HomeFloridaDeSoto CountyArcadia
Arcadia, Florida: commercial real estate data.
Arcadia is a Census city of 7,707 people across 4.45 square miles of land, in DeSoto County. Median household income is $39,677, 49.3 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $6.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Arcadia
What Arcadia is
- Census place typecity
- Land area4.45 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,731
- County holding the largest share of its areaDeSoto County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcadia
How many people live in Arcadia
- Population7,707
- Median age36.2
- Population under 181,733
- Share under 1822.5 percent
- Population 65 and over1,195 plus or minus 302
- Share 65 and over15.5 percent plus or minus 3.9
- Households3,189
- Family households1,722
- Share of households that are families54.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcadia
Income and work in Arcadia
- Median household income$39,677
- Per capita income$22,179
- Civilian labor force3,577
- Employed3,372
- Unemployed205 plus or minus 120
- Unemployment rate5.7 percent plus or minus 3.3
- Adults 25 and over5,081
- Adults 25 and over with a high school diploma or higher73.2 percent
- Adults 25 and over with a bachelor degree or higher11.3 percent plus or minus 4.2
- Adults 25 and over with a graduate degree4.5 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcadia
Housing in Arcadia
- Housing units3,595
- Occupied units3,189
- Vacant units406 plus or minus 155
- Vacancy rate11.3 percent plus or minus 4.2
- Owner occupied1,573
- Renter occupied1,616
- Ownership rate49.3 percent
- Median owner-occupied home value$177,700
- Median gross rent, monthly$956
- Annual rent as a share of median income28.9 percent
- Single family units2,303
- Share single family64.1 percent
- Units in buildings of two or more1,099 plus or minus 284
- Share in buildings of two or more30.6 percent plus or minus 7.3
- Mobile homes193 plus or minus 129
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcadia
How Arcadia gets to work
- Workers 16 and over who commute3,106
- Commuting under 15 minutes1,396 plus or minus 337
- Share commuting under 15 minutes44.9 percent plus or minus 9.0
- Commuting 30 minutes or more1,371 plus or minus 445
- Share commuting 30 minutes or more44.1 percent plus or minus 13.1
- Drove alone60.9 percent
- Carpooled33.0 percent plus or minus 12.0
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.6
- Worked from home3.2 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arcadia
SBA loans in Arcadia (7(a))
- Approvals11
- Gross approval$6,925,000
- Average approval$629,545
- Median approval$240,000
- Largest approval$5,000,000
- Jobs supported118
- Jobs per approval10.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises9.1 percent
- Distinct lenders8
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Arcadia, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arcadia
SBA loans in Arcadia (504)
- Approvals1
- Gross approval$282,000
- Average approval$282,000
- Median approval$282,000
- Largest approval$282,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Arcadia, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Arcadia
Flood risk in Arcadia
- NFIP communityCity of Arcadia
- NFIP community number120073
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/06/13
The City of Arcadia participates in the National Flood Insurance Program as community 120073 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
DeSoto County, not Arcadia
DeSoto County context, not Arcadia figures
- Establishments in DeSoto County566
- Covered employment, DeSoto County9,915
- Average annual pay, DeSoto County$49,347
- Housing units permitted, DeSoto County71
Every figure in this section is published for DeSoto County as a whole and is not a measurement of Arcadia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Arcadia questions, answered from the record.
How many people live in Arcadia, Florida?
7,707, in 3,189 households. Arcadia city covers 4.45 square miles of land, which is 1,731 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Arcadia in?
DeSoto County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Arcadia?
$39,677. The median owner-occupied home is valued at $177,700. Median gross rent is $956 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Arcadia businesses?
11 7(a) approvals totaling $6.9 m since FY2020, across 8 lenders, median approval $240,000, plus 1 504 approvals worth $282,000 since FY2010. These count approvals to borrowers whose address is in Arcadia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Arcadia borrowers get paid back?
No rate is published for Arcadia. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Arcadia in the National Flood Insurance Program?
Yes. Arcadia appears in the FEMA Community Status Book as Arcadia, city of, community 120073, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Arcadia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeSoto County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Arcadia.
Is zoning published for Arcadia?
No. Nothing on this page presents parcel level zoning.
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