occupied2,705
- Ownership rate51.3 percent
- Median owner-occupied home value$296,900
- Median gross rent, monthly$1,260
- Annual rent as a share of median income25.4 percent
- Single family units3,674
- Share single family62.2 percent
- Units in buildings of two or more2,121 plus or minus 579
- Share in buildings of two or more35.9 percent plus or minus 9.4
- Mobile homes116 plus or minus 154
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
How Milford gets to work
- Workers 16 and over who commute5,232
- Commuting under 15 minutes1,940 plus or minus 475
- Share commuting under 15 minutes37.1 percent plus or minus 8.4
- Commuting 30 minutes or more1,833 plus or minus 379
- Share commuting 30 minutes or more35.0 percent
- Drove alone81.9 percent
- Carpooled6.7 percent plus or minus 2.3
- Public transport0.7 percent plus or minus 0.7
- Walked1.4 percent plus or minus 1.2
- Worked from home8.1 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
SBA loans in Milford (7(a))
- Approvals32
- Gross approval$10,079,000
- Average approval$314,969
- Median approval$72,500
- Ninetieth percentile approval$531,000
- Largest approval$4,990,000
- Jobs supported266
- Jobs per approval8.3
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises6.3 percent
- Distinct lenders10
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Milford, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Milford
SBA loans in Milford (504)
- Approvals5
- Gross approval$3,058,000
- Average approval$611,600
- Median approval$455,000
- Largest approval$1,033,000
- Jobs supported30
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Milford, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Milford
Flood risk in Milford
- NFIP communityCity of Milford
- NFIP community number100042
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/16/15
The City of Milford participates in the National Flood Insurance Program as community 100042 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sussex County, not Milford
Sussex County context, not Milford figures
- Establishments in Sussex County6,411
- Covered employment, Sussex County94,273
- Average annual pay, Sussex County$55,078
- Housing units permitted, Sussex County4,354
Every figure in this section is published for Sussex County as a whole and is not a measurement of Milford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Milford questions, answered from the record.
How many people live in Milford, Delaware?
12,803, in 5,560 households. Milford city covers 9.86 square miles of land, which is 1,299 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Milford in?
Milford lies in more than one. By area it is 59.9 percent in Sussex County, 40.1 percent in Kent County. This page sits under Sussex County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Milford?
$59,464. The median owner-occupied home is valued at $296,900. Median gross rent is $1,260 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Milford businesses?
32 7(a) approvals totaling $10.1 m since FY2020, across 10 lenders, median approval $72,500, plus 5 504 approvals worth $3.1 m since FY2010. These count approvals to borrowers whose address is in Milford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Milford borrowers get paid back?
No rate is published for Milford. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Milford in the National Flood Insurance Program?
Yes. Milford appears in the FEMA Community Status Book as Milford, city of, community 100042, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Milford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sussex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Milford.
Is zoning published for Milford?
No. Nothing on this page presents parcel level zoning.